#afford

First child on the way wondering how much house we can afford.

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First child on the way wondering how much house we can afford. Wife (31F) and I (35M) are expecting our first child beginning of next year and are looking to buy our first house when our current lease is up next Summer. Both my wife and I are currently working full time but wife will probably drop to part time once our child is born, which will obviously affect our HHI. For context, I make $140k/yr gross an…

Reddit Personal Finance 872 2023-10-30

Finally, A Convertible Bentley You Can Actually Afford

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Finally, A Convertible Bentley You Can Actually Afford The dream of zipping along a coastal road at sunset in a pristine convertible Bentley is a pretty lush one to have, if you ask me. But sadly, as the going rate for a new convertible Continental is north of $200,000, it’s one that’s reserved for the rich and famous. But now, there’s a new drop-top Bentley that may make… Read more…

Jalopnik 1.1k 2023-10-24

I bought a car I can’t afford how do I get out of it?

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I bought a car I can’t afford how do I get out of it? I bought a car I can’t afford how do I get out of it? I got a promotion at work with a salary of 55k, and commission of about 4k a month but I was stupid and did not recognize the reality of how fickle the commission would be. My car broke down so I bought a 20k nissan maxima with a 20% loan because my credit was bad. My payments are 537 Super y…

Reddit Personal Finance 1.1k 2023-10-24

Unable to afford foundation replacement, need help.

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Unable to afford foundation replacement, need help. My husband and I purchased a home in August of 2022 with a VA loan. We discovered that drywall up in the basement was concealing completely ruined basement walls. The home is 100 years old, but the walls are completely shot. We have a structural engineer coming out on Friday, but honestly, it’s bad. Two companies have quoted us for fixing it, t…

Reddit Personal Finance 1.2k 2023-10-20

How much house can I afford?

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How much house can I afford? My wife and I are both 30. We are moving to Utah after working overseas for a few years. I am a veteran with a 40% VA disability rating. I work as an engineer, she works as a nurse. After spending our adult lives in apartments we’re ready to buy a house regardless of the ridiculous market. The internet calculators say that we can afford a 750k …

Reddit Personal Finance 1.1k 2023-10-18

Mom can no longer afford her mortgage

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Mom can no longer afford her mortgage Mom can no longer afford her mortgage My 71 year old mother has spent the retirement savings she has, and now she lives off of about $1,100 social security every month. She cannot work due to health issues. She can no longer afford to pay her taxes/insurance for her home annually (about $5,00 a year) A few months ago my sister kindly agreed to …

Reddit Personal Finance 522 2023-10-16

Can we afford this house?

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Can we afford this house? Just gonna lay it all out: Husband (34m) and I (32F) want to buy a new construction home. He’s a tradesman who makes ~$80-90k/yr, no student loans. I’m a nurse and making $75k/yr, paid my student loans off. We live in the Midwest, suburbs of Chicago. Currently own a home we’re expecting to make about $100k off when it sells. Bought this house r…

Reddit Personal Finance 152 2023-10-12

Should I switch to the SAVE student loan repayment plan even if I can afford my payments without it?

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Should I switch to the SAVE student loan repayment plan even if I can afford my payments without it? I am among that large group of people who will be resuming payments on my student loans this month. Basic info- I make 60K individually in a dual income household (soon to be married) with a total household income of 150K. We live in a HIGH cost of living area and are saving up for a condo in a very competitive/expensive area. We hope to purch…

Reddit Personal Finance 140 2023-10-05

Can I afford to buy a manufactured home?

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Can I afford to buy a manufactured home? I’ve been trying to find a house for years now and at 33, I don’t know how long I’m supposed to keep waiting for the right time. I have about $50,000 that I’d feel comfortable putting down that would leave me with enough in emergency savings. Can I use this $50,000 to buy a $90,000 brand new manufactured home, buy land, and set it up on its own …

Reddit Personal Finance 113 2023-10-02

27, living at home, ready for something new. How much can I afford?

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27, living at home, ready for something new. How much can I afford? Hey all, I’m a 27M living at home still with my parents in a HCOL in California (Bay Area). When I graduated college in 2018, I had about 42k in student loans so I decided to live at home to do my best to pay them off before moving out. Well, that day came at the end of the August this year. I paid off my loans in full + paid off my car (I had 4…

Reddit Personal Finance 111 2023-09-29

Bands that could afford to lose their vocalist

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Bands that could afford to lose their vocalist I’ve always thought that a lead vocalist leaving or getting kicked out of a band is one of the worst things that can happen. Vocalists are usually very crucial when it comes to the identity of a band and their style. Even bands that are better known for their instrumental prowess tend to let their vocalist be a mascot of sorts. What are some ba…

Reddit Music 160 2023-09-29

What do I do if I can’t afford a special assessment?

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What do I do if I can’t afford a special assessment? I live in a condo complex, and many of the units have to be completely gutted due to flooding. My association has levied a special assessment because of this. But it is roughly $1,000/month for the next 10 years. This would be on top of the HOA fees we already pay for maintenance and upkeep. To be blunt, I can’t afford that. Nether can many othe…

Reddit Personal Finance 214 2023-09-28

How can I afford getting my bachelors?

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How can I afford getting my bachelors? I’ve racked my brain up and down for solutions and have come up short for every solution I’ve tried. So to try to keep this short, I’m 28, I have a cert that doesn’t make me a lot, I’m still is school almost done with an associate in bio moving towards a bachelor. I live with a partner and have to pay rent and contribute, I have a ton of debt fr…

Reddit Personal Finance 186 2023-09-25

Car Died. Not in the position to afford much of a car payment looking at inexpensive options.

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Car Died. Not in the position to afford much of a car payment looking at inexpensive options. Recently my 2008 Ford Fusion died. We are a two car, single income family with a current $350 payment on a minivan. We really cannot afford much more. I really only need a vehicle to take me places when my wife has the van. That could be at least 1-2 a week. I WFH as well, although I may need to drive to the office from time to time. I recently …

Reddit Personal Finance 165 2023-09-21

Can I afford to quit my job?

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Can I afford to quit my job? For context, I am 36F with two kids (5 and 7 with one kid in the spectrum). I make $70k a year but projected to make 99k if I accept this promotion. However, I don’t want to work anymore as my work is very demanding and I don’t have time with my kids. My special child is really behind at school and want to concentrate on him so he can catch up. …

Reddit Personal Finance 206 2023-09-15

Lost my job, but can’t afford to downsize home?

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Lost my job, but can’t afford to downsize home? Looking for some outside perspective here. I lost a job where I made well into the six figures (with equity) and unexpectedly and quickly lost my job within a space of about 2 months. We lived WAY below our means but I realize it will be impossible to find another job that paid what I was making because of my share in the profits of the busines…

Reddit Personal Finance 168 2023-09-12

Freshmen college student with 7k worth of CC debt. Can’t afford min payments.

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Freshmen college student with 7k worth of CC debt. Can’t afford min payments. Im a freshmen in college Im 22 never thought I would be back in college but I felt like it was time this year and decided to go back to school for my BSN im in a community college at the moment for smaller tuition and will be transferring once I get my scholarships back that I lost while being depressed first year of college back in 2019. I got …

Reddit Personal Finance 180 2023-09-01