#authorized

Xhusband reopened a credit card with me as an authorized user that was closed after the divorce.

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Xhusband reopened a credit card with me as an authorized user that was closed after the divorce. If this isn’t the right sub if you could please point me in the right direction let me know! Ex-husband opened a USAA credit card when we were married and set me as an authorized user. I didn’t know at the time but I discovered it in the divorce process, when the divorce was finalized I had myself removed as an authorized user. USAA let me know…

Reddit Personal Finance 1.1k 2025-01-23

Lenovo Legion Go S official: $499 buys the first authorized third-party SteamOS handheld

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Lenovo Legion Go S official: $499 buys the first authorized third-party SteamOS handheld The Lenovo Legion Go S, with SteamOS. | Photo by Antonio G. Di Benedetto / The VergeLenovo is trying an experiment. In May, it will officially become the very first company outside of Valve to ship a handheld gaming PC with the Steam Deck’s wonderfully pick-up-and-play SteamOS instead of Microsoft Windows. And at $499, it’ll be a true Steam Deck…

The Verge 1.2k 2025-01-08

Should I just remove myself as an authorized user from the credit card?

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Should I just remove myself as an authorized user from the credit card? Hello all, About 6 months ago my mom asked for my help to pay for a credit card which I am an authorized user on. The card has a balance of $8200. The interest rate is at 18%. Mind you I told her I’ll take over the payments so she can get some breathing room financially, but I will eventually need your help. She agreed to help by the…

Reddit Personal Finance 340 2025-01-05

Will making my kids authorized users of my credit card help build their credit history?

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Will making my kids authorized users of my credit card help build their credit history? In an effort to start building a credit history for my teenaged kids, I authorized them as users of my Wells Fargo credit card. But their cards have the exact same account number as mine, so I don’t know whether making them authorized users is doing anything to build a credit history for them. Wells Fargo’s customer support had no answers for me…

Reddit Personal Finance 368 2024-07-18

Authorized User Defaults

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Authorized User Defaults I have an elderly parent who is current my AU on my Amex Platinum card. I keep her as my AU for the travel protections the Platinum card gives her. She owes Amex approx 25k in personal loans and credit cards that are in her name only. Her only source if income is social security. If she defaults on the other accounts I am NOT signed on will her …

Reddit Personal Finance 568 2024-07-12

Should I cancel my authorized user AMEX card?

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Should I cancel my authorized user AMEX card? My dad gave me a joint card under his AMEX card around 2020 as my first credit card. I thought this would help build my credit score, but my FICO score is showing 670. He has some debt on this card but it should be paid off before the end of the year; I have also not used my personal card in almost 2 years. This is my only credit card and I also…

Reddit Personal Finance 902 2024-07-08

Removing authorized user to protect them from eviction report/credit collapse?

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Removing authorized user to protect them from eviction report/credit collapse? Throwaway because humiliating. I’m a parent of young adults. One of them is an authorized user on my cc since freshman year of college and has managed that responsibility very well. When he checked his credit report score when thinking about buying a car, it was around the same as mine at the time, very good. I agreed to cosign for another of my…

Reddit Personal Finance 1.0k 2024-06-27

should i remove myself as an authorized user on my mother’s credit card?

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should i remove myself as an authorized user on my mother’s credit card? Today, I received a notification from Experian that my credit score went down from 705 to 675. My credit score dropped 30 points, from June 11th. I am an authorized user on my mother’s credit card. I have been for four years now. In addition to the Experian notification, I received an alert from her credit card company, stating that she has exce…

Reddit Personal Finance 657 2024-06-26

Someone added me as an authorized user

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Someone added me as an authorized user Some questions, mostly venting, but I’ve had a very crazy and stressful afternoon. My husband and I (24F) are in the process of buying our first house together. When our credit reports came back, I learned that 8 years ago, a Capital One credit account was opened and the owner listed me as an authorized user. When I was 16. Without my knowledge….

Reddit Personal Finance 1.1k 2024-06-18

Can I still remove myself as an authorized user for a credit card if I don’t know any of the cc details?

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Can I still remove myself as an authorized user for a credit card if I don’t know any of the cc details? My parents made me an authorized user on their credit card ages ago. It shows up on my annual credit report. They’re financially abusive. Idk any of the account details but I have the card itself. Is there any way that I can remove myself despite not knowing any of the account details? Thanks. submitted by /u/ActuallyaBraixen

Reddit Personal Finance 1.2k 2024-04-18

Authorized.net versus stripe

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Authorized.net versus stripe Good afternoon everyone. I am launching a startup next year and we are at the point where we need to decide our payment gateway. I am debating an evaluating these two options. I have my opinions based on experience as a consumer, but have to look at it differently as the business owner and also consider my development team. Can anyone who has ex…

Reddit ecommerce 1.0k 2024-02-08

Bad Authorized User.

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Bad Authorized User. Has anyone had success taking a Authorized User to small claims court or suing them? l added my uncle and he racked up a lot and seems to be dodging me. At the time he was rooming with me and my family and we had just moved due to a fire so I really need the third of rent we got from giving him a room as I’m the only one working to support my mo…

Reddit Personal Finance 192 2023-10-12

I’m an authorized user, primary user passed away

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I’m an authorized user, primary user passed away My grandmother put me down as an authorized user on her credit card in case of emergency and also because I was her power of attorney. Unfortunately she passed away last month. I know I’m not liable for any debt on this card, but I was hoping to keep it open and on my credit. This card has a very small balance, a large credit line, and perfect p…

Reddit Personal Finance 177 2023-10-11

Question about authorized users

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Question about authorized users Hi there! I have a question regarding adding someone on as an authorized user to my card. I am currently an authorized user on my mom’s card at BofA, however about two years ago I opened another card with Capital One where I am the primary card owner. If I add an authorized user to my Capital One card, will that affect my mother’s credit score? …

Reddit Personal Finance 154 2023-09-21

Parents are ruining credit of authorized CC user.

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Parents are ruining credit of authorized CC user. A family member added their daughter as a authorized user some time ago. Recently the father has racked up $13k on the CC. The daughter has loads of student loan debt and possibly some other debt but is in a high paying career. That being said, it’s not her debt to pay(though I know she’s legally responsible for it as well). What are the steps t…

Reddit Personal Finance 127 2023-08-10

How to handle a credit card as an authorized user and the card holder passed away?

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How to handle a credit card as an authorized user and the card holder passed away? As the title states I’m an authorized user on my mom’s credit card with Chase and she passed away. It is by far the oldest credit card on my report by 10 years and I don’t want it to close and mess up my score as I want to buy a house at some point in the near-ish future. Does anyone know of a way around this? Like maybe asking chase if I can be…

Reddit Personal Finance 160 2023-07-25