#assumption

My ex and I bought a house together, questions about loan assumption.

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My ex and I bought a house together, questions about loan assumption. My ex and I bought a house in 2021 with a 3% interest rate. Both our names are on the mortgage. We broke up about a year ago (we never married), and now she is moving out. We have an assumable mortgage, and I would like to keep the mortgage and house in my name. We are amicable, and she says she doesn’t want me to “buy her out,” and she just wan…

Reddit Personal Finance 857 2025-02-04

VA Mortgage assumption

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VA Mortgage assumption Hi all! I’m currently under contract to assume a VA mortgage through NFCU. The seller has a great interest rate and I’m prepared to cover their equity to get through closing. I am however concerned about whether or not the underwriting team will push the mortgage through or not. I currently have a credit score of approximately 717 (pulled by ve…

Reddit Personal Finance 499 2024-06-10

LPT: If you are filling out an ‘anonymous’ employee satisfaction survey at your work, especially one with comments, fill it out with the assumption that it is not in fact ‘anonymous’

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LPT: If you are filling out an ‘anonymous’ employee satisfaction survey at your work, especially one with comments, fill it out with the assumption that it is not in fact ‘anonymous’ This is true even when a company uses a third party system and genuinely makes an effort to make them anonymous. How they typically work. You submit your results and comments. Either the third party or HR gets them and organizes them by org/team/manager. Management then gets the results of their team. The results are anonymous in that they don’t…

Life Pro Tips 207 2023-08-19

Things to do in Porto, Portugal during Assumption of Mary Holiday (Aug. 15)?

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Things to do in Porto, Portugal during Assumption of Mary Holiday (Aug. 15)? Hello! My family is traveling to Porto, Portugal in mid-August, and we will happen to be there during a federal holiday, the Assumption of Mary, on August 15. For anyone who has traveled to Porto during this time, what did you do that day? If most restaurants and tourist attractions are going to close, maybe I should plan to visit the beach. …

Reddit Travel 222 2023-07-06