LPT – when thawing out meat in the microwave, use the lowest power setting for a longer amount of time. My microwave has a defrost setting but it always leaves the meat much worse off than if I use 10% power instead. For 1lb of frozen ground beef, I put it on 10% power for 20 minutes. I try to flip half way through but It it’s fine if I don’t. It always comes out near perfect. This works for any type of frozen meat. submitted by /u/boobrand…

How to happy with the amount I have. Pls read and respond Hello, married 26 y/o male. I have about 14k personally invested, 1k bank account, and 17k 401k. 2015 jeep patriot paid off (150k miles), wife has 7k student loan and just graduated unemployed. I make about 55k a year. Currently renting a 1 bedroom. I find I’m on a endless hunt for money and always wanting more. I think about it a lot but I know…

Ambulance kept billing a different amount than my insurance’s EOB, so I have been working with my insurance for months, but now it’s in collections… In September, I had an ambulance ride to a hospital for severe chest pain (25F). When the bill came, it was about $300 higher than what my insurance said I should be paying. I immediately called my insurance company the first time and they called the billing for EMS and it was discovered that EMS billing had made a mistake. My insurance told me …

LPT : If you want to lower the amount of time you use your phone, stop using fast charging. If you switch to the slowest possible charging methods for your phone then over time you’ll have to get used to just using your phone less to not drain the battery or else be forced to camp next to the charger (use a shorter cable if you wanna make it harder to do this). This will generally never affect anything in your life outside of home too…

Credit card interest rates are based on avg daily balances (rather than the amount not paid by due date) Maybe this is common knowledge but it’s counterintuitive to me / I just learned about it today. From the credit card statement fine print: “To figure your periodic interest charges for each billing cycle when a monthly periodic rate(s) applies, we use the average daily balance method (including new transactions).” So, in my last billing cycle, m…

THE right amount of pickles, double cheeseburger not-Mac submitted by /u/FBVRer

Question about social security benefit amount for widow on early death of husband Imagine a couple with an 8 year age gap (male older) intending to increase or maximize their benefit amount by waiting at least until the husband is 70. Both their FRAs are 67. Unsure when they intend to claim spousal benefit for wife, who has limited earnings history. There aren’t any kids or remarriage. Husband dies at 69, so wife is 61. Coupl…

LPT Before paying off hospital bills, call billing to ask for a reduction in the amount. I had a baby recently and the cost from the hospital was pretty high, I was telling a friend about it and she told me that she always negotiates the price down by calling billing and asking for a cost reduction. I didn’t believe her until I called yesterday and asked if I could lower the cost. The woman on the phone didn’t hesitate, looked at e…

Extraordinary amount of attention on me Has anyone experienced a ridiculous amount of attention on them from locals specifically as black female travellers? I have experienced the craziest amount of attention in Italy, Greece and now Turkey varying from taking pictures or recordings of me w/o my consent, prolonged staring (15÷ mins), typical catcalling and advances. The latter catcall…

529 contribution amount What is a “good enough” amount to contribute to 529 plan each month to ensure in 18 years my baby will have college fully funded? Edit: maybe budget for a good California state school. submitted by /u/UpstairsAide3058

Confused about my amount paid ahead not reducing my principal I hope this doesn’t show me as ass-ignorant but I am having trouble understanding why I don’t owe less on my auto loan. I owe 408 a month and pay 500 a month and have been doing that for about 2.5 years. Here are the stats: Amount Paid-Ahead: 2372 Amount applied to installment: 408 Remaining amount paid ahead: 1963 Total amount due: 80 Account …

My check to myself bounced incorrectly, and the amount is now missing I wrote a check to myself from my SoFi Checking to my Credit Union account. The Credit Union bounced the check and says they didn’t get the money, but SoFi says the money was withdrawn by the Credit Union. Now my money is in neither account, and I don’t know what to do. Any advice? submitted by /u/LookAtThisFnGuy

Should I wait until I’m 65 to claim my pension even though I can claim it early at a reduced amount? If I claim my pension at 65 I’d get about $12K a year. I can claim it early at 50 and I’d get a reduced amount of $6K a year. Some quick math tells me if I live to 80 I’d get the same $180K no matter if I waited until I was 65 or claimed early. In this situation, what would be the reason to wait until I’m 65? The only thing I can think of is if …

Decent amount of Likes but not many views on Instagram do marketing for an aerodynamic company and recently our Instagram views have tanked. To put things into perspective, our latest reel currently sits at 11.1k likes with only 133k views, the previous reel received 15.6k likes with 123k views, and a well-performing post before that 63.8k likes and 721k views. I know this isn’t the worst kind of en…

If you plan to make a lump sum payment on your mortgage, when would it be smarter to simply make the payment against your principal, as opposed to recasting with that amount? Assuming you have the ability to do either, would it ever be smarter to not recast your mortgage and simply make the payment against your principal? As I’m currently thinking of it, the recast makes the most sense as you’d still be putting all that money into your principal, and you’d lower your minimum payment. You can keep paying at the origin…

Large 6-figure amount stuck in Shopify payments, and they aren’t releasing it.. Hi, I own many Shopify stores but this one store it has a large 6 figure amount stuck in it. The message at the top of the payment page says “Your payouts from Shopify Payments are on hold while we review your account”. I have been messaging the Support Chat everyday, but they keep giving me the same copy-pasted response “We are reviewing it, w…

LPT When being tempted to buy something, consider the amount of hours it will take to work off to buy This technique can avoid overspending on things that maybe you’re best without or to holdoff for another day. submitted by /u/AdWorried5627

Is there a limit to the amount of bank accounts I can own? I’m just wondering cause I know that if you have too many credit card inquiries, it might affect the amount you can get in the future but I’m wondering if it’s the same for checking accounts.. Like would there be any possible way to own up to 100 accounts ? submitted by /u/pictureperfectpatek

Debt of 3250 That seems like a small amount for some but for me that’s alot Hey I have a debt of 1000 credit card with commbank I have never missed a repayment but it’s quite near the max amount I’ve ever been paying Min payment but am calling them today to talk I have a medical bill of 1960 that was 1500 with cashconverters which was so fkn dumb i know regret it so so much but my mum was in hospice and I needed to hel…

What’s the minimum amount of time I should spend in Hong Kong Online I’ve seen a lot of articles saying you just need 2 or 3 days in Hong Kong but I was surprised to see that because it’s such a big city (but maybe that’s just population-wise) Also have the same question for Sapporo if anyone has thoughts on either. Have 2 weeks after my study abroad in Tokyo ends and want to do some traveling before headi…