LPT: When setting up autopay for bills, schedule them a few days before they’re due. This gives you a buffer in case something goes wrong with the payment (like insufficient funds or technical errors), saving you from late fees and potential damage to your credit score. Happened to me twice before switching dates. Also ease of mind submitted by /u/asianpixiedollvip

Begin student loan payments while they’re in deferment? .25 % discount on autopay. Hi all – I am currently studying for my MBA so my undergraduate loans are in deferment. I will be paying off these with the Avalanche method. I intend to finish my degree in Fall ’24, meaning deferment will end 6 months after that. I am 24, $57,500 salary, 35% Savings rate. Should I begin my student loan payoff to enroll in the .25% rate discoun…

MR. Copper Autopay – payment cleared at the bank but system doesn’t show Hello out there. My bank finally cleared the payment that was scheduled for November 1 however the app show I had no activity for the month of November. My autopay is now schedule for December 1. System still show I owe for November. I was finally able to log into Mr. Cooper this morning. Did this happen to anyone else? submitted by /u/St…

Mr. Cooper customers – if you are on ACH autopay, did they just initiate one with you today? I know we were all delayed due to the “security incident” – they finally took out the payment in the correct amount today, but I received no indication of any sort of resolution of the hack, so in order to make sure that this is going to the right place I wanted to see if others also had money taken out. submitted by /u/fauxzempic …

Credit card autopay x10 to build credit score If I open 10 credit cards (over 10 months) and set it up so each is charged $1 per month and then autopays $1 each month, will that improve my credit score? submitted by /u/Master-Awareness2864

Wireless carriers are messing with your autopay discount Autopay with a debit card or be prepared to pay up. | Illustration: The VergeYou gotta hand it to carriers: if there’s a way to squeeze an extra few dollars out of their customers, they will find it. As reported by The Wall Street Journal, the latest maneuver is requiring customers — current and new — to switch to a debit card or bank account wi…

Easy autopay for bills without giving checking account access? I have my utilities setup for autopay, and until recently, these payments were made via a dedicated credit card that I would pay off every month. Now, all my utilities are starting to charge $5-$10 extra if autopay hits a credit card instead of a checking account. This sucks, because utilities bills are highly variable and it was easier to just …