#avoid

Roth conversion – avoid pro rata rule with interest bearing account

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Roth conversion – avoid pro rata rule with interest bearing account Ok so I have one traditional IRA I keep open with a zero balance and each year I contribute to it and immediately do a Roth conversion on the funds (I’m too high of an earner for a tax deduction on the contribution if that’s important to know). What I find is I end up getting a tiny amount of interest paid from the very short-lived deposit prio…

Reddit Personal Finance 782 2025-02-02

South FL beach recs in mid march to AVOID college spring breakers

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South FL beach recs in mid march to AVOID college spring breakers Looking for recs for what beach in south FL would be best for a daddy/daughter (10) weekend in Mid March? (trying to avoid the spring break party vibe as much as possible) Also hoping to have some entertainment options, like shows/ballet/horseback riding/ or shelling. Does Pompano get crazy? Is it worth going further north?? Or driving to West …

Reddit Travel 969 2025-02-01

Withdraw 50k and avoid capital gains tax?

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Withdraw 50k and avoid capital gains tax? I am a 26 year old grad student. I have been investing for the past 9 years and I have 50k in a variety of ETFs. Should I withdraw all 50k in calendar year 2025 and immediately reinvest to harvest capital gains tax free? As a grad student, my income will be less than 44k even WITH the 20k I’ll earn in total market gain. I guess I’m assuming that…

Reddit Personal Finance 1.2k 2025-01-31

Japan In spring or fall? Looking to avoid too busy.

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Japan In spring or fall? Looking to avoid too busy. My husband and I want to travel to Japan with our baby (currently 6 months old) this year. I’ve heard cherry blossom season is breathtaking but I’ve also heard it can be very crowded and busy. While we realize Japan is probably busy for all seasons, would it be best to visit in October with a toddler? What is October like in Japan – is the fall …

Reddit Travel 783 2025-01-24

What mistakes to avoid

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What mistakes to avoid Hi. I opened my first e-commerce shop last year with no experience. I managed to create a brand around one product and through whisper marketing/promotion on one forum I managed to get about 400 orders fulfilled. At the time I had no idea how to develop the shop, I thought advertising on Meta would be a good idea but everyone on Reddit was writi…

Reddit ecommerce 940 2025-01-24

In Inauguration Day message, Pope Francis urges Trump to avoid ‘discrimination or exclusion’

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In Inauguration Day message, Pope Francis urges Trump to avoid ‘discrimination or exclusion’ (RNS) — Francis’ prayer for the 47th president followed a Sunday interview with Italian media in which he called Trump’s proposed immigration policy ‘a disgrace.’ The post In Inauguration Day message, Pope Francis urges Trump to avoid ‘discrimination or exclusion’ appeared first on RNS.

Religion News Service 828 2025-01-21

How to avoid glass reflections?

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How to avoid glass reflections? I am preparing for one of my assignments, it’ll be working with flash. The aim of the assignment is to freeze motion, and ill be doing a iced coffee pour. Attached is a reference picture. Do I have to use a spray to coat the glass, any recommendations? Or can I survive with just a polarizer? Or can I just use a polarized filter on my lens? …

Ask Photography 573 2025-01-21

Website Migration SEO Best Practices To Preserve Rankings And Avoid Common Pitfalls via @sejournal, @AdamHeitzman

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Website Migration SEO Best Practices To Preserve Rankings And Avoid Common Pitfalls via @sejournal, @AdamHeitzman Discover the top 16 best practices for a successful website migration. Avoid SEO performance issues and maximize the benefits of your site changes. The post Website Migration SEO Best Practices To Preserve Rankings And Avoid Common Pitfalls appeared first on Search Engine Journal.

Search Engine Journal 861 2025-01-21

Spurs fightback too late to avoid Everton defeat

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Spurs fightback too late to avoid Everton defeat Everton’s first-half display secured a 3-2 win over a woeful Tottenham side as David Moyes earned his first win since returning for a second spell as manager.

ESPN 536 2025-01-20

LPT: Avoid soggy pizza by ordering it “well done”

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LPT: Avoid soggy pizza by ordering it “well done” Many pizza places tend to underbake their pizzas, resulting in a soggy crust. Ordering your pizza “well done” usually ensures a fully baked, crispy crust. “Well done” signals to the pizza makers to leave it in the oven a bit longer, giving the crust time to crisp up and the cheese to fully melt. Especially useful If you’re ordering from a place …

Life Pro Tips 887 2025-01-19

LPT: To avoid unwanted binge watching of a TV series, stop the show in the middle of the episode where there is a natural lull in the plot. This avoids cliffhangers.

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LPT: To avoid unwanted binge watching of a TV series, stop the show in the middle of the episode where there is a natural lull in the plot. This avoids cliffhangers. This only applies if you cannot control yourself from falling for the cliffhangers at the end of the show. submitted by /u/Ok-Bullfrog-7951

Life Pro Tips 432 2025-01-19

Using a Balance Transfer CC to avoid interest

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Using a Balance Transfer CC to avoid interest I’m about 2 years into my 5 year car loan with a remaining balance of $10,000. My monthly payment is $449/month with a 8.5% interest rate (astronomically high, I know). Simple math tells me that if I paid that for the next 36 months, it’ll cost me over $16,000. I’ve been thinking about using a balance transfer card with a 3% balance transfer fe…

Reddit Personal Finance 1.0k 2025-01-18

Landlord is selling home in order to avoid capital gains tax (Alaska, US).

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Landlord is selling home in order to avoid capital gains tax (Alaska, US). Here’s our scenario. The owner of the home we rent is a good friend of ours. They bought another home in the area and offered us this awesome space to rent. They lived in this home for 10 years prior to us, this fall will make 3 years of us living here. The home is valued at around 600,000 usd. To avoid having to pay the huge capitol gains tax w…

Reddit Personal Finance 1.1k 2025-01-17

AVOID Transfeero at all cost!

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AVOID Transfeero at all cost! I recently used Transfeero to book a car to take my daughter from JFK to NYC. The driver was not there when we agreed; he then kept saying he would be there in 5 minutes for over 40 minutes while my daughter was waiting. As she was a minor, the booking was made especially so he could wait for her with a sign at the arrivals exit. Instead, he ins…

Reddit Travel 977 2025-01-17

Leaving Sri Lanka with a bitter note : Avoid the gemstone scam!

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Leaving Sri Lanka with a bitter note : Avoid the gemstone scam! I visited Sri Lanka last week, and was all set to finish the beautiful trip on a peaceful note, through a walk in Colombo city. Until then, I’ve had nothing to complain about. People are so so friendly and helpful. Unfortunately, I was struck by an awful tourist scam. I was approached by a well dressed man who pretended to like my country and …

Reddit Travel 451 2025-01-15

Prem clubs avoid PSR charges; Leicester at risk

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Prem clubs avoid PSR charges; Leicester at risk The Premier League have not charged any club with breaches of Profitability and Sustainability Rules (PSR) for last season, although Leicester City remain the most at risk of further penalties.

ESPN 567 2025-01-15