Elder parent finance question – when to assume control of finances My mom is an 82yo widow whose primary source of income is social security. She owns her home. She lives pretty modestly. I am on her bank account. Yesterday she was phished and ended up driving to Home Depot or target to get gift cards which she then provided via the phone to the phisher. I think it was around $900. She feels really stupid. It’…

Multi-destination trip planning tool that doesn’t assume everything is a flight I’m in the beginning stages of planning a long-term trip to multiple cities (~25) and I’m planning to use a mix of flying, public transport, and driving to get around. I’d like to get an idea of the costs for the flight portions of my travel, and I’m aware of sites like SkyScanner, Momondo, etc. that offer the functionality to input multiple des…

LPT: PSA – if it’s not in writing assume it won’t happen. I keep seeing people post on different subs about how they were promised a job, or lost out on a deal etc etc. if someone promises you something, ask them to put it in writing. If they refuse, they do not intend to keep their word. If you get offered a job, get a contract in writing before you hand your notice in. If you are offered a promotion,…

LPT: Don’t just assume that Amazon charges on your credit card are correct This is the second year in a row that this has happened to me. I pay for Amazon prime annually, last year and this year, I have received a $14.99 charge on my credit card for “Amazon Prime” that I didn’t recognize. Both times, when I contacted Amazon, they basically said “whoops, sorry, that was a mistake, and we will refund you.” I know it’s ea…

LPT – What’s obvious to you is obvious to you. Don’t assume it’s obvious to anyone else. One of the best books I’ve ever read is Brain Rules by Dr. John Medina, and its parenting-focused spinoff, Brain Rules for Baby. One of the biggest lessons he hammers home is that all of our brains are wired a little differently due to our upbringings and socialization. There may be things you take for granted that other people don’t, or vice-ve…

What are some countries you felt were not nearly as touristed as one would assume given how much they have to offer? In the course of a few weeks, I traveled to both France and Nicaragua. One is obviously extremely visited by tourists, and the other much less due to political issues and other concerns. Over the years, I have found several less-visited countries to be more enjoyable to visit than some really touristed ones. It got me thinking: What are some cou…

What goes into a hate crime? Don’t assume you know. (RNS) — What makes Athale’s alleged crimes specific is that authorities collected enough evidence to charge him with targeting Sikhs. The post What goes into a hate crime? Don’t assume you know. appeared first on Religion News Service.

LPT: Assume the best in people Assume the best in people. Assume that people have good intentions. Assume that they want to act well and do good. Assume that you are welcome and liked. Trust in the goodness of people. People are good, and if you live by this principle, you will be able to lead a much more relaxed life. Rutger Bregman, a dutch author wrote an amazing book on t…

LPT: Never assume some has the same political beliefs as you. I’ve had similar interests, hobbies, and personalities with some folks, yet completely different political beliefs. I was burned a time or two when I brought up politics and made the wrong assumption. Music is the one that always gets me. I relate really easily to people that like the same music as me, but I’ve had at least a dozen encounters wh…

Shows like Baby Reindeer are important because people hear the plot of a man being stalked and assume it’s a quirky comedy. Edit: this shows nothing like movies such as Fatal Attraction or Swim Fan. It’s so much more than that and takes the abuse seriously. I’ve seen so many comments from people surprised how dark the show was because they were expecting a quirky comedy. I don’t think it’s necessarily all on the people watching, stories about male victims don’t get…

Do retirement calculators assume you will exhaust everything during your lifetime Good day, I am sorry if this is stupid or apparent, but I can’t seem to find an answer. Do most retirement calculators assume that you will expend all your savings, assets and investments as you age? Or do they assume you will just live off the interest? submitted by /u/Pooeypinetree

LPT: teach your grandparents to ask people trying to get their money over the phone to “like and subscribe”. Scammers will assume they’re scambaiting youtubers with voice changers and hang up. I convinced my grandma to try this and she’s had two scammers hang up on her immediately. One of them accused her of being Kitboga. submitted by /u/vectron5

LPT: Assume ALL olives have pits submitted by /u/Sarcastikitty

LPT: Have a job interview for a job you want? Block out time shortly after to send a sincere thank you. Mention something specific from the interview, and be sure to express your eagerness for the role. Don’t assume they know you want the job. I’ve gotten many more call backs since implementing this submitted by /u/askoshbetter

LPT: If someone seems ill and they say something like “oh don’t worry, it isn’t contagious” go ahead and assume it’s contagious People absolutely love to self diagnose. Oh it’s just a sinus infection, oh it’s just some mold I inhaled, oh it’s my lumbago. They’ll get you sick, keep your distance. Also don’t go around people if you’re feeling under the weather unless you have an actual diagnosis, it’s very rude. submitted by /u/Foreskin-chewer

LPT: Assume It’s Been Pissed On Anything in your yard, nearby park, or business that is within 15 inches of the ground, go ahead and assume it’s been pissed on by a dog. This is based on my personal dog walking experience. Especially, this time of year, with Halloween decorations. submitted by /u/thumpngroove

Don’t Assume a Brand New Car Has No Damage Part of the process of shopping around for a used car is performing various inspections, including checking for damage. Consequently, part of the allure of buying a brand new car is, at least in theory, that you can skip that part, and don’t have to worry about anything being wrong with the vehicle. No previous owners… Read more…

LPT: During work, always assume someone is sharing screen when you direct message them At work, before you send someone a teams/zoom/slack etc. message, always assume they may be sharing their screen and that your message could be seen by someone else. Feel free to continue with the text if it is harmless and completely work related. This tip is helpful in those occasions when you wish to send a “ man, bob’s presentation was terri…

Wiping out saving to assume a 2.25 mortgage Once in a lifetime opportunity to buy dream house and assume a 2.25 percent mortgage. Would have to wipe out all my savings and borrow 20k from family for it. Monthly mortgage is what I pay now in rent. Would you do it? Edit: It’s an assumable VA loan and I have to pay the equity out to the seller. submitted by /u/1manbandman

So, You Assume I Do Not Know of the Wide-Leg Jean? You, step forth. What is this… jean… you wear about your waist, child? A “’90s Crop”? Is that really what they call it now? You dare speak of the Wide-Leg jean? You think I do not know their secrets, their deep magicks, their bountiful pockets? You dare, even, to don them in my presence? Ha! The youth mocks me with my own image. It was I whose j…