Would like to retire asap – thoughts? Ages 65/64 (spouse) Both in good health. $150k mortgage at 2.75% Annual expenses (including mortgage pmt) $70,000 Retirement savings: $1m, 50% index funds, 50% mm and short term bond funds $50k in cash in HYSA Targeting retiring at 67 Thoughts? submitted by /u/MrRazor5555

I want to go back to school asap (like this year) but I’m in a decent amount of debt. Is it possible? Are federal student loans a reasonable option? Hello! Please be kind, I’ve been through a lot this year. I am almost 30 and I am desperately wanting to go back to school, asap. I had intended to go back to school a year ago, but some life circumstances happened that made me put it off. This last year, I’ve unfortunately managed to accrue a significant amount of debt. I had a previously poorl…

Starting to pay down on my debts aggressively. Which loan should I start repaying ASAP? Title is pretty self explanatory. Clearly the answer is all of them and be debt-free but I’m wondering if there is a benefit or smarter way to go about repaying these debts. I currently have ~$3,100 in credit card debt and ~$7,500 in student loans. I don’t make great money (40k/yearly) and I’m not getting student loan forgiveness (Business Major…

INFLUENCER LOOKING FOR MANAGEMENT ASAP! I have over 730K+ followers and actively growing (have gained nearly 100K in under 2 weeks) | NEED MANAGEMENT for more brand deals ASAP!! I manage my own content and dont need that, specifically looking for a brand deals manager (last 7d metrics show over 17M post views) PLEASE DM FOR MORE INFO!! submitted by /u/Strong_Mix_6158 …

Paying off an auto loan ASAP or slightly less ASAP re: credit score My wife and I recently bought a new car. We came prepared to buy it fully in cash, however; we were able go get a couple discounts by financing a portion of the purchase. The terms of the financed part are $7500 6.1% with no fees or early payment penalty. I fully intended to just pay off the loan entirely as soon as possible. My wife has little …

I need advice asap and have no idea what I should do I have about 45k debt in credit cards alone. I am getting around 16k in the next few months and I am wondering if I should dump It all on the cards ?I know it is only a 3rd of what I owe but not sure if i should keep some for savings? One credit card was for hvac system which cost me around 17k this last year and it is 0 percent interest for th…

Social Media Manager Heavy CPG FMPG needed ASAP Looking for a stellar Social Media Manager that has heavy CPG experience or FMPG. Background in the following is a must and non negotiable! Seeking candidates with experience in Quick Service Restaurants (such as Taco Bell, McDonald’s), Consumer Packaged Goods (also known as Fast Moving Consumer Goods, FMCG) companies like PepsiCo, Coca Cola, P…

I need wisdom teeth removal ASAP. I don’t have dental insurance or the means to pay for a full procedure. What can I do? I’m 19 and I live in Florida. I moved here about 4 years ago with braces, got them removed here too. I don’t have a primary dentist or doctor as my parents couldn’t afford it and I stopped going to my orthodonist after getting retainers as per my mom saying so. My orthodontist warned me about my wisdom teeth and how they could affect my jaw bone…

Should I pay my student loans ASAP? I just graduated and I am 24 bringing in $4,060 monthly after taxes. I am currently living with my parents so I have no expenses besides gas. I am looking to move out in February in HCOL area. I have the following- building emergency fund – 3k HYSA Roth IRA has 6k (have only contributed $400 this year) checking/savings has 2.3k Student loans $…

Should I keep paying my student loans ASAP and maxing out my 401k while staying home for the next year? Heya, 27 year old. I graduated May 2023 with $115k in grad student loans. Interest on them between 4% and 6%. My income varies as I’m hourly, but I make between $1600 and $2100 a week, probably averaging $1900 (after tax and 401k and insurance). Currently have my 401k set at 15% but I increased it to 17%. I have $65k of loans left and I currentl…

LPT – Change the locks asap when moving into a new place You have absolutely no idea who has a key submitted by /u/aaron2933

I need some guidance asap.. I am currently 27 and live with my uncle, I make about 3.5k a month working fully remote. I have a 2013 nissan altima that’s unregistered because my uncle kicked me off his insurance. I have 2 tickets under my name so my premium is higher if I were to purchase under my name. I want to move out of my uncles house, but I don’t know if I have enoug…

Have $13k in federal student loans and trying to move out of my parents’ place. Do I pay it all off ASAP or do something else? Hello folks, I’m at a bit of a crossroads right now in my life, and I would like some advice. In May 2023, I graduated from college with my Bachelor’s and within the span of ten months, managed to get a state government position paying $50k/yr right off the bat, which should go up to $54k/yr after six months. After taxes and other stuff (health …

LPT If you have tooth or gum pain that just won’t subside, swish refrigerated cold milk around in your mouth for temporary relief asap submitted by /u/Dolphinstrawhat

LPT: Make your children a professional email address ASAP As the world’s population grows and dies, precise & professional email addresses will become more and more scarce. If your baby’s name is Jack Michael Reacher, make sure you secure JackMReacher@gmail.com now so that your child doesn’t have to settle for JackMReacher69692024@gmail.com in the future. Bonus points: Keep this email active by using …

I will most likely have to replace the transmission on my car. I don’t have anywhere close to the money on hand right now and need it fixed asap. Is a personal loan worth it? My car broke down on the highway 2.5 hours away from home and the dashboard said it was a transmission issue. These can be up to $5000+ repairs and I just simply don’t have that kind of money right now so i’m looking at. I’m only a year and a half into my 5 year loan so just taking the loss and getting a new vehicle isn’t really possible either….

Buying a house in a couple of months. Need to get credit score up asap My credit score is currently 570. I’m moving in a few months and I need to bring my score up to at least 620 because apparently that’s a requirement? I’d like to get it even higher than that but I don’t know what all I can do. I have 2 credit cards atm which I pay on time every month. My credit usually just fluctuates between 570-580. I owe on a…

Update Your Windows PC ASAP It’s time to update your PC—again.

I need mascara that won’t leave marks under my eyes ASAP I went on a first date tonight and it went well but when I got to my car and checked my makeup (I had a bad feeling) my mascara was ALL over my under eyes, I looked like a raccoon. This has been happening for awhile now but I usually remember to periodically wipe under my eyes but was so caught up in our conversation I forgot. I landed a second…

Should I pay off my student loans ASAP? I currently have 24k in student loans at a 3.4% interest rate. I have 6 months expenses saved and a I have a modest amount in my roth IRA. I have about 2K per month that I can save/invest but Im wondering if I should pay the minimum payment ($300) or put it all towards the debt submitted by /u/Pwood94