Preparing for a Potential Financial Crisis – Advice Needed I’ve been seeing a lot of posts and articles recently predicting a 2008-style financial crisis. As a young 30-something, this would be my first time navigating this situation, and I’m nervous about how it will effect my life and the nest egg I’ve built. Are there any actionable, realistic steps to take now to prepare? I assume pulling all my inv…

Need to change my eyebrows. I’ve had the same ones since 2016. Any advice? submitted by /u/orange_skiess

Digital camera advice? Hi everyone, so I wanna buy my little sister a camera off of eBay and I browsed around for a while looking for a solid small digi cam she can take with her everywhere and I’ve found a pretty good offer for a Panasonic Lumix DMC-ZX1. I wanna know if anyone has any experiences with that camera and if it’s a solid model for someone who just wants t…

Need Advice on Upgrading My Camera for Travel Photography & Videography? Hey everyone, Sorry for the long one🙏. I’m a photography and videography enthusiast looking to upgrade my camera setup, but I’m a bit overwhelmed by all the options out there. I currently use a Canon 200D Mark II (Rebel SL3) with a set of EF/EF-S lenses (Efs 18-55mm, Efs 55-250mm, Ef 50mm, Efs24mm), and while I’m happy with the photo results and…

I have FSA, wife has HSA, mid-year job change – need advice My situation is a bit complicated. In the beginning of the year, I have an FSA through my (then) employer. My wife has an HSA through her employer – we didn’t know we were not supposed to have both. During the months I was covered by FSA, I reimbursed some of my wife’s health expenses – we didn’t know we were not supposed to do that. In the midd…

Advice?? I’m going for natural grunge submitted by /u/Silver_Cut_1821

In a bit of a pickle, need advice trying to pick a mode of transportation cross country, concerned about chronic pain and comfort during travel Hello! I’ve been trying to research through Google but I still can’t figure out what’s best for me. I’m sorry if this is a bit of a dumb inquiry, but I’ve never traveled before outside of occasional trips with my mother growing up, where she’d just drive us. I know nothing at all about the traveling experience, nor about security. We’re needing …

Advice needed, is a only a phone good enough? Hi! I am slowly preparing for a backpacking trip to New Zealand, where i also want to try out photographing. I am a beginner so i wanted to look at a second hand camera (with a budget around €700-800). This will mostly be for landscapes, night sky/stars and wildlife. The camera needs to be small enough to carry with me while hiking, but i wouldn…

Anyone have Advice with Laptop Specs For Raw Photo Editing? My wife is a wedding photographer and is in need of an upgrade as her current laptop is 7 years old. I saw that costco has this HP Pavilion that will be discounted to $899.99 in the next few days. It caught my eye for the following specs at a reasonable price: Intel® Core™ Ultra 7-155U (12-Core) Processor Memory: 32 GB SSD: 2 TB NVIDIA® GeForce…

GF and I going to Germany & Czech Republic for the first time, any advice? Hello! My gf and I are 4 days away from our first real vacation together: a 2 week trip to Europe, also our first timing traveling internationally together, my first trip to Europe, and both of our first trips to Germany + The Czech Republic. We’re flying into Frankfurt and have an hour to switch planes to fly to Berlin. We’re hanging out in Ber…

Monitor Advice Needed: ASUS PA279CRV vs. BenQ PD2706UA vs. Dell U2723QE – Any Recommendations? Hey everyone, I’m a student looking for a new 27-inch 4K monitor. Most of the time, I’ll be using it for reading, studying and general work, but I also have a hobby in analog photography. I scan my film negatives and edit them in Photoshop and Lightroom, so I need a monitor that can handle both everyday tasks and some creative work. Here are the…

Round face makeup advice? Hey all✨ looking for some help on how to do make up for a round face/ deep set eyes. I have really struggled to get a good idea of how to create a look that actually enhances my features and I’m so ready to have fun with makeup! Any advice would be greatly appreciated 💗 thank you! submitted by /u/HopefulGrowth4907

Looking advice on testing private label I have an idea to put 4 products together in order to create bundle that I want to brand and sell. I am looking to test this idea currently. I have bought each one of the individual products, which are all minimalistic and black in their design. What I would like to do is place a basic logo on each one (although this step isn’t essential) and ge…

advice regarding to investments Im 18M and ive been wanting to invest in something for a mid time or a long time purpose, my dad’s been asking me to invest in stocks but i literally have no knowledge in that, is there anyone who can help me with that. submitted by /u/fohmohnomo

Moving out on my own next year, and pretty clueless. Looking for budgeting advice. I’m a 23 y/o college student who will be moving out of my parent’s home in June of next year and getting my own apartment, living alone. I have lived with roommates in the past and for my own quality of life just don’t consider it worth the money I’d save. However, I’m also slightly concerned about making things work with my income and expenses….

Apr is 28% need advice A couple years ago my credit was bad and I made a terrible decision got a 2015 Outback at DriveTime with 28% apr. I had no idea at the time that was ridiculously high. My credit is a lot better now at 690. I still owe about $15k on my 2015 Outback. I’ve tried refinancing it with no luck since I owe more than what the car is worth. I recently app…

I’m anticipating a financial issue in the next several years, looking for advice Im a 27 y/o mom, married (32m), with a 16 month old daughter. I’m currently 12 weeks pregnant. Things are very complicated – the pregnancy is high risk and I’m on bed rest for an unknown amount of time – could be the rest of the pregnancy. We are both teachers: my husband is a tenured NYC teacher and I teach at a special needs school. We have …

Need advice on refinancing mortgage I’m going to need to refinance my mortgage this spring to get the cosigner off of it. I know I’m going to take a hit on interest, but I don’t have other options, so I’m trying to minimize the bleeding. My big thing right now is that I only have about 6 months left on my car loan. I had been planning to pay that off with my Xmas bonus this year, …

Investment Advice for Early Retirement In short, I’m 22 years old making $85,000 pre tax at a mid-sized aerospace engineering company. As of now, I’ve maxed my ROTH ITRA, and currently working towards maxing my 401k as well. I’ve been investing in solely VTI and VXUS every paycheck. Once I max both accounts, I plan on doing the same in a taxable account. So my question is, would it …

Going on a tech-free trip. Any advice? Hello. Me and my friends (all in our early 20s) are going on a technology-free trip next month for 5 days We have a pretty clear plan – have a single phone for emergencies, print out directions in advance, etc. but I wanted to ask if anyone has any advice beforehand just to make sure we’re not forgetting anything critical. Also is there anyone e…