Which crop is better, also overall editing and composition advice? submitted by /u/masterstupid2

My financial situation. CC Debt. Emergency fund. Retirement. Would really appreciate some advice. Hello, I am 31 with roughly 12k in high interest CC debt. 88k home loan, and 51k student loan payments. (Currently on the SAVE plan and pay low monthly payments without interest accruing as long as I make payments) My car is a beater, but it is paid off. I only have 1k in my emergency fund. I make about 71k annually. I have virtually zero in ret…

Advice please!! USPS api It’s a hot long mess A business who a lot of people were wholesalers with finally started to detect how close I was getting to solve this HUGE issue we have had. Now she has set up a e-commerce and uses click and ship. So now she told some that she was using drop shippers when in reality she is making the fake addresses and zip codes. API abuse…

Accent wall painting advice Hi there! Looking for some feedback about accent wall idea. I’m going to be painting the back wall in my office (Benjamin Moore – High Park). I was thinking about also painting the foyer wall in the same colour. Circled both in photo. Would this look okay? The foyer wall wraps around the bathroom door, and then the ceiling drops a foot which sep…

Need advice on taking an advance on my inheritance Hi 👋 So my grandfather passed away in December of last year and he left me $250,000. He was smart and did well for himself so it’s not going to probate or anything, it’s a trust and the attorneys are just paying taxes on the money before it can be distributed. I’ve never been in this position but I’m beyond grateful and really looking forward t…

I Need Help With my Future, Any Advice?? I need Help Planning my future (investing, IRA, 401K, Pension) So im way behind alot of my close friends as far as career, working, savings,investing, buying houses and I don’t know where or how to begin! 😭🤯 I’m 32 years old, living in SoCal (Rialto, Ca) with my family and only pay 700 in rent. I’m about to graduate with my Degree In neurophysio…

Advice for 20 year old who need support lol Hi – I really just want to make sure I’m on the right track and would love any and all advice! I currently have a HYSA opened and make sure to consistently put $20 in there every two weeks alongside large lump sums whenever I have the means – currentky at around $3K I also have a Roth IRA opened investing around 60/40 split between FKSAK and F…

Advice to young person making real money with almost no expenses I have started working and am making about 100 thousand dollars a year. I plan to live at home for the next few years and hope to save and set myself up as best I can for my future. I recently spoke to a financial advisor who strongly pushed for whole life insurance through guardian. After reading this sub, I’m realizing thats not someone who ha…

Embarrassed and feel like I’m drowning. Need advice. Hello reddit, I’m using a throwaway because I’m embarrassed of my financial situation and I’m in bit of a pickle and need some solid advice on financial strategy :\ I took a big hit income wise during COVID and used the opportunity to lower my expenses and take a risk investing in myself, by taking out a loan for a tech bootcamp to increase my i…

Opening a fashion jewelry store from scratch all by myself. Here’s my plan and I’d like to hear your advice I’ve been interested in fashion and styling for years, and I’m planning to launch a unisex fashion jewelry brand on Shopify (and Tiktok Shop as well). Price will range from $60 to $200, mostly $100 ish. For this price range, （I think) I’m targeting gen Z and younger millennials who’s into fashion and new stuff like myself. Ideally Rimor Jewelry…

Business Owner Retirement Acct Advice Hello! I’m looking for advice on retirement account investing advice. My wife and I are physical therapists and have been slowly building our own practice. We are co-owners of the business and it’s classified as an s-Corp in Oregon where the state income taxes is about 9%. Our retirement savings up to this point are bad (~$30k). We pay ourselves…

Sell or rent condo? Need advice I have a condo that was bought for 385k @ 3.125% 30 yrs with about 285k remaining. Property taxes are about 5k. My wife and I are about to purchase a home that is 1M with 35% down at 6.50% rate 30 years. The overall interest is about 800k. I checked the market and I think I can rent the condo for about 2500, but I wonder if it is better to sell …

I like my makeup but I need change. Want advice and suggestions! I’ve been doing my makeup the same way for so long and I need change. I like wearing false eyelashes but I also don’t mind not wearing them I know, I wear a lot of blush but I love it hehe I’m open to more “original” looks, I’m not looking for a natural look necessarily 😋 submitted by /u/HeavyBananaz

ADVICE NEEDED! should we purchase/finance/rent a condo after divorce. Hello, I’m (24M) posting on behalf of my mother (52F). My mom is currently going through a divorce and after it’s all said and done she will have about $175k total (50k from savings + 125k from the divorce). My mom is the one thats going to be leaving the home and is looking for a condo to stay in. However, we aren’t financially educated enough …

Need some advice on a camera. Tips for a first time buyer? Buying my first camera. Recommendations? I tend to lean more towards street photography & minimalism in my pics. Have taken everything on my phone & really like B&W edits. Here are some shots I’ve gotten. Any feedback is appreciated. submitted by /u/JoeSloppyy

Insurance Beneficiary, Unknown Company. Advice Wanted on Tracking Policy My mom passed away from terminal illness early this year. In 2022, she discussed with me that she had a life insurance policy and that I was her sole beneficiary, and the value of the policy was $25k. She said she paid $12/month for it, even though she had no income at the time. She told me she wanted the money to be used to pay for her crematio…

Advice for cash boat sale Throwaway for anonymity reasons. So one of my parents recently sold their boat for a sizeable amount of money (near six figures). They’re not wealthy, so this represents a sizeable amount of their life savings and retirement. The problem is: they sold it to someone who paid in cash, and my parent put down $1 as the sale price on the paperwork fo…

Help please need advice! Helping Mother Rollover IRA. A mistake was done and not sure if it can be undone? Hello Reddit! This is my first post so not sure if I’m posting on the right forum. I come from a low income family and don’t have any basic knowledge in finances. My mother got a new job and wanted to do a rollover with her local bank since her new employer doesn’t offer a 401k plan. She thought that a rollover consisted of asking her old employ…

I did lip liner with the lipstick I wore today. It matched perfectly but idk if I did it right. Let me know in the comments on what you think/advice. Thanks in advance. 💕 submitted by /u/pettyshaqyyy

Requesting advice for my mom with inheritance My 62 y/o mom has gone through it. She’s been homeless a lot of her life and has never had a drivers license or her own money and has not really ever worked. She recently inherited about $120k. She lives with her sister who probably won’t live much longer and is doing reverse mortgage. So once she passes she will most likely move in with one of …