#aggressive

New job starting soon, how aggressive should I be on my 401K?

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New job starting soon, how aggressive should I be on my 401K? I’m starting a new job that pays 120K annually, and paid in a bi-weekly schedule. I’m 34M, single, and not married yet. I have a total of 57K in assets both liquid and current 401K’s combined. I paid majority of my 50K student loans, and have only 10K remaining. How aggressive should I be in my 401K? I also would like to purchase a home in the n…

Reddit Personal Finance 952 2024-07-17

Is it smart to be this aggressive with my 401k?

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Is it smart to be this aggressive with my 401k? 22 years old, I just started a new job that pays 110k per year and I need to set up my 401k contributions. My employer matches 50% of my contributions up to 6% so I was just gonna contribute 6%, but my parents suggested to just max out the $23,000 IRS limit at about 21% since I have no debt or any major expenses since I’m living at home. Is this…

Reddit Personal Finance 450 2024-07-17

Aggressive mortgage payments vs diversify? TL;DR 6.5% mortgage interest rate, 29 years left on a house that’s a money pit; should I pay down mortgage aggressively?

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Aggressive mortgage payments vs diversify? TL;DR 6.5% mortgage interest rate, 29 years left on a house that’s a money pit; should I pay down mortgage aggressively? My partner and I bought a house last year with a 30-year 6.5% mortgage (5% down payment with PMI)…29 years left on the mortgage. We knew the house needed TLC/updating, but were informed of no urgent issues. We recently had multiple roof leaks, found out that we bought a lemon and had to borrow heavily from family and empty our bank account to …

Reddit Personal Finance 800 2024-07-15

Aggressive Credit Card Payments While Applying for Mortgage

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Aggressive Credit Card Payments While Applying for Mortgage Hello Everyone, I have a quick question about applying for a mortgage. I plan to apply in the next couple of months, and in preparation for my application, I have been aggressively paying down my credit card. My minimum monthly payment is only $120, but I usually pay three to five times that amount by the time the month is over. My card will be…

Reddit Personal Finance 1.2k 2024-07-04

401k Timeline from Aggressive to More Conservative

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401k Timeline from Aggressive to More Conservative Just turned 50 and doing pretty well. 401k balance of $950k and plan on working another 10 years assuming market cooperation and other factors. Currently invested quite aggressively–all stock funds; no bonds and frankly don’t really believe in bond funds because they’re not inversely correlated as some believe. Bonds themselves are great, but n…

Reddit Personal Finance 1.1k 2024-06-28

What albums sound best VERY LOUD? (Aside from “aggressive” music)

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What albums sound best VERY LOUD? (Aside from “aggressive” music) Trying to keep hard rock and metal out of the way, as well as a lot of hip hop, because they’re often just expected to be loud. At least in the past. I’m trying to find examples of albums that you might not expect to be so different at various volumes. I’m trying to think of individual albums that just hit an entirely different level when they’r…

Reddit Music 674 2024-03-11

Is my planned 401k considered aggressive for a young person?

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Is my planned 401k considered aggressive for a young person? First-time investor here and I (early 20s) need some help deciding my allocation of funds in my 401k. My company does not offer the popular plans/funds but I should have enough to be more aggressive than a TDF. I am not sure how this compares to the Vanguard funds like the VOO or VTI. So I am planning: 60% – State Street S&P 500 index fund (Lar…

Reddit Personal Finance 672 2024-03-05

Evil Week: The Passive-Aggressive Way to Stop Someone From Reclining Their Seat on a Flight

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Evil Week: The Passive-Aggressive Way to Stop Someone From Reclining Their Seat on a Flight Welcome to Evil Week, our annual dive into all the slightly sketchy hacks we’d usually refrain from recommending. Want to weasel your way into free drinks, play elaborate mind games, or, er, launder some money? We’ve got all the info you need to be successfully unsavory. Read more…

Lifehacker 1.1k 2024-02-03

Should I get more aggressive with my student loans or invest my money?

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Should I get more aggressive with my student loans or invest my money? I know questions about paying down student debt have been beaten to death but just looking for some input regarding my personal situation. Loan 1: 87k @ 4.49% – $981/mo (Private) Loan 2: 10.8k @ 4.375% – $83/mo (SAVE) Loan 2: 19k @ 4.375% – $153/mo (SAVE) Income: On pace to gross 90-95k from W2 job, made another 15k from 1099 but will probably…

Reddit Personal Finance 1.3k 2024-01-09

Would you cancel a national park trip over an “aggressive wasp warning”?

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Would you cancel a national park trip over an “aggressive wasp warning”? Planning on going to Hawaii Volcanos National Park next week and just saw a warning posted online. “Be aware of aggressive ground-nesting vespula wasps. When threatened, leave the area. If stung and you begin to experience serious symptoms or allergic reactions, call 911.” ​ I’m wondering if it’s too risky for me to go to the park. Both of my p…

Reddit Travel 612 2024-01-01

Seeking Advice on Rolling Over 401k’s for Aggressive Growth

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Seeking Advice on Rolling Over 401k’s for Aggressive Growth Hey there fellow Redditors, I’m on a quest to streamline my retirement funds and could use some wisdom from the financially savvy among you. I’m 39, with a couple of 401k’s from previous gigs, both housed in Fidelity. One’s nestled in a target date fund for 2055, while the other’s lounging in a basic index fund. My current workplace buddies up w…

Reddit Personal Finance 898 2023-12-29

Toyota Will Unveil Aggressive Electric Sports Car Concept At Japan Mobility

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Toyota Will Unveil Aggressive Electric Sports Car Concept At Japan Mobility Toyota has been waffling on battery electric vehicles for around a decade. Finally joining the party this year with the absurdly-named bZ4X, Toyota has an electric car on the market, and soon could have a few more. Ahead of the 2023 Japan Mobility Show (formerly the Tokyo Motor Show), Toyota has teased a couple of… Read more…

Jalopnik 828 2023-12-25

LPT: how to keep calm in stressful/aggressive confrontations

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LPT: how to keep calm in stressful/aggressive confrontations As per the title, I would like to get better at dealing with stressful and/or aggressive confrontations in work or private setting. I have had a few of these situations recently and while I know how to keep “calm” on the outside, I would like to better control my body/subconscious reaction. For instance, when subject to verbal aggression/ stres…

Life Pro Tips 929 2023-11-22

Bizarre, Passive Aggressive Notes For Drivers Of EVs Without Fast Charging Are Appearing On Chargers At The Dallas Airport

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Bizarre, Passive Aggressive Notes For Drivers Of EVs Without Fast Charging Are Appearing On Chargers At The Dallas Airport Someone has gone to the trouble printing signs instructing drivers of EVs with slower charging rates to not use fast chargers at Dallas-Fort Worth International Airport, and to drive to other chargers instead — at least, according to a post on Reddit. As a friend of the site is fond of asking, “Why are EV people like… Read more…

Jalopnik 960 2023-11-21

How to handle lease breakage with aggressive managent

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How to handle lease breakage with aggressive managent Thi is in NJ state. So I lost my job couple months back and unable to find a stable one that can pay the bills. I was renting an apartment with 1 year lease and it has 5 more months left. Now because I dont have any considerable money left to pay rent I have to break the lease and move somewhere else. When I checked with management company, they…

Reddit Personal Finance 1.1k 2023-10-30