Facing unemployment with a family, need financial advice Lost my job recently and trying to figure out the next steps. I’ve got a stay-at-home spouse, two kids, and a mortgage to juggle. Severance runs out in a few months, and I’m debating whether to touch retirement savings ($400k in 401k) or look at home equity ($250k, 30-year loan at 3.5%). Monthly expenses are around $5-6k with no car payments and…

Visiting Santiago, Chile from Dec 28 – January 12, any advice? Hi everyone, I’m 28 years old gay guy from Jamaica and even though I’m not fluent in Spanish (I have a basic understanding though), I’m very excited to visit Chile. I needed a change of scenery and since Chile is one of the few places that don’t require Jamaican citizens a Visa to visit, I figure I’d take the opportunity and spend a few weeks th…

Should I sell my house or hold it? Advice needed Hey Reddit, I could use some input on a big decision I’m trying to make. I bought a house in SC in 2020 for $250,000 with a 3% interest rate. Right now, it’s worth about $375,000, and I’ve been renting it out to tenants. They’re great tenants, and they’re actually interested in buying the place. Here’s my situation: • I live in a different state…

New camera suggestions: budget $2.5k, also advice to improve? Hi guys, I’ve been lurking in the this subreddit and I know this gets asked a lot…so I’ll share this first: max budget is around AUD$2.5k 🙂‍↕️ if it’s under, even better! I’ve been playing with iPhone photography for awhile (13 Pro) and getting a camera has been on my mind. I’m primarily a hobbyist – here are some photos I’ve been capturing, jus…

Iberia changed my flight to arrive 12 hrs after my connecting flight. Advice? Iberia changed my flight (in May) from PMI to MAD to depart 17 hrs after originally scheduled departure time on May 22, 2025. This will cause me to arrive in MAD the next day. In other words, flight now takes off at 23:20 and arrives at 0:45 on the 23rd. My connection from MAD to ORD is on the 22nd at 11:35. All legs are booked directly with Ibe…

I’m at a loss of what to do. Any advice welcome. I 43M live in Alberta, Canada. Last week both my furnace and fridge broke down. I had some techs come in and take a look, however both need to be replaced. Finances are incredibly tight. I’m in the market for an insurance job. Don’t have enough money for both. Have tried every loan place I know. I’m desperate. Don’t have good credit, so couldn’t…

Need Advice on Interior Design: One Bedroom Apartment – Need Cohesive Style Help! Hi Everyone, I’ve recently moved into a new rental apartment and find myself at a creative crossroads with furniture placement and décor. My vision is best described as a blend of Nancy Meyers’ warm, inviting aesthetics, a touch of New York City sophistication, and the charm of a cozy Parisian apartment. I’ve attempted to visualize the space us…

Stuck under a mortgage and rent, loan, and credit card debt building. Desperate for advice Basic Income/Bills ————————- Income: 4K/month from me 1500/month from my wife Home: – 198k owed, 1812/month mortgage payment – Additional supporting bills of about 120/month – 50k owed in solar panels, 250/month payment – 2 bathrooms need plumbing re-worked and tile laid Renting: – 850-950 in bills 10k Loan: – 8k owed, 292/month payment Credit C…

Retirement & savings advice So admittedly I do not know a ton about finances. I guess I am looking for some guidance and reassurance that financially I’m on course to retire on time and I’m not making any big mistakes that could cost me in the future. I am a 34M and went through a divorce last year. I have two small children, the ex and I each claim 1. There is no alimony …

Advice on Payment Processors for Travel Services? I’ve been running a travel business specializing in vacation packages and international bookings, and I’m hitting a wall with payment processors. It seems like every option either charges sky-high fees or refuses to work with travel companies because we’re high risk. Any help is appreciated! submitted by /u/Blewi

Advice for new photographer? Hey I’m new to photography just got a camera(Canon rebel t7). Anyone have any tips/advice I could use? Camera and picture wise or even editing software to start on and things. submitted by /u/Hotfuge1

Need advice on picking the best trip possible for a nature lover I am getting some money this year and i am wondering where i should go, i have a budget of 10k-15k total, i am considering a trip all across the usa, i am looking for any suggestions, literally anywhere that has nicotine or cbd/thc legal, i have been interested in asia but just not exactly sure where to go and how to plan a trip like that su…

Hi.. I wanted to ask for some advice on photographing fashion jewelry. I’m struggling to capture the natural shine and real look of the pieces—they don’t appear as vibrant in my photos as they do in person. Do you have any tips or techniques for improving this?” submitted by /u/No-Fail-9285

“13-Day Spain Itinerary (Arriving in Barcelona, Leaving from Madrid): Need Advice and Tips!” Solo Travel (23M) “13-Day Spain Itinerary (Arriving in Barcelona, Leaving from Madrid): Need Advice and Tips!” Hi everyone, I’m planning a 13-day trip to Spain and I’ll be flying into Barcelona and leaving from Madrid. I’d love to get some feedback on my itinerary and any recommendations you have! Here’s what I’m thinking so far: Day 1–3: Barcelona Day 4–5: Va…

Pete Buttigieg on Airlines, Passenger Protections and Travel Advice The outgoing transportation secretary talks about his record of holding airlines accountable, what might come next and whether to check a bag. (No.)

Travel Advice on a Budget – Where should we go if we want to have a good vacation? (1 Week) Hello everyone! My mom haven’t had vacations in a while, and although we are on a huge budget, I wanted to plan something nice to her as she plants to have vacations on the middle of January, or around that time. I know that flights get highly expensive on the first weeks of January, but I was wondering, where would you advice to go if she wants…

Do you think makeup suits me ? Opinions and advice please! Hey Everyone! New here and to the world of makeup. I came here to get some opinions from you all about this new look I am trying? This is just some drawing work with my Ipad on a recent photo but I wanted to see how I could look before buying anything. I am a performer and musician and recently I have been toying with the idea of wearing eyelin…

Education and career advice “Can anyone provide advice on pursuing a career in interior design in India? Specifically, what is the scope of this field, what are the best universities for interior design, and is it feasible to make it a full-time career? Additionally, what are the typical costs of studying interior design, and how much can I earn as a freelancer or while wo…

Advice on aging parents finances. I’m turning 30 I’m thinking about the future. My parents have no retirement saved. My dad is 60 and my mom is 52. They have a house with a mortgage $130,000 is owed because they refinanced and my dad life insurance policy is $70,000 and my mom’s $50,000 and as the oldest I feel like I need to be prepared for their expenses and care.. plus I don’…

Need advice on places in central and southern Chile, South of Santiago My GF and I have about 10 days between our stay in Santiago and our trek in Patagonia, and ideally want to spend it on some spots in between the two. We also have about 10 days in Chile after the trek to catch up and explore. Any recommendations on towns, cities, national parks, south of Santiago that you’d recommend going to, or that you’d rec…