Advice invest or pay off Hello I have 140k saved up in a HYSA have no debt , and owe 150k on mortgage should I pay off the house by January 2025 or invest it better? submitted by /u/Alarmed_Fee_2265

Flooring advice I have Australian cypress engineered wood flooring in main living area and down one section of hallway. Currently the cypress boarders the original tile in the house (pictured). My hallway is L shaped and currently has nasty carpet down the back stretch. I am replacing the carpet with cork floor. Question, do I rip out the small section of “wood…

Advice From A Creator If you had a 30 minute Zoom call with the content creator/influencer of your choice, who would you want to talk to and what would you like their help with? submitted by /u/Excellent_Hour_411

Need Advice on Interior Design: Our Furniture Looks Great Individually, But Feels Off Together Hey everyone! My partner and I just moved into a new rental apartment with a small living room. Each piece of furniture looks great on its own, but when they’re all together in this limited space, something feels a bit off. We’d really appreciate any advice on how to make everything feel more cohesive or suggestions on what to change to make the…

Advice on Career change? Looking for advice I’ve been with this company for 10 years as an electrical helper, and they recently told us they’re laying off and shutting down the company in three years just trying to prepare myself. Is there any advice going into IT as in going to school and entry-level pay Etc. lost and going through emotions on starting a new job don’t …

Took advice from my last post. Thoughts? 🙂 submitted by /u/Traditional-Mood-744

Help Needed: Advice on Managing Debts So a bit of background. I’m from Bangladesh and all amounts mentioned in this post is in BDT which is roughly 1USD=120BDT I have a total loan of 1.4 Million. Most of the loan was my mom’s and I have a 150K loan for higher education. Right now my monthly income is around 20kish after paying the monthly installments. In terms of property, I have a…

Advice Needed: Travelling to Vietnam in December (Solo, F29) Hello everyone, I 29 (F) planning a solo trip to Vietnam in December, staying for around six days. My current itinerary includes: • Da Nang and Hoi An: 3 days split between the two locations • Hanoi: 3 days exploring the city, with plans to visit Ninh Binh instead of the usual Halong Bay cruise. I have some concerns about the weather, especiall…

Need advice regarding savings (France) Hello, I have about 65k euros in gold coins (after tax) but as I’ve gone back to school (26 years old) in computer science and have no job as of right now, I have to pay my expenses without any income. Expenses are about 1k4 euros per month, and I’m looking to reduce them by quite a lot by moving out (separated from previous partner). But it’s d…

Went to an oval event last night. First time doing Motorsport Photography. Happy with my pictures but the fence seems to ruin them I feel. Any advice on how and what to do with the fence for next time? submitted by /u/Mr-Whoo

Advice on marketplace vs employer insurance I am in sales so my income is partially salary and the rest is commission-based. I was also promoted this year which had me project my income a lot lower for the marketplace and that my employer’s plan was unaffordable (over 8.39% of household income). I was on my employer’s plan in 2024 (employer covers the majority of employee premium but not…

Need advice on making Mid Century Modern work in a Federal / Greek Revival Style Home So its pretty straightforward, I love MCM but bought a house that I love but it is a federal/ greek revival style home, Do you have any tips on how to mesh these two so they don’t look chaotic? One of the ways I am thinking is by keeping the furniture mid-century but bringing in things like Those brass grand mirrors and Art work/decor pieces wit…

Seeking advice how to start absolutely anything hey, it’s probably going to be a semi-longer read and I will completely understand if some of the people reading this won’t complete reading it, but it’s completely okay! time is priceless for everyone, thank you for reading up to here at least! i am here just to ask a question, search for advice maybe? point is i am in a complete standstill in …

Need advice: how to strategically pay off my high and low interest debt. My wife and I net $10k in monthly salary and pay $2k in housing and $1k in auto (payment, insurance, fuel). Specifically, we are struggling to find the best way to attack the bills below. We’ve put ourselves in an obviously uncomfortable situation and have nobody to blame but ourselves. Thankfully, we’ve both turned a corner mentally and are rea…

Advice for First-Time Intrepid Traveler? Feeling Uncertain About Pre-Trip Communication Hey everyone! I’m leaving on a trip to Japan in about a month with Intrepid Travel, but I’m feeling a bit uneasy about the lack of communication from them. So far, I’ve only received the initial booking confirmation and payment receipt. I reached out to their customer support for a more detailed itinerary, but they just referred me to the one on…

Advice for disable college student finding a Job to be less financially dependent on Family. I am in college and I am slowing getting better from my mental health iusses and recovering from being the hospital a couple months ago. My mom provides for me and my other 5 sblings. She does everything after her divorce. And we are also in New York close to New York City but in like in the city. I been struggling with getting financially help …

I took advantage of your advice I like everything except the lips, I think they are too small, but I should probably blame my genetics here lol Regarding eyebrows, my natural eyebrows are very thin and not thick, unfortunately, so I had to draw them with shadows. I saw someone else writing about blush looking unnatural, I want to say that it shouldn’t look natural submitt…

Early Retirement Seeking Advice I’m looking to retire early. Currently 45yo with about 700k in 401k which I feel will be enough once I hit 60 even if I stop contributing now (assuming 10% return and the economy doesn’t crash). My income after taxes, maxing 401k/hsa, etc. is about 8k/month. The only debts I have are a mortgage at 2k/month with 2% interest rate. After other mont…

What’s the personal finance book, tool, resource, or piece of advice that made the most impact on your finances? I’d simply like to use the power of this group to see what’s worked for everyone. submitted by /u/ninedays82

Central America Itinerary Advice I am solo traveling to Central America from November 14th to December 14th, and am looking for some tips/suggestions for my itinerary. My main focus is meeting other travelers, finding good party hostels, and getting some good hikes in. I am planning on taking 2-3000 USD and exchanging it for local currency as I go. I’m reading that a Yellow Fev…