Debt collection for a small loan 10 years ago that I don’t recall needing or authorizing I got a call from a debt collector saying there was a 500 personal loan authorized in 2013, the week I moved from one state to another. With interest the current balance owed, allegedly, is around $2500. I have no memory of this, and it’s not something I would have needed. They said my wife’s name and father’s name as co-signers. The date they …