Should I keep aggressively pay down debt or save more? I have $107,009.29 in debt. About $19,000 from credit card. The rest student loans. EDIT: Average of 7.41% on Government loans totaling $52,648.85. & private loans 35,360.44 at 3.47% I’m on track to pay off my credit card debt by August. If I aggressively pay off my debt, I can pay student loans off by April 2027. I have $1000 saved in an emerge…

Elderly and debt, curious of downside for not aggressively paying down the debt. Won’t their estate just be responsible for repayment of debt? And if no estate $, it goes away? So at my age (30s) and my parents age (50-60s) it makes sense to aggressively focus on paying down debt. But what about for those in their 70s and 80s who are already well within their retirement and have had debt for 5 decades? Longer story. My grandparents have always been in and out of debt. Their credit has never been good and they don’t ma…

Starting to pay down on my debts aggressively. Which loan should I start repaying ASAP? Title is pretty self explanatory. Clearly the answer is all of them and be debt-free but I’m wondering if there is a benefit or smarter way to go about repaying these debts. I currently have ~$3,100 in credit card debt and ~$7,500 in student loans. I don’t make great money (40k/yearly) and I’m not getting student loan forgiveness (Business Major…

How to aggressively save for retirement? So, this is incredibly shameful for me to admit, but I am in my early 30’s and have nothing saved for retirement. I was working under the table until a few years ago and have been doing short-term jobs since then, which means I never got a 401k started at any of them. It’s still hard to talk about but I didn’t even open an IRA while working unde…

Should I pay off my student loans so aggressively that I don’t max my retirement accounts Have $350k @6.5% in federal student loans. Not doing PSLF. Dont try to convince me otherwise, not the purpose of this post. I want to pay down this loan as fast as humanly possible (both to save on interest but also for peace of mind — I am incredibly risk averse, hence why no PSLF). Age 29. Salary $250k. Only $25k currently in retirement saving…

Aggressively paying off home repair loan. 10 year loan to 3.5 years Aggressively paying off home repair loan, 3.5 years into a 10 year loan. Loan terms: $145.53 minimum payment at 7.99% for 120 months started on July 30, 2021. Up until September 2023 I was paying $200 a month and since September 2023 I’ve been paying $400 a month after my finances got better at that time Currently owe $4,165.24 after dumping $23…

TikTok is ‘aggressively removing’ videos promoting an Osama bin Laden manifesto Illustration by Nick Barclay / The VergeTikTok is taking action against content promoting the manifesto Osama bin Laden wrote discussing his supposed motivations for the 9/11 terrorist attacks. In a statement on X (formerly Twitter), TikTok says it’s “proactively and aggressively removing this content and investigating how it got onto our platfo…

‘Invincible’ Season 2 Is Aggressively Just Okay The second season of Robert Kirkman’s superhero series makes a point of sticking close to the comic books on which it’s based, but that’s not always a good thing.

How aggressively should we pay off debts? My husband and I are 30. We have about $50,000 in student loans at 7% interest. We are both working full time, making about $240,000 combined and my husband gets a $15000 bonus at Christmas. Our mortgage on our house is $3000 a month with all utilities and internet/phone. We both max out our 401ks. We only have about $6k left in savings due to h…

What to Do When Your Toddler Acts Aggressively Anger is a big feeling, especially when a kid experiences it. Whether arguing over a toy with a sibling or not getting something they wanted, a furious child can spin out of control anywhere: at the park, on a Target run, or during playtime at school. And hearing that your son or daughter hit, pushed, or bit someone… Read more…

Does it make sense to contribute so aggressively to retirement? I just graduated college and got a job making ~$70k a year and while I was in college I had a relative pass and inherited ~$240k. My employer does a 6% match (no vesting period) so that is a no-brainer and I’ve maxed a roth ira every year since I was 18 – I also have 529 money left over I will be rolling over starting next year. ​ I am currently…

(He/him)I FEEL SO HOT!! I’m usually kinda nervous doing less aggressively alternative looks cause I worry I’ll look too feminine but I feel so powerful!!! It’s to match my new favorite flannel! I tried my best to show everything I used! I’m certain I got everything and even the brushes I used to do this. My makeup is mostly given to me by my mom or friends and is I think pretty affordable with I think one exception being my mascara? My mom gave me that and told me to be carefully with it, that’s t…

LPT: Learn how to disagree assertively and not aggressively. Disagreements are stressful especially with those you have long term relationships with. I’m 56 and still learning how to do this however as you age and especially at work being able to disagree is going to be needed if you are going to make progress. Understand their viewpoint if you can and say that you do understand Explain your position log…

Student Loans Came Back to Bite: Should I pay them off aggressively or focus on retirement? Student loans are back on for me, ouch. I would have qualified for 20k of forgiveness…. but alas! I graduated in 2019 and for the first 3 years after college, didn’t make enough to start payment on these. During the pandemic, I used the extra unemployment payments to pay off my car loan, which had a stupid high APR and paid off all of my credi…