Can I afford a cabin? How do I budget for a cabin? I’m in a HCOL area but within a two hour drive from here are the woods and mountains. I don’t know where to start though to set a budget for a cabin to use as a weekend getaway. I’m 46 married no kids. Currently, savings is at about $450k. Invested in a decent return mix of funds, some treasuries , stocks and bonds. …

My employer can no longer afford to pay me I’ve been working at a mom and pop since the beginning of the year. Financial issues crept in beginning in April and now they are several paychecks behind, about $10k worth. I’ve already started the hunt for another job..disappointing because I’ve loved this job and the freedom it allowed me to have. It was the first job I’ve ever had that gave…

American Airlines Flight Attendants Can’t Afford Food, Shelter Modern air travel is often terrible. Cramped seats, tiny luggage compartments — the list goes on. Yet, most of us in those cramped seats actually have it far better than the folks strolling the aisles, who — at least on American Airlines flights — earn barely over $27,000 per year while forced to live in major metro… Read more…

Significant debt; struggling to afford life let alone debt repayment I (35M) and my spouse (34F) are hoping for a blueprint to a better future. For some context, as unbelievable (and lengthy) as a lot of this will sound: We both work retail, same employer. Have been for about seven years. We live in a small town in central PA with very little opportunity. Living here is like living in a black hole. We married ea…

LPT Instead of Saying, “I Can’t Afford It,” Try Saying, “It’s Not in My Budget Right Now.” When discussing finances, framing it as “It’s not in my budget right now” emphasizes intentional spending and budgeting over simply not having enough money. It helps reinforce financial discipline and goal setting. submitted by /u/Accurate-Dog7314

Girlfriend on mortgage ghosted, cannot afford. Next steps??? Had to edit down info as it was too identifiable for friends comfort. Asking for a friend, really. Unmarried couple in Texas. Girlfriend left and won’t be contacted. How can the other sell the house legally before foreclosure? submitted by /u/Dj_suffering

If you want to know how much house you can afford… You need to make a complete and realistic monthly budget. It should include all sources of income and all expenses: debt payments, estimates for higher utilities (especially true if you’re coming from an apartment), insurance, sinking fund for vacations/gifts, savings goals, etc. This is the personal part of personal finance. If you want to take…

Will my possible mortgage be too much for me to comfortably afford? Hello everyone, I’m a 24 year old single software engineer who has been itching to move out for the last 2.5 years. I keep saving money for a down payment, but the goal posts keep moving by the time I’ve saved up more money. I’m up to 70k. I found a house that I absolutely love. It checks all of my criteria and is in a great location. With an es…

How to determine realistic “max” house price you can afford We’re entering the beginning of house hunting and we are trying to determine what our “maximum” house budget would be that wouldn’t leave us house poor on the monthly mortgage. We are in Mass so houses are alright more expensive and the ~7% interest rate certainly doesnt help Our combined Savings is: $100,000 Our monthly salary, after taxes/take…

Use ‘REO Listings’ to Find a House You Can Actually Afford Banks are often motivated to get these foreclosed-upon properties off the books, fast.

LPT: If you can afford it, spend the extra money on the mattress. You’ll be spending ~1/3 of your life on it, so make it worthwhile Quality sleep is one of the most important things you can get. Edit: To make it more clear, if you’re trying to decide between two mattresses and you want the more expensive one because it’s more comfortable to you, and you can afford it, then buy that one. You’ll be using it for at least 8 years normally. submitted by /u/Bulky_Ad4143

How much rent can I afford? Hello! I am currently making $100,000/year base, with a 10% bonus (call it $110,000, max 401k contribution, take home is roughly $4,800/month). I am looking at a new apartment that is 2 br, 2.5 bathroom, and is $1,790/month, +$45 water/trash, +Electric (price unknown, electric heat). I am working remotely in tech, and am single/no roommates. My …

Just got offered a job but my car broke down and I can’t afford to fix it I just got news of a $600+ car repair bill – I can’t afford it, I have shopping debt and student loans. I can’t even go to my current job because I don’t have a working car… Taking the bus literally adds 2 hours to my commute. What the hell do I do? I don’t have any savings. I put myself in this predicament with my shopping addiction. What do…

Another how much house can I afford? Hello, I recently moved across the country, from Tampa to Seattle. My house finally closed so now I’m seriously starting to look for a new home here in Seattle. Rates are higher these days and I’m buying in a more expensive area. I’m looking anywhere from $850k to $1.2M right now, but I figured I should get some more input first. Current budget,…

Can I really afford a car payment? I have been obsessed with the new Ford Broncos since they were unveiled. Now, my fiance and family have been telling me it’s time a buy one and that I can afford it. But can I really? I work in healthcare, so I have a decent income. However, I do pay a large amount in student loans as I try to pay them off rapidly. My monthly take home after ta…

Can I afford a house? £50k income, £25k savings. First time buyer. I want to stop paying rent and get a 3 bed house (something approx £250k) and pay a mortgage of rought £1000 per month. I intend to rent out the other two rooms in the house so this will help a lot in clearing mortgage payments and possibly paying more than monthly standard mortgage to reduce my inter…

How to Afford Biologics for RA Strategies for reducing the out-of-pocket cost for RA biologics, getting financial help, and researching viable drug options.

I am drowning in debt and can’t afford my expenses My husband and I bring in about $9,500 a month net. We have no savings, I don’t have any retirement account, my husband does (and contributes about $600/month). We have 3 kids (8, 5, and 3 yrs old). We spend more than we bring in. My credit score has dropped from 850 to 600 in the last few months after purchasing our home. I was not on board wit…

True or false: if you can’t contribute to your 401k, you can’t afford the mortgage When planning and budgeting to buy a home, I try to think about it in monthly payment terms. When figuring out what we can “afford” monthly it can kind of mean two things… What we pay now per month, or we can bump it up to include (some of) the money we otherwise put into our 401k/RothIRA/retirement plans. Maxing out 401k is nearly $2k/month…..

How can I (15) plan to afford to move out of state at 18? I currently live in a very dangerous state and I really need to move out as soon as possible. I’m currently unemployed, but I hope to get a job as soon as I get my license. I don’t know a lot about money, hence why I’m asking here, how can I plan to be able to afford moving states when I turn 18? submitted by /u/Kookyburra12