LPT: If you need to go to the Emergency Room in the USA your insurance may cover it “in network” but it doesn’t necessarily mean the attached hospital is “in network” and will be charged as such. We called our insurance provider to find an in network ER. During the ER visit the doctors decided to admit my wife to the hospital. That’s fine we thought since hey, we specifically made sure it was “in network” . Now that the bills are showing up and rejection letters from the insurance company are pouring in is when we found out that just be…

LPT: If you’re bringing a dish to a potluck, bring a disposable dish or one that you aren’t particularly attached to I brought my favorite cookie caddy to a Fourth of July potluck a couple weeks ago, and towards the end of the party I realized someone had accidentally taken it home. I asked around and of course no one had seen it. I’ve made my peace with losing it, but from now on I’m never bringing a good dish to a potluck unless it’s a small gathering where …

I received the following letter(attached image) for a bill from a collections agency which I am seeing for the first time https://imgur.com/a/dj773Hy To provide some context, I once went to Carbon health earlier this year who probably sent a sample to quest diganostics. So it is plausible. However, this is the first time I am seeing this bill. I received other bills from carbon which I paid in full. But I never received this bill from quest diagnostics before. Now…

Converted the sinking porch attached to bedroom into sunroom for wife’s 40th submitted by /u/zootsaxes