Advice on the logistics of how to run/setup a “family photo” fundraiser? So I have a kids team that will be fundraising throughout the year, and I’ve considered offering my amateur services to do a family photo fundraiser where a family gets 15 minutes of shoot time, gets a couple of 8×10’s, and can keep some or all of the digital files. The location would be the team’s practice location/warehouse/office if they’re u…

Stopover advice I’m doing my first long haul flight to Africa. It’ll be roughly 32 hours of travel with short layovers. What I’m wondering if people tend to have stopovers in other countries to combat jet lag and exhaustion. Since I’ve never done it, I’m wondering if the jet lag and exhaustion is gonna have me feeling like goo once I land. So I’m thinking mayb…

Did I mess up? 401k advice 29 y/o So I had about $5k in a 401k from my first job out of college that I totally forgot about with Merrill. They said I could move it to a brokerage account with their Merrill Edge so I did that. Am I going to get taxed on this like crazy now since I took out my 401k? I have a number to call them on but wanted to get some third party opinions first …

Retirement account advice and clarification I am 24 years old and gross 80k per year. A couple months ago I started my first retirement account through my employer, a Roth 401(k) which I opted to contribute 15% of my income to. My employer matches 30% of what I put in so for my 12,000 I put in I’m getting 3,600 from my employer. I’ve been reading a lot of info on this stuff lately as I’m …

I don’t really know what I’m doing and looking for advice on properly investing into my financial future. I have (some) money but don’t know what to do with it. Hello, everyone. I wasn’t sure which flair to use. I hope you’re all doing well and have a wonderful, and safe, Halloween (if you celebrate). A little backstory on me… I’m almost forty. Live alone, rent an apartment. I’ve had several (and some major) surgeries… twice on my knee, twice on my shoulder, once on my back, once on my foot, h…

68 years old, 401k advice needed. Retirement in 3-5 years. The account in question is my John Hancock employer sponsored 401k. Does anyone have any allocation suggestions compared to what the account is currently invested in? It looks like I’m only in RRCTX. Currently at about $247k in this account. What is suggested for an account like this for someone at my age nearing retirement? Any suggestions / in…

Valparaiso to Santiago advice We are on a cruise that will end up in Valparaiso in mid November, and need to get to Santiago. I’m looking for advice on whether or not to spend part of the day sightseeing in Valparaiso or head on over to Santiago as soon as we get off of the ship and sightsee there. I have 3 days to see both. Any advice? Is a taxi the easiest way to get to Sa…

Professional Advice Needed! How do you break down rates? Hello! I have been working as a retoucher for several years but am new to freelancing. I get the question a lot when talking to potential clients asking for a price breakdown. I know some people offer hourly/daily rates and others charge by image or project and I know that comes down to preference. So far my method has been to get a bunch of inf…

Anyone here tried starting a jewelry brand for Indian e-commerce? Looking for insights! Has anyone ventured into building a jewelry brand for indian e-commerce platforms? Would love to hear your experiences—what worked, what did not. submitted by /u/ujjwal_mahar

Thinking of selling car and and getting a loan to pay off the negative equity and credit card balance. Need advice. So I recently lost my job due to hurricane helene. I unfortunately can no longer afford the payments on my 2023 Camry. I also have 14,000 in credit card debt that I have been paying off before the storm. My pay off amount for the Camry is 29,681. I have an offer from carmax for 24,500. I was also approved for an 18,000 dollar loan at 12% interes…

I get told I am “unkept” because I don t use makeup. Despite I like it, I don t know what style of makeup would suit my features and colouring. Can anyone help me with some advice or inspiration? get told I am “unkept” because I don t use makeup. Despite I like it, I don t know what style of makeup would suit my features and colouring. Can anyone help me with some advice or inspiration? I have tricky features so I can t just do any style of makeup… submitted by /u/Prize-Iron-6887

Seeking advice: Vehicle needed in next three months Hello all. I apologize if any of this is covered somewhere, please just let me know and I will remove. I am currently going through a chapter 7 bankruptcy due to a horrible motor vehicle accident involving a drunk , uninsured driver back in May. Long story short is I lost pretty much everything financially. My uninsured/underinsured insurance wa…

Advice Sought: 24k CC Debt Payout Plan Hello, Looking for advice on my plan to payoff CC debt this winter and hopefully by next year. Context: Racked up CC debt while unemployed for eight months, then while taking out a huge sum of cash to pay it off, little brother(20) suffered a stroke and everything just broke down. Been helping to pay down mothers mortgage and bills on top of my …

advice please: tourist traveling to oman for the first time – wadi shab to muscat hello, i’m traveling to oman for the first time and one of the days my group is driving to wadi shab. however, the rest of the group will continue to drive on to the desert and i need to return to muscat for my flight home that night. there doesn’t seem to be public transport so i’m very nervous about figuring this out alone. since taxis are ver…

GoPro Advice? Hey Everyone, I am new to photography and terrible with editing. I own a GoPro Hero 5 and have used it a few times diving and snorkelling, but the shots are never how I imagine them/see them in person. Is this because I need to know how to do editing and colour grading, or should I consider upgrading to a newer model (in addition to learning ab…

Looking for advice – Planning to Travel somewhere in South America – Need Recommendations Here is some more background – We are a couple Timeline – December Travel (could be 8-12 days)| Looking for a relaxing trip with good beaches, can also change this plan if there is something better to do but want a slightly chill trip Slightly Budget Friendly – $2000 (can push this to 2500) without Flights We have never travelled to the sou…

Finance advice? 31 HCOL Been saving for the last 10+ gyears with no actual goal, just saving to save. Trying to stray from scarcity mindset. Open to purchasing home but it’s not realistic with interest rates and cost where I live ($700k+ starting homes) Should I be investing more? How can I maximize my $$$? HYSA: $180k 401k/Roth/HSA: $55k Brokerage: $60k Income: ~4.5k …

kinda take your advice on my previous post about photographing wild cars, is this improvement on my composition? shot from old beetle so there’s the gloom there submitted by /u/diaabbi

Advice on finding older 401k accounts Hi, I’m 28 now, and I’ve been putting into 401k’s at every job that I’ve had, since I was 18. (It’s only been 5) What exactly is my best bet to figure out where this money is being stored, etc? I understand that it was extremely dumb of me, and I’m just now trying to figure out what route I need to take, in order to maybe move them all into one …

Advice for travelling back home from the US? This post might come across as naive, and that’s because it kind of is since I’m not very experienced when it comes to travelling. Is there anything I need to be aware of in an American airport as opposed to a European one? I will be travelling from Europe to the US, the flight there is less of a concern to me since I’ve been through my local ai…