#auto

What is the best approach to refinancing my auto loan?

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What is the best approach to refinancing my auto loan? Hi looking for advice on the best approach to refinancing my auto loan. Some background — I took out an auto loan 5/2023 with an original balance of $25,650 and an APR 8.39%, and a monthly payment of $456. The current principal balance is $19,560. My current interest rate is not ideal and I would like to refinance in the next couple of months. …

Reddit Personal Finance 683 2025-01-21

Teaching myself manual settings – what can I leave on auto and what should I learn to adjust?

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Teaching myself manual settings – what can I leave on auto and what should I learn to adjust? Hello! I’ve recently purchased my first DSLR (FUJIFILM x100vi). I currently have everything set to auto, and have been adjusting the aperture and the exposure compensation to tinker with my shooting. I’ve played around at home adjusting all the settings but of course I’m slow and get confused and end up with some crappy images. Can I start by …

Ask Photography 933 2025-01-19

More People Owe At Least $10,000 On Their Auto Loans Than Ever Before

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More People Owe At Least $10,000 On Their Auto Loans Than Ever Before Among the news of all the shiny new models coming for 2025 and beyond is a dark reality looming over the auto industry: Millions of people are upside down on their auto loans, and the amounts owed are at their highest level ever. Read more…

Jalopnik 430 2025-01-18

Why doesn’t the Program Auto on my Sony ZV1MK2 work anymore?

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Why doesn’t the Program Auto on my Sony ZV1MK2 work anymore? I just got myself this camera, and I have been playing around with the menu and settings. I‘m not sure what I changed that made the program auto in video mode and in S&Q mode not work anymore. In photo mode it works normally. Some of my settings that may be relevant: ISO and WB are set to auto. 4k30, 60M 4:2:0 8bit Does not work with touch focus…

Ask Photography 505 2025-01-17

Trump’s Proposed Tariff Against Canada Would Implode The U.S. Auto Industry

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Trump’s Proposed Tariff Against Canada Would Implode The U.S. Auto Industry Alongside threatening to annex the Panama Canal and buy Greenland, Donald Trump is defending his proposed 25-percent tariff against Canada. The soon-to-be-again president stated last week that we didn’t need cars produced north of the border. However, effectively cutting off Canada’s automotive industry would hurt… Read more…

Jalopnik 962 2025-01-17

Private Auto Purchase Loan

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Private Auto Purchase Loan I’ve been looking into getting a loan to purchase a car on Facebook marketplace being sold at a cash price, from what I’ve read, DCU and Light Stream seem to be the best options but my main concern is getting approved, my alternative option would be to buy one at a dealership but I’m pretty picky with the car I want and I’m afraid getting denied…

Reddit Personal Finance 828 2025-01-15

Question about Auto DS

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Question about Auto DS Hey everyone. I am thinking of building my own store and use Auto DS to do all the supplying and ordering for me. Has anyone tried that? It sounds a bit too good to be true submitted by /u/Stormyy98x

Reddit ecommerce 581 2025-01-13

Do you think AAA auto club is worth the money?

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Do you think AAA auto club is worth the money? I’m a single male with one 12 year old vehicle. I keep it very well maintained and do most of my own auto repair work. I know it’s running very efficiently. My chase credit card offers a pre negotiated tow benefit. submitted by /u/armchairquarterback2

Reddit Personal Finance 898 2025-01-11

MotorWeek’s Upcoming Retro Marathon Will Let You Relive The Glory Days Of Auto Shows

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MotorWeek’s Upcoming Retro Marathon Will Let You Relive The Glory Days Of Auto Shows We here at Jalopnik have witnessed and lamented the decline of the traditional auto show over recent years. Auto shows were once the place for automakers to unveil their wildest concept cars, announce new versions of best-selling models, entice the public with test drive opportunities, and more. Television’s original… Read more…

Jalopnik 416 2025-01-11

Question about roll over auto loans

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Question about roll over auto loans I just have a question about how these work. From my understanding if I have loan for 18.5k with 13k left and my car is worth 9k that last 4k goes into the new loan of a car I would try to finace. Would I still need a down-payment got the new loan or is the toal of both loan added together minus what my vehicle is worth? If it works as I think m…

Reddit Personal Finance 1.1k 2025-01-07

Auto insurance – submit a claim or eat the whole cost?

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Auto insurance – submit a claim or eat the whole cost? Not sure – is this the right place to post this? We hit a boulder with our SUV…. at a Costco gas station (the boulder is part of the landscaping and actually sticks out past the curb by a little bit). Fortunately not having any dealings with auto body repairs in a few years, we figured the cost wouldn’t be too bad / and with our $1K deductible…

Reddit Personal Finance 314 2025-01-06

Advice? Auto Loan Mess up.

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Advice? Auto Loan Mess up. Hello, I am a 21-year-old female who made an impulsive decision a few months ago, and I am only now realizing the consequences. I bought a 2021 BMW Series 3, 330i with approximately 24k miles. I just signed the papers and left, and of course got ripped off. I was making poor financial decisions amid some personal failures. I was on a destructive…

Reddit Personal Finance 899 2025-01-05

Auto Loan Gap Coverage

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Auto Loan Gap Coverage My 21 year old son bought a new car for around $33k in May. He put $5k down when he bought it. To be safe, I had him add loan gap coverage to our insurance policy. As I’m looking at our upcoming renewal, I realized he probably doesn’t need it. He barely uses the vehicle because he drives a company truck, so it’ll have low mileage and maintain it…

Reddit Personal Finance 635 2025-01-02

Auto Refinance with Capital One

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Auto Refinance with Capital One Hi everyone, It’s my first car loan and I am not too sure about my calculation, so I would like to seek out help from the experts here about potential refinance with Capital One: Current loan from Honda Financial: APR: 6.99% per contract, but pre-qualify tool says 7.12% Monthly payment: $704 minimum, I personally pay $200 extra into principal…

Reddit Personal Finance 741 2025-01-02

Should I sell my investments to pay off the rest of my auto loan?

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Should I sell my investments to pay off the rest of my auto loan? This is my first time ever going into debt as I recently got into a car accident that totaled my car. After the accident, I purchased a new to me car from a dealership in August but got pre-approved for an auto loan from my credit union for $10,000 with 6.4% APY and a 3 year term. I made sure to follow the 20/3/8 plan when I purchased the vehicl…

Reddit Personal Finance 683 2024-12-30

Should we pay off our auto loan early?

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Should we pay off our auto loan early? My husband and I took out an auto loan yesterday for $38k (after $5k downpayment)at 7.24%/ 60months which came to $700 p/mnth. We just started building our credit profile so we have a co-buyer thus the APR we got. Our combined income is $108k/per year before taxes. We do not have any other debts. Our goal is to buy a house in 2027-2028. Should …

Reddit Personal Finance 476 2024-12-29

Chase credit card auto pay

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Chase credit card auto pay I just enabled auto pay for the first time. Due date is today ( Christmas) . It didn’t process yet. Will it trigger tomorrow? Will this be considered as late pay? As per my research, most banks don’t consider this as late pay. But wanted to confirm if anyone has experience with Chase to confirm if it is applicable as well. Auto pay is setup wi…

Reddit Personal Finance 1.1k 2024-12-26