All I have is a limited amount of money and a laptop, how do I scale? Say I have $500 USD and im stuck in the hospital immunocompromised (quarantined). I don’t know where to start in terms of product research and strategy for facebook ads. Im not interested in buying information or having any sort of mentor (dont pm me), But im sick of all these gurus and shit and im ready to put in the time so where do I start. I…

I should reduce the amount I’m contributing to my company 401K right? (High Fees) I reviewed my financials for the year 2022, I’ve become increasingly concerned about the fees associated with my 401(k) plan. I work for a Florida-based company with around 60-70 employees, and they offer a 401(k) plan with a 4% match. Additionally, they contribute through profit sharing and a “discretionary contribution.” This discretionary con…

What’s my aging mom’s best course of action given her debt and small amount of savings? My 68yo Mom is currently overstaying her welcome at my sibling’s house. She wants to get her own place. She’s working 2 physically demanding low-paying jobs but her body is starting to give out on her and I’m worried she can’t continue both for much longer. Savings: 70k. SS: 1k per month. Current additional income: 1~2k per month. Debt: 10k cred…

Does anyone have any insight on how to fight an ATM that did not dispense the correct amount of money AND did not provide a receipt? I have Schwab and therefore use other bank ATMs to withdraw money. I went through a Wells Fargo ATM and it did NOT give me the full amount I asked for. It was missing $100. I didn’t get a receipt, but I immediately went inside the bank and reported it. I keep getting the runaround. They made me call a number because apparently nobody at the bank…

Car dealership charged me wrong amount Hi there! I recently had work done on my car, the dealership processed everything as though I had an extended warranty even though I told them I did not. They billed me for $178 bucks which I paid in full and picked up my car. Fast forward, I’m recovering from surgery and they are blowing up my phone harassing me saying I now owe them 1400 more …

“Twisted Metal” had a surprising amount of heart. It starts off as this goofy, but fun, “car show”, but eventually the relationship between the main characters evolves into something I care about. I found myself caring about the relationship between the characters and weirdly, I cared about the car. Anthony Mackie and Stephanie Beatriz were phenomenal in this show. While the show is always f…

How big of a deal is depositing an amount of cash that would require a Form 8300. I sold our old GMC Yukon XL for 27,000. It was an extra car just sitting around so I couldn’t trade it at a dealer. The guy showed up with 27k all in hundred dollar bills. I don’t normally sell cars nor do I normally deal with cash. He was saying something about making sure I didn’t deposit more than 10k at a time due to IRS form 8300. It seems…

LPT: If you are sick for an extended amount of time, don’t go too heavy on comfort food or your favorite hydration drinks …you could end up hating it by association. Especially if it’s more of a coming-back-up kind of sick. submitted by /u/Eatingfarts

LPT: Keep the account balance connected to your debit card at a minimum, especially when traveling, to minimize the amount you could lose in a theft. And temporarily disable overdraft protection if you normally have it turned on (where your debit card pulls funds from another account if it gets charged for more money than you have available in the debit card’s checking account). If your card is stolen, the thief cannot spend more than what you have in your debit card’s account. And if you nee…

Milwaukee 24hr 20% off sale @ the tool nut, free S/H over certain amount at Toolnut Tool Nut is hosting their *Tool Nut 24-Hours Flash Sale: All In-Stock Milwaukee Products* for *Extra* *20% Off* (discount will automatically apply when added to cart). *Shipping is free* on most…

Whats a good savings amount to start your own store? Wanted to get into e-commerce but haven’t decided on when to start. I’m not sure how much I needed up front to begin the process? submitted by /u/TheChosenCasanova

LPT: Appliances issues get the phone number of the repair person who fixes it the first time you will save a significant amount. About 4 or 5 years ago had my GE dryer broke. GE sent the repairman and the issue was resolved easily . We got to talking and I ended up with his cell number. Have called him a number of times even for non-GE appliances. Always fixed correctly. So so much less than a manufacturer. submitted by /u/pch14

How does HSA contribution limit work? Is it the maximum amount in your account by the end of the year or a hard limit for the whole year? To clarify a little bit, I had switched employers both of which had health plans with HSA contributions but before moving to my new employer I had already maxed out my contribution limit. But now my new employer is going to contribute $500. Is this going to be a problem while doing taxes even though I have used most of the funds already availabl…

What’s a comfortable amount of money to live off of after all expenses and bills? I’ve (25M) always lived paycheck to paycheck, working ~50 hour weeks and had my parents help me with a list of bills. Luckily, I got a new job where I’d be able to work just 40 hours, be fully independent, while having leftover income after my expenses. However, I don’t really have a gauge with what’s comfortable. Would the following breakdown…

LPT request: How to maximize amount of air entering room from window? A lot of times Ill feel like despite the window being wide open, not much air enters the room. Outside can be really cool or even cold but inside the room is hot. Any tips that can cause alot of air from the outside to enter? submitted by /u/Vmanaa

What happens to monthly car payment amount if I pay off a huge chunk? I have a car loan of 22k. I’m planning on paying 18k in a week on it. It’s a 72 month loan and I am 5 months into it. So I’d still have about 6k left on it. Would the monthly payments change ti reflect the lower balance ? Or would it be the same each month? submitted by /u/StockMan1210

Help me with this amount of cash Got extra $50k that I have no use for the next couple of years. Where is good way to put it to work . Don’t want to put it in stocks submitted by /u/jhon-2020-2020

How to assure you are contributing maximum amount to 401k/403b I am looking to max out my 401k pre-tax deductions ($22,500). My question is, how to I make sure the maximum amount is taken out, and not more? When I go to the fidelity website, it only allows me to adjust my contributions to a % of my income. Lets say that if you theoretically make 100k/year, then that would be 22.5% of your income. However, I…

Spent a silly amount at Ulta for the first time but still have so much to learn! What are our thoughts on white eyeliner? submitted by /u/mmaybelle

LPT: “You can do whatever you want if you put your mind to it,” means, “don’t assume you can’t if you haven’t tried,” not “everything should be easy for you with the right amount of effort.” Everyone has talents and deficits, it’s OK to not be good at something even if you try hard or like it a lot. ….And, in the same vein, don’t assume you will be good at anything you wanted if you were just less lazy. submitted by /u/zazzlekdazzle