Smallest amount I can put in IRA to reduce 2024 tax burden? Last year I moved my savings to a Money Market high yield savings account and accrued enough interest to receive a 1099. When I entered the interest ($1099- I am not kidding) on my tax return my tax payment went up about $100. I am expecting more interest income this year. I have a vauge understanding that a Roth IRA will sheild part of my incom…

Do I have to pay taxes on the amount of my traditional IRA I convert to a Roth IRA? Vanguard shows this warning before I convert (“Remember, you will be responsible for paying taxes due on the amount you convert.”) Weren’t my taxes already “paid” since it’s coming out of my paycheck which was already taxed? Or do I have to pay double tax? submitted by /u/windtrainexpress

Partner has 2 jobs. One salary and one serving (with tips). Is there a better way of withholding tax on a percentage basis than dollar amount? Salary is 80k Serving with tips will be about 50k yearly. Her W4 doesn’t give an option to take a percentage tax from the serving job. Only a dollar amount. She’s about in the 24% tax bracket for any additional income passed the salary role, but her serving job only takes out 7% for fed withholding. Any advice here? Any advice here? submitt…

Lpt: how do I make myself respond to messages in a reasonable amount of time? For some reason, my brain doesn’t register them as immediate priorities, and it’s making people feel like I’m ignoring them. How do I make it more of a priority? submitted by /u/Witch-of-the-sea

Is there a way to measure the amount of silver halides and silver ions in a piece of film? Just the title ig. I’m trying to run a chemistry experiment and need to figure out a way to measure the silver in film submitted by /u/XxFirstaidkitxX

LPT request I’m bad at remembering names an embarrasing amount, to the point where its genuinely getting in the way of making friends and meeting people. Tips? submitted by /u/hamilton-trash

Employer did not notify I was eligible for health insurance, but listed an amount paid on w2. The position I was in from August-December last year (apparently) qualified me for health insurance. I was unaware of this, and was never notified by the company that this should have been offered. During that time I was paying for insurance through the Marketplace, and receiving advanced premium tax credits each month. Now in Feb of this year …

Unclaimed property in my name – high amount but don’t recognize the co-owner TL;DR there’s a lot of money held as “unclaimed property” in my name, but I don’t know where it’s from. There is over 20 grand of unclaimed property cash in my name according to the state controller’s office, under my name but with a co-owner listed that I don’t recognize and an address that has nothing to do with me. I did experience identity t…

Taxing amount higher than subtotal This may be a dumb question but I’ve been trying to figure out how the store (7/11) got to the total to tax on. I tried adding the items before discounts and it still doesn’t add up to me? I’m in PA, sales tax is 6%. Can someone smarter than me please help me figure it out https://tinypic.host/image/1000008729.Il5Ce submitted by /u/Ok-St…

HSA amount allowable? I had 3 jobs this year, all with a HDHP plan with HSA. – Job 1: Jan through mid june, individually covered by my job ($2175.05) – Job 2: mid June through age September, covering both my partner and I ($3203.52) – Laid off – Job 3: started nov 6, covering both my partner and I My partner had his own insurance through his job during my time at j1…

Short term disability insurance. Is it a scam, and what is a reasonable amount per month. I work in a job with a fairly high accident rate, and lots of people get repetitive motion injuries or diabetes. My job is offering short term disability for the first time, but it’s $80/month! I feel like this is way too high. And it’s such a gamble. I would never get life insurance, and this feels similar? Or is it like renters insurance where…

Does capital gain amount factor into income used in calculating capital gain tax rate? I’m trying to understand if I would qualify for 0% capital gains tax or 15%. I’m single, and I make about $35k per year. I understand that people w/ income under about ~$45k pay 0% capital gains tax. However, if I take money out of the stock market, and the amount of capital gain is, say, $20k, would that be added to the income I already make an…

(US) Why do guides online recommend the amount you can pay in rent based on pre-tax income? For instance, NerdWallet says you should spend around 30% of gross income on rent. Why is that? Why account for money you will never see or get? Shouldn’t your max rent be based on what you take home every paycheck? submitted by /u/Threemor

Should I pay my student loan via minimum payment or put in extra? My payment amount is only $16, for now. So I currently have $6,185 remaining in my student loans from my bachelors. My interest rate is 3.73%. By some miracle from the SAVE repayment plan, my monthly payment is only about $16. I’m struggling to decide if I should just keep paying off with $16 a month and not worry about it since it’s so low already. How much quicker can I pay this off…

If I buy a plane ticket in a different country’s currency and then later get a refund, do I get the exact same amount back? I’m from the US but travel quite a bit. If for example I buy a plane ticket from Vietnam to Singapore with Malaysian Airlines and the original ticket was in Singaporean dollars, if I get back a refund later, do I get the exact same amount back or will it vary based on the currency conversion rate from when I bought to when the refund is issued? …

How to set up an Echo Show to show you the least amount of crap Amazon’s Echo Show is a much better smart display without all the Amazon stuff. | The VergeAmazon’s Echo Show smart displays are genuinely great devices. For between $90 and $250 (often much cheaper with Amazon’s perma-sales), you get a smart speaker with a touchscreen that can play music, show you photos, fire up a video call with friends and f…

What is a realistic amount you can scale your successful google ads? Hi all! I am once again asking for your advice as you continue to have the best! We are currently focusing on scaling our online business from the high 6 figures to the 7 figure mark. Our successes so far have all been linked to SEO and google merchant advertising. The newest focus has been google ads and we have a 25x ROAS 3 months running (b…

Came into a huge amount of greeting cards Through my uncle purchasing an old warehouse that used to be a variety shop, I was given the remaining of the stuff to sell. I am experienced on Amazon, Walmart, Etsy, Ebay. Have been selling online for about 6 years. In this warehouse there is no joke- roughly estimating 500,000 greeting cards. There could be more. Not all of them are sellable …

In Europe going to Italy. Need help with dividing up amount of days per city ? In Europe now. Just spent 3 full days in london, and 4 full days in Paris. Feeling great about both. Going down to Barcelona to spend 3 full days there. Going to Italy from Barcelona and need some help with the planning from somebody more experienced. I just crossed Milan off the list and so the plan is to do (florence 2 full days) —> (Rome 4 f…

LPT: Periodically make sure your cars spare tire has the correct amount of air in it. The only thing worse than a flat tire, is two flat tires. submitted by /u/Lifeworthliving_