Asset allocation for federal employee about to get laid off and possibly facing long-term unemployment? Hi all. Looks like I will be losing my job unexpectedly, and it will be hard for me to find another one anytime soon for reasons I won’t get into. I may even have to go back to school to re-train in my late 40s. I earn six figures, and the odds of me finding a similar job ever again are slim. Monthly expenses are about $5,000. Planning to retire…

Asset Allocation for a 10 year portfolio I am 54m, planning to retire in second half of 2025. I have a deferred compensation account that will start a 10 year distribution in 2026. It will cover all my expenses. I have other assets that I don’t plan to touch while getting the deferred comp distribution. My question is on how to set up proper asset allocation for the deferred comp accou…

Looking for asset allocation tool that includes cash Is anyone aware of a (free preferred) tool for checking overall asset allocation across multiple accounts, including bank accounts? Empower doesn’t include them. Thanks! submitted by /u/TheBridgeBothWays

401K Allocation Decision I’m looking for advice about two things. The first is whether I should rebalance my 401k. The second is whether I should adjust my future allocation. Here are my current holdings and below that is my future allocation. For reference I am 40 and do want to partially retire before I’m 50. Investment Balance American Funds New Perspective R6 $…

Three Questions Reveal Your Ideal Bitcoin Allocation How multi-asset investors can assess bitcoin’s compatibility with their portfolios and identify the optimal allocation that aligns with their specific objectives. By Markus Thielen.

457b Fund Allocation 24M – Currently have a 457b account with Equitable and want to change my fund allocations as I just have the standard conservative plan. I currently have 34.85% large cap, 20% mid cap, and 20% each in sector and small cap funds. I am not seeing as good of a return as my Roth IRA (100% VOO) and I still have a ways to go before I retire. Should I …

How have your opinions on asset allocation shifted over the past year? We are currently on an extended bull market, with all-time highs in stocks, housing, and even Bitcoin. I am personally gearing up for something to change, something to play a major factor in reshaping the financial landscape. No idea what it will be. I have moved to 25% cash holdings (high yield saving via Ally). I have allocated 5% of my holdin…

What do you guys think of my 401k allocation? Hi everyone! 23M and just started my first full-time role and decided to open up a 401k with the following allocations: FXAIX: 60% Vanguard International Index Instl Shares : 20% Vanguard Mid Caps Index Instl Shares: 10% Vanguard Small Caps Index Instl Shares: 10% Just feeling really nervous about my allocations as I have the options for vanguar…

Amazon Shareholders Push for Minimum 5% Bitcoin Allocation The proposal submitted by the National Center for Public Policy Research calls for the company to add BTC to its treasury to beat inflation

Anyone making 401k allocation adjustments ahead of 2025? I’m 38 and have 100% of my 401k invested in FXAIX (index fund that tracks the S&P 500). Right now my 401k is at $500k. With the market at an all time high I’m starting to get a bit nervous. I would like to retire at 55 so 17 years doesn’t seem as far away as it once did. I’ve debated doing a few things with my 401k over the next month. Here’s th…

Thoughts on this portfolio allocation? VTSAX-45%; VTIAX-20%; QQQ-10%; SCHD-10% OR SCHG to prioritize growth vs dividend – early in my saving; REIT-5%; STOCKS-10% Mainly Microsoft, Apple, Google, Amazon, Nvidia + some others to diversify from tech, Berkshire/V/AMEX/CVX/JNJ? I tried to make it balanced but also set for long term growth with tech as primary focus, but also an option to …

Is My 401k allocation good I am 23 years old I’ve been working now for almost 2 years make an income of around 72,500 dollars and invest around 7 percent of my salary into my 401k, I know I should be investing around 10 percent but I have student loans that I am paying off and want to get rid of those first Right now my allocations are Invesco Equity and Income- R6 at 11…

Allocation ratio 401k vs other investments. Hi all, just looking for a bit of general advice or thoughts on this. I’m 45, financial stability, nothing remarkable as a do or a don’t there. Basically, I save so that I can max my 401k annually and I also save some for my own side investing (not in a 401k, but index funds or individual stock purchases that are also retirement-allocated). I’m …

Share your portfolio asset allocation! Hi there! I am interested in looking at your portfolios to know which assets have you chosen and the related allocation. I am 30 y.o. so I am full equity with 2 ETFs: – IShare Blackrock S&P 500 weighted for the 40% – IShare MSCI Europe weighted for the 40% – single-stock (20%) I have some cash to invest and I’d like to know from you if you have …

Mirror a total market allocation I recently accepted a new job and can no longer contribute to my tsp. It has an 80C/20S allocation. I’m trying to mirror a total market fund strategy or something similar, but am having trouble identifying some funds on this list. https://imgur.com/a/u3TwDYy submitted by /u/throwpeasaway

Annual ESOP Share Allocation and End of Employment I work for an ESOP company and may have some plans on leaving, depending on my SO’s career plans. If I do, I have the luxary of being able to time my exit from the company. We have a yearly bonus distribution in February, which is a very significant portion of my compensation, but we also have share allocations each year. We tend to not get our …

Vanguard ETFs 2024: Seeking Best Picks and Allocation Advice I’m a 28-year-old woman looking to invest $20k in ETFs, but I’m feeling overwhelmed and confused about where to begin, despite my efforts to research. Any advice would be greatly appreciated! submitted by /u/Medical_Title5931

Asset allocation Roth IRA advice I’m 25 and just opened a Roth IRA. I know … I’m kind of late. I invested half in FXAIX AND FZROX. I did this because i want to be as aggressive as possible since I started late. What are your thought? submitted by /u/Legitimate_Truck_745

Why Institutional Allocation to Crypto Is on the Rise Financial insitutions have been slow to get into digital asset markets. But, as regulatory clarity improves, that’s about to change, says Erik Anderson, Global X’s Senior Digital Assets Research Analyst.

Allocation for FXAIX/FSPSX/FSMAX/FNXAX? My new employer’s 401k has limited fund choices. The TDF offered has an ER of 0.36% (previous employer’s TDF was 0.05%) so I can to better building my own portfolio in my new 401k… just need some guidance/suggestion. And no, I did not roll-over my old 401k and instead left it to keep the lower ER. The fund choices I’ve narrowed it down to are …