How do I go about leaving my partner if neither of us can afford to keep the house on our own but we can’t afford to sell either Background: we bought our house together for $180,000 in April 2023. I’ve caught him cheating on me 10 times and need to leave him, and need to leave this place. How can we make this work if neither of us can afford to keep the house by ourselves, but we also probably can’t afford to sell it either? There’s no way we can pay off the remainder of…

Can I afford to rent? I currently hold 2 jobs 1 full time 40hrs a week at 17hr the other is ~8ths a week at 15.50 an hour. I bring in around 2,900-3,000 a month myself. With my car payment, insurance, phone bill, and cable and other misc payments I’m at around 1100 a month in expenses. I turn 21 in a month and was hoping to have my own place by September. I’ve never …

I want a divorce but in debt and can’t afford to live on my own if I keep payments I don’t know what to do. I work for the state which doesn’t pay well but it is incredible help since i have my son. I want to leave my husband but I am currently paying off $13000 debt. I make about 3400 a month. Between 1100 rent, gas, phone, car insurance. , electric, day care and health insurance I won’t have much to live off of, maybe $300 l…

How much home can I afford? I currently make ~110k a year, coming out to roughly $5600/month after insurance and 401k/HSA are deducted. Homes I am looking at are in the 230-270k range, with a monthly PITI coming in at around $2300 on the high end. I currently have no debt, and am putting ~2400 a month into savings, not including retirement contributions that are taken dire…

Can I afford to get a mortgage? I have 121k in WealthFront (HYSA), 5K in stocks, 6K in ROTH IRA and 401K. I only keep about 3k in checking. I make 60K salary before taxes. I live with my parents so I only pay for car insurance and my own health insurance. I save about 85 percent of my income. Should I aim to buy a home in the $250k to $300k range now? I live in Texas where h…

Can I really afford my house? Do I keep or sell? (revised) Hi all, I posted this a couple weeks back, but my post mostly confused people, so here I am asking for advice again, this time with more, and correct details. I am a homeowner, and I am seriously struggling to make ends meet. Or, I am making ends meet but have no money left at the end for personal spending, and/or savings. My biggest concern is …

Can my wife and I afford this house? My wife and I make about 180k combined. We’ve saved up around 140k in liquid cash. The home we’re looking at is 470k and property taxes would be around 500 per month in our area. We have paid off all of our debt and have monthly expenses ranging from 2-2.5k. I work hard to make sure we’re saving enough for retirement and that’s something I do no…

We will never be able to afford college for our newborn daughter My first child is 2 months old and I was so proud of myself for opening up her college savings account today. We put an initial $1300 in and plan to contribute $100 a month until she’s 18, as well as some extra on her birthday and Christmas. Our states 529 plan has a handy tool where you can calculate how much your college will cost. In the exam…

Can’t afford car anymore Hey all; I’ve made some pretty bad financial decisions and it’s biting me in the ass right now. July of this year I financed a vehicle that I thought I could afford (I very clearly could not) at $550 a month. Shortly afterward I got into an at fault accident (thankfully not in the new vehicle) and my rates have skyrocketed to around $540 a mont…

Buying cheap vs buying the most that you can afford in an appreciating housing market? I live in a HCOL area, where single family houses easily break $1M. You can find a livable, decent place for around 800k, but you can also push into the multi-millions if you want a large, modern house in a nice area.I want to buy, and treat my purchase as an investment. I see a few viable options, and I’d like your opinions on which one would b…

Can I really afford my house? Do I keep or sell Hi all, I’m in a financial rut at the moment, and I have no light at the tunnel. I’m currently living paycheck to paycheck, and I am one car breakdown away from disaster with no savings. I am trying to decide whether to keep the house, and just accept a lower quality of living, or do I sell my house and flat a room somewhere so I can actually sa…

Hi is a mid 20sF blue collar worker. Is it possible to afford a new car? Hi, Im 26F and make $17/hr at a factory. I dont have credit. I do have $10k-12k to put down on a car. I’ve been searching for MONTHS for a 2014-2016 corolla s, or se. But the prices people are asking for are INSANE. So, I’ve been told buying a newer car would be more worth my time and money. Is it possible to afford a $24k car and its insurance,…

I can’t afford my car payments anymore. Currently making payments of $256 a mont on my car which isn’t bad, my insurance is $190 a month. It takes up a good percentage of my income just on keeping my car. I hardly use it. Any advice on what to do to get out of it would be helpful. I still owe about $12,886 on it…. I don’t want to ruin my credit, people have said to sell for the remain…

Are we paying more than we can realistically afford? My gf and I live in a 2 bedroom apartment. Her family really pushed that we should go for a 2 bedroom to have an office space. I’m kinda looking at the fact that we’ve struggled with going near paycheck to paycheck, or even struggling to make ends meet. We live in a northern suburb of New Orleans, on the North side of the lake. I work in IT and…

What’s that one song you only afford yourself to listen to occasionally because you don’t want it to lose what’s special about it? I hope that makes sense! I’m talking about a song, an album or music that if we listen to it too often it can sometimes lose what’s so great about it, like we become overly familiar with it and it can lose its appeal/charm/meaning to us as music lovers. For extremely personal reasons, mine is Everybody Hurts by R.E.M. It’s one of my favourite so…

How to buy a home that I could afford in cash Im considering buying a first home. Im in a situation where the value of my brokerage accounts are slightly higher (10-20%) than the value of the home than I would want to buy. I live in a HCOL us city which is typically considered a competitive market. How should I think about purchasing given my situation? Am I better off making a 20% down pay…

Sewer line turned out to be collapsed under new house, can’t afford fix immediately So I just bought a new house, moved in on Friday, Everything seemed fine, but after flushing the toilet the second time it backed up into the shower. I got a plumber out and he found that the cast iron line has collapsed under the foundation. The clean out trap access in the yard is bone dry, and there is sewage in the vent pipe. He probed it fr…

Why Doug Burgum Is Staying in a Race He Can Afford to Lose With a substantial personal fortune, the North Dakota governor is insistent on spreading his message despite calls to drop out.

Finally, A Ferrari Enzo You Can Actually Afford The Ferrari Enzo’s stats may not be nearly as impressive as more recent hypercars, but with a mid-mounted 6.0-liter V12 and more than 600 hp, it’s still no slouch. Even more importantly, it’s special. The Enzo was named after Ferrari’s founder, with production limited to just 399 cars. As you can imagine, that means… Read more…

LPT Kids: understand that if you want something your parents can’t afford, you can make money yourself. LPT: When I was a kid, my Big Wheel got old. I wanted a Green Machine, but my parents wouldn’t get me one. So the BW ended up going on the garbage truck, and I had to wait until I was big enough for a bicycle. But if I could tell my 5 year old self anything, I’d say set up a lemonade stand on the corner of your street (it was the town’s second m…