How much would you save for retirement if you are anticipating a pension? I (29F) and my husband (30M) are both public servants. We pay into our state retirement system and get a hefty employer match, and we both expect to draw a defined benefit pension at age 65 that is about $4,000/month each (in today’s dollars). We will also be collecting social security, provided it still exists by then. Our gross household incom…

Contributed to employer FSA anticipating baby. Had a miscarriage. Employer is not allowing to unenroll. What are my options? I contributed $2,000 to my employer’s health care FSA account during open enrollment in mid-November 2024, anticipating medical expenses for a baby expected in 2025. Unfortunately, I experienced a miscarriage in mid-December and don’t anticipate using the funds for other health-related expenses next year. I reached out to HR/Benefits to request …

I’m anticipating a financial issue in the next several years, looking for advice Im a 27 y/o mom, married (32m), with a 16 month old daughter. I’m currently 12 weeks pregnant. Things are very complicated – the pregnancy is high risk and I’m on bed rest for an unknown amount of time – could be the rest of the pregnancy. We are both teachers: my husband is a tenured NYC teacher and I teach at a special needs school. We have …

Anticipating a Close Race, the Nation Watched Momentum Shift Toward Trump A winner was not declared before midnight on Tuesday, but even Donald Trump’s allies seemed shocked by the signs of his strength — and the improbable political comeback it appeared to foretell.

Should I sell stocks now anticipating buying a home in the next 12-24 months Hello, I am looking to buy a house in the next year or two but don’t have a clear timeline. Most of my assets are in brokerage and retirement accounts. My plan is to use some of the brokerage money as a down payment. I’m wondering if it is wise to sell now and hold in a HYSA so I have more flexibility if the market drops or should I keep it in a…

Anticipating the Impact of Strikes on Scripted Television Amidst the ongoing strikes, is it likely that we’ll experience a forthcoming phase devoid of new seasons being released? Did a similar situation occur during the previous strike? I’m contemplating how the landscape of scripted television will evolve over the upcoming months and years. Given the pause in productions, the absence of new shows or s…

What to do with a windfall my immigrant parents are anticipating? Hey Team, Long time reader of this subreddit and it has really helped me get my own finances in order, but this time I am here to ask for some help for my parents. Info: My mom is making $150k/year as of last year and my dad is making only $20k/year (working part time). They are in their mid 50s, but did not have any stable income until 2 years …