A whale amount of debt So I’m in horrible shape, but not dead (yet). I have approx $400,000 (yes $400k) in personal loan debt. I have had to borrow due to large medical bills and keeping my business afloat. Every 3 months or so, I have opened a new personal loan for about $40k, and now I have amassed about $400k in open non-secured loans with 3-5 year maturities. I no…

Employer withheld incorrect amount of paycheck for 401k. Can I ask them to reissue the payment with the right 401k contribution? tl;dr my employer didn’t contribute the right amount of my paycheck to my 401k and I am wondering if there is a way to have them reissue the check with the proper contribution amount. The full story: I do work for a company as a W-2 employee and am paid hourly. My hours fluctuate widely from month to month. To get paid, I fill out timesheets at …

Is there a different between a home equity loan and a HELOC if I were to take the same amount of money out and pay the same amount each month on them? We’ve recently discovered a leak in our bathrooms that has damaged the subfloors. Contractors who looked at it said basically we have to gut a big chunk of both bathrooms to repair it, estimates $16K-$28K, but we only have ~$20K in savings and $9K of that is earmarked for an ongoing DIY floor replacement in other rooms. So I’ve been looking int…

More in Savings than Amount of Student Loans; Should I pay off? I am 31 and have 45,000 in student loans (4.5-6.8% interest) and 163,000 in savings due to selling my deceased father’s home. I am in the process of planning a wedding (will be around 10,000 out of my pocket) and looking to buy a home next year. I am also currently not making an income because I am building a small business. Looking at another 2…

Are these any good at all? (Beginner) (Reddit adds an awful amount of grain to them for some reason) submitted by /u/GuYfRoMfOrTnIt

LPT: Take a picture of the sales tags so you get charged the correct amount I started taking pictures of the sales price tags at my local grocery store because I had been having a problem nearly every time I go there. Yesterday the price that rang up was wrong so I showed the worker who seemed genuinely surprised I was right. “Wow, it’s not even expired. Here’s 50¢” submitted by /u/doctorsax14

LPT: When making rice or amything that requires a precise amount of water, measure the water into the pot first. Never again worry whether you added the right amount of water to the rice. Put the watwr in the pot first, then, if you’re confident you put the correct amount in, add the rice. submitted by /u/copenhagen_bram

Is it a poor idea to return to school (at no cost to myself) to get a 4 year degree while being in a moderately sized amount of debt? TLDR; I have around 35k$ in credit card debt and loans, been on time with payments but really only at the minimum as it’s all I can afford. I’m trying to go back to college on a few grants I know I have access to which would make it free, while working part time to manage my debts. Is this stupid? Context: I am 25 and was in a good spot financia…

Received a “manually entered” refund to my credit card from an unknown restaurant for the same amount I had paid at a bar the same day. Three days ago I visited a bar in Colorado on a short family trip and spent $14.13 including tip. I paid using one of the hand-held payment devices at my table, the card never left my sight. Looking at the recent activity on my American Express card, I see a credit for the exact same amount from a sushi restaurant in Houston — it says the charg…

High amount of payment failures seen via Stripe We sell to the UK (home country) and USA and we use stripe for both – we find that in the USA we see a much higher rate of payment failures compared to the UK – it’s approximately 5 times higher! Does anyone else experience something similar? Does anyone have any ideas what could cause this? Thanks submitted by /u/Shoddy_Sheepherder59 …

Amount of places to see – overwhelmed? Hey everyone! I’m someone who loves to travel (lol) and honestly I was sitting back and thinking about everywhere on my list. I’m someone who genuinely wants to see so much of this beautiful world, but how do people prioritize? I’m currently in my 20s, live in the US, and have a pretty good paying job (as I pay back profesional school student lo…

The correct way to calculate buyout amount in a property co-ownership I’m to buyout my partner’s share in a property with mortgage and we have never really discussed the exact methodology to do it. The ownership percentages are known but I’m faced with two different ways of turning it into actual amount. The difference is not small! 3k+ in either their or my favor. Approach one using equity: Calculate the equity…

I want to help restaurant owner to increase amount of deliveries on slow week days. What should I do? Hey everyone! I’m working in restaurant and want to help an owner to increase amount of delivery orders on slow days like Monday and Tuesday. We are working with DoorDash/Toast, flat rate. So, I’ve got a solid experience with ads but with promotions concerns/events before. My product it’s pizza now and its unique in our area (South Shore pizza) …

Need advice, non-US and small amount of cash not needed for 1 year I make about 13k USD a year but where I reside currently that’s a normal entry level pay. I’ve saved about 5500 USD that I won’t need for the next year. I’m looking to grow this amount, even if by a little, but am restricted due to religious reasons. This means I can’t access any interest based growth (haraam). My options are to set into a 1 yea…

Looking for a program to help me sort a large amount of photos Hi, is there a program in which you can upload a photo of a face and a big lot of photos and then the program will pull out all the photos that have the person who’s face you uploaded in them? Not sure if that’s clear but the process would be, upload, scans faces, scans database of pics for that face, shows you photos with a matching face in it….

After seeing how ridiculous a GFX camera retains detail even after a huge amount of crop, been thinking whether FULL FRAME crops (100%) are unnoticeable and very much usable? My Fuji-X shows obvious quality drops after cropping After noticing that I couldn’t crop significantly on my XT2 XT3 cameras without losing much detail, I’m beginning to wonder if FF might be worth the switch, and whether I could get away with fewer lenses by just cropping e.g. cropping a 50mm shot to make it look like an 85 or something? I hope that makes sense. Just saw how a GFX photo is still …

Can the Next GOP Debate Amount to More Than a Race for Second Place? The most important audience might be Republican donors who are waiting to put their money behind a candidate who can take on Donald Trump.

Should I pay the minimum amount on my student debt or invest? I’m a 23M making around 120k/yr. I have my emergency fund up to 8k which is 3 months of my monthly expense. I have two loans adding up to 30k in student debt. One has around 5.2% in interest rate and the other is 6.5%. I’m planning on paying $1000 monthly on the debt to pay it off quickly but I feel like this $1000 would best be invested in a in…

Am I fully vested? Let go from work today and unsure of 401K amount. As title mentions, I was let go from my job earlier today. After having read past posts in this subreddit, I am aware there are some 401ks where an employee has to have worked 5 years in order to be fully vested. The termination of employment happened less than 2 weeks away from my 5 year work anniversary. Reviewing the 401K account, it is uncle…

Hey, what do you guys think is the fair amount of “rent” for living with your parents? “Rent” utilities, half the groceries, property taxes and repair costs around the house. The house is payed off, and I think the $800 a month I pay is more than fair, I’m curious if my idea of what im paying Is wrong considering inflation. It would be nice to get an idea of what you all pay relative to me if you are living with relatives for a lo…