#auto

Auto Refinance with Capital One

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Auto Refinance with Capital One Hi everyone, It’s my first car loan and I am not too sure about my calculation, so I would like to seek out help from the experts here about potential refinance with Capital One: Current loan from Honda Financial: APR: 6.99% per contract, but pre-qualify tool says 7.12% Monthly payment: $704 minimum, I personally pay $200 extra into principal…

Reddit Personal Finance 786 2025-01-02

Should I sell my investments to pay off the rest of my auto loan?

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Should I sell my investments to pay off the rest of my auto loan? This is my first time ever going into debt as I recently got into a car accident that totaled my car. After the accident, I purchased a new to me car from a dealership in August but got pre-approved for an auto loan from my credit union for $10,000 with 6.4% APY and a 3 year term. I made sure to follow the 20/3/8 plan when I purchased the vehicl…

Reddit Personal Finance 713 2024-12-30

Should we pay off our auto loan early?

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Should we pay off our auto loan early? My husband and I took out an auto loan yesterday for $38k (after $5k downpayment)at 7.24%/ 60months which came to $700 p/mnth. We just started building our credit profile so we have a co-buyer thus the APR we got. Our combined income is $108k/per year before taxes. We do not have any other debts. Our goal is to buy a house in 2027-2028. Should …

Reddit Personal Finance 506 2024-12-29

Chase credit card auto pay

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Chase credit card auto pay I just enabled auto pay for the first time. Due date is today ( Christmas) . It didn’t process yet. Will it trigger tomorrow? Will this be considered as late pay? As per my research, most banks don’t consider this as late pay. But wanted to confirm if anyone has experience with Chase to confirm if it is applicable as well. Auto pay is setup wi…

Reddit Personal Finance 1.1k 2024-12-26

Can I switch to MF while in full auto mode?

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Can I switch to MF while in full auto mode? Just got a canon eos rebel k2 and I’m so excited! I’m a beginner so just getting comfortable with automatic mode to start, and I’m wondering if it’s ok to switch from AF to MF in automatic mode? Like Will this affect the camera/auto focus ability at all? And if I’m in AF mode, should I avoid trying to move the focus? This probably messes with it…

Ask Photography 1.1k 2024-12-23

Refinancing Auto Loan

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Refinancing Auto Loan Looking for advice on whether or not I should refinance my auto loan. When I got my car I had no credit and was freshly 18 so currently I pay $414.38 a month and have 30 months left. My APR is 14.14% through ALLY Financial. I applied through USAA for refinancing and they gave me an APR of 17% and it would extend the length of my loan, so for obv…

Reddit Personal Finance 784 2024-12-10

Auto loan vs liquidating stocks

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Auto loan vs liquidating stocks I have recently bought a 42k car and have a loan. Last year I put 53k in fxaix and have grown to 71k since January. Is it better for me to keep paying monthly on a 5% loan or should I liquidate and pay off the loan. If I keep the loan I probably won’t invest much while have the payment. If I sell I will continue investing as much as I can weekly…

Reddit Personal Finance 946 2024-12-04

Dad died in October, mom wants to pay off auto loan (originated 2020), loan is in grandpa’s name (died 2008). Bank won’t give balance.

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Dad died in October, mom wants to pay off auto loan (originated 2020), loan is in grandpa’s name (died 2008). Bank won’t give balance. This is insanity. My dad died in October 2024 and my mom wants to pay off “his” auto loan that originated in October 2020. Somehow 5/3rd Bank put the loan in my deceased (2008) grandpa’s name. That’s right, they gave a dead guy an auto loan… My dad always thought something was off with since he could never setup autopay and had to physically g…

Reddit Personal Finance 532 2024-12-04

windows keeps auto editing my photos???

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windows keeps auto editing my photos??? i recently got a new camera lens are started shooting in RAW. ever since that all my photos keep getting auto edited and its annoying me so much because i cant undo the auto edits.. does anyone know how to fix this? and sorry if this isnt the right sub to post this in https://preview.redd.it/nqw5qe3jnn4e1.png?width=1455&format=png&auto=webp&s=33…

Ask Photography 401 2024-12-04

To payoff auto loan or not?

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To payoff auto loan or not? 2.54% interest rate, about 18k left to go on my vehicle. Payment > 600/mo. Working on a claim with the VA, if successful there will likely be enough backpay to knock out this loan. Is this a wise move though? Considering that investing the money instead could yield > 4%. Although it does free up that payment amount from my budget which could the…

Reddit Personal Finance 826 2024-12-02

LPT: In a car accident? Give EMS/hospital your auto insurance information

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LPT: In a car accident? Give EMS/hospital your auto insurance information Paramedic here. Most people don’t know this but, but if you’re in an accident and need medical care give them your auto insurance information, not your health insurance. You have a medical payment section on your auto insurance for a reason. Bill them first, it’ll be a lot less hassle. submitted by /u/squatch95

Life Pro Tips 551 2024-11-30

World’s First Auto Show Packed In Electric Taxis And Steam-Powered Buses

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World’s First Auto Show Packed In Electric Taxis And Steam-Powered Buses The Los Angeles Auto Show wrapped up this week after the great and the good from the car world descended on the event to show off their new electric cars and other ground-breaking tech that’s meant to change the way we travel. While there were some cool concepts on display, a lot of the designs that were meant to… Read more…

Jalopnik 1.0k 2024-11-29

Suggestions for an app to auto upload stories/videos to multiple platforms at once?

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Suggestions for an app to auto upload stories/videos to multiple platforms at once? Hey everyone, I don’t post on social media much so I don’t really know anything about this field. My wife’s work, small business, is looking for an app to help upload videos to their social medias throughout the week. I know they tried using META, but had issues with it. They usually make a weeks worth of videos in a day, and then want to upload…

Reddit Social Media 948 2024-11-27

Auto WB or Custome WB ?

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Auto WB or Custome WB ? Hey so ive been wondering if it was better to adjust WB directly on your camera or later in post prod if shot indoors with lights umbrellas etc. I shoot raw and im new to post prod. I usually shoot with Auto WB on my fuji xt20 because i imagine that the post prod will be enough, but lets say i want my pic to be like my scene irl, lets say a bit…

Ask Photography 1.2k 2024-11-26