#assuming

What to consider before assuming incarerated parents’ mortgage?

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What to consider before assuming incarerated parents’ mortgage? My father and step mother were arrested about two years ago and I stepped in as their PoA to manage their rental property, including making mortgage payments. It’s become clear they may not see release at their age and they’d like to give me the opportunity to assume the mortgage at it’s 3.3% interest. I’ve looked through so many threads about h…

Reddit Personal Finance 1.2k 2024-11-23

I’ve already been hit with the consequences of the Ticketmaster breach (I’m assuming)

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I’ve already been hit with the consequences of the Ticketmaster breach (I’m assuming) The email address I use for my Ticketmaster account (and which is also the username for the credit card linked in my TM account) , was spammed with newsletter signups tonight. I’m assuming that was done to bury the fraudulent activity confirmation emails I also received… The aforementioned credit card account was hacked and all of my rewards p…

Reddit Personal Finance 1.3k 2024-06-03

U.S. Shutdown, Assuming It Doesn’t Run Long, Will Slow, Not Cripple Crypto Efforts

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U.S. Shutdown, Assuming It Doesn’t Run Long, Will Slow, Not Cripple Crypto Efforts The crypto industry’s business in Washington is coming to a head just as a looming congressional budget impasse could shut down an array of federal services next week. But the digital assets sector can expect its most important matters won’t go entirely dark, experts suggest, even if they’re dragged out longer than crypto firms had hoped.

Coindesk 1.3k 2023-11-02

LPT: When someone shares something with you in an attempt to educate you or engage in conversation (assuming good intentions), just say thank you even if you knew already.

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LPT: When someone shares something with you in an attempt to educate you or engage in conversation (assuming good intentions), just say thank you even if you knew already. I’ve noticed throughout my life that most wise people I’ve encountered act enthusiastic, genuinely interested, or even mildly surprised when someone tells them something they already knew. Those people also often earn the reputation of being really nice. In most situations, it doesn’t hurt to say “oh that’s interesting, etc” then follow up with …

Life Pro Tips 386 2023-08-31

Am I right assuming I don’t benefit from the new student loan repayment plans?

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Am I right assuming I don’t benefit from the new student loan repayment plans? I have 2 federal, direct, consolidated loans reentering repayment in Oct: $13k subsidized and $32k unsubsidized. The payment for these is a little over $350 (end date of 2039). Additionally, I have 2 remaining private student loans: $42k with Navient (about $680/month with ever-increasing interest rates and payment amounts) and $5k from another …

Reddit Personal Finance 157 2023-08-29

LPT REQUEST: I just got injured from what I am assuming is store negligence. Is it worth pursuing ?

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LPT REQUEST: I just got injured from what I am assuming is store negligence. Is it worth pursuing ? I had just left my local movie theater. I walked out the front glass doors onto their sidewalk and was headed into the parking lot to get in my car. There’s a chunk of concrete broken off on the curb. I stepped in the hole and biffed it, HARD. We then go back inside, tell security what happened, he gets the manager. The manager comes to us with…

Life Pro Tips 334 2023-08-02

Advice for potentially assuming a mortgage at 24

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Advice for potentially assuming a mortgage at 24 Hello everyone, I recently started a job making 80k a year with no debt and make ~4k a month after taxes and deductions like insurance and a 10% match on a 401K. I have matched my 401k and plan to look into a roth ira and building my emergency fund. I just got my first check Thursday. I am a engineer so I have room for growth. My mom was making …

Reddit Personal Finance 249 2023-07-09