#advice

Bangkok – Phuket – Krabi – Singapore advice

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Bangkok – Phuket – Krabi – Singapore advice Hi all I am planning a trip as above mentioned, I am unfortunately limited in terms of number of nights and I would like to combine Thailand and Singapore My plan is 3 nights at Bangkok 2 nights at Phuket 1 full day to be spent at James Bond etc 3 nights at Krabi 1 full day At Phi Phi island , Maya bay 1 full day Tiger cave , Hot springs …

Reddit Travel 754 2024-12-09

Any advice for person starting to invest at 20 years of age

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Any advice for person starting to invest at 20 years of age Im 20 years old and Ive recently managed to save up enough money through part-time jobs, and I’ve taken the first step toward investing by putting my savings into an S&P 500 fund and an international stock index fund. Fortunately, I don’t have any debts or loans to pay off at the moment. However, as I continue to educate myself on personal finan…

Reddit Personal Finance 686 2024-12-08

Advice needed on what to do with extra $825 a month

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Advice needed on what to do with extra $825 a month I currently am in an a situation where I have an extra $825 a month of money. I currently owe about $180k on a mortgage with a 2.625% rate and am 4 years into the loan out of 30. Would it be better to take this extra $825 and put it towards the principal of this loan or would I be better off investing it into the s and p 500? submitted by …

Reddit Personal Finance 411 2024-12-08

Los Angeles trip advice

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Los Angeles trip advice Hi I am a female in my 40s who will be travelling solo to LA from NZ in March for 3 nights (first time there). Going to lakers game and will do a full day tour one day from either Hollywood or Santa Monica. Wanting advice about best area to stay for access (& safety) to the game as well as Hollywood and the usual sight seeing. Looking to use the…

Reddit Travel 407 2024-12-08

Career advice

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Career advice I have always had an interest in interior deaign/pursuing a career regarding it. I ignored it, graduated with my bachelors in criminal justice, and now I feel like I should still try and aim for interior design. I’m not opposed to going back to school (obviously) but my question is, should I just get a certification ? Or how much better is it to…

Reddit Interior Design 1.1k 2024-12-07

Lens advice for this kind of shot?

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Lens advice for this kind of shot? Hi all, I have the Sony A7 III mirrorless with the stock lens kit. Everyone is saying it’s “not good”. I want to accomplish cool lifestyle cinematic looks like this picture. I know there’s a bit of editing, and skill, but looking to pay $1000-1400 and get the most bang for my buck for lifestyle photography. Any advice? Or is this really just acc…

Ask Photography 791 2024-12-07

Need some advice – layoff chaos vs debt

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Need some advice – layoff chaos vs debt Here’s the situation: Married with 1 child, 2nd to be born in less than 5 days. Laid off from my job in biotech 4 days before a planned, paid parental leave. Only provided 4 weeks pay for severance, which will post-tax be around $9K. $3.5K in the bank, $28K in a 401K. No real assets beyond our mortgaged house and a paid off vehicle worth about $…

Reddit Personal Finance 498 2024-12-07

My life goal has been to retire early, Almost there, financial advice needed!

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My life goal has been to retire early, Almost there, financial advice needed! Try to make this as short as possible. I am 50 and my wife is 53. We both work in healthcare and I am over it!! We are not high salaried physicians or anything like that. We have just saved and invested all of our lives. We are both working part time and we are able to get “expensive” but full coverage health insurance through her work. My only …

Reddit Personal Finance 844 2024-12-07

Hello there. I need some advice for someone who is 32 year

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Hello there. I need some advice for someone who is 32 year I have a debt between credit cards $12k and personal loan $10k and student loan $45k My income monthly $2200 my expenses are monthly $800 How should I get start invest and save. And start paying off my credit card debt and p lean. Please some advice and tips how I get started. Thank you I appreciate you all. submitted by /u/ArtichokeNo…

Reddit Personal Finance 1.2k 2024-12-07

Advice Before Starting Jewellery Business

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Advice Before Starting Jewellery Business Hey founders! Really open ended question here- I am looking for your crutial insights here. For those of you who started an ecommerce brand, what would you advise I do before, during and after I start? Looking to capitalize on your most critical learning here- incorporation, traffic, ads, social media, budgeting, getting your first sale, ROI- ab…

Reddit ecommerce 1.1k 2024-12-06

Mongolia experience, advice, recommendations

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Mongolia experience, advice, recommendations Hello! American here, starting to plan a trip to Mongolia for next year. I am hoping to spend some time at a hot spring and see the Gobi Desert, however all the tours I’m finding so far are very fast moving with one day spent at each location and many locations. I would like to go to fewer places but take a bit more time. I would love to hear …

Reddit Travel 469 2024-12-06

Itinerary advice: three days in Europa Park area

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Itinerary advice: three days in Europa Park area We’ll be spending 18 days travelling across Western Europe this coming May ’25 (visiting from USA). One bucket list stop for me is Europa Park, so we’re planning on stopping in the area and spending one day at the park. We’ll be coming south from Luxembourg City, spending two full days in the area, and then continuing south to Lyon: Day 1 – arr…

Reddit Travel 940 2024-12-06

Advice for long travels with my partner

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Advice for long travels with my partner Hello Reddit! Hoping to pick your brains about a trip I’m about to take with my partner of four years, who I love very much. We’re in our 30s and he’s quitting his job to go on this trip (although he’d probably quit anyway as he has a new boss he hates). I’m freelance, get paid quite well and can work remotely, so I’m planning to take a bit of w…

Reddit Travel 1.2k 2024-12-06

Advice on guiding my mother (61) on her retirement

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Advice on guiding my mother (61) on her retirement Hi all, I’m looking for advice on how to best guide my mother as she transitions into retirement. Here’s her financial situation: • Age: 61 • Not working full time, earning around $1,000/month • Savings: • $20k in cash • $180k in a brokerage account (Highly speculative assets) • $30k in a traditional IRA (Highly speculative assets) • $130k in a …

Reddit Personal Finance 609 2024-12-06

Need advice. POD and probate with bank

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Need advice. POD and probate with bank My grandmother recently passed away, my brother and I were beneficiaries to her account. The bank stated that because her account exceeded 185,000 the account needed to go into probate before the money could be transferred to us? The more research I do says POD does not require probate. Should I contact a lawyer ? Have never dealt or done any of…

Reddit Personal Finance 1.0k 2024-12-06

Best advice to create nest egg for aging parents

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Best advice to create nest egg for aging parents TLDR I’m a 22 year old only child that wants to create a nest egg for my aging parents so I can take care of them just as well as they’ve taken care of me with financial peace of mind I’m the only son of asian immigrants my parents worked hard their entire lives to give me the opportunities they never had and provide me with a loving home the be…

Reddit Personal Finance 882 2024-12-06

Seeking advice from people who have visited Central Asia.

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Seeking advice from people who have visited Central Asia. Hi everyone, I’m in the process of planning a 2-week long trip to Central Asia in September 2025. I’m looking for advice from people who have travelled there because I’ve drawn up 3 itineraries that all sound good to me, but I’d love some input from experienced travellers to help decide which route to take. Route A) Tashkent – fly to Khiva – to…

Reddit Travel 803 2024-12-06

Advice on my South East Asia Itinerary?

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Advice on my South East Asia Itinerary? Hi everyone! I’m traveling for 6 months next year, in March – September. I will go to North India for just over a month first, then about 2 weeks in Nepal. Then I will fly from Nepal to Bangkok. Here is a rough idea of my itinerary from there: End of April – 1 week Thailand. Few days in Bangkok and go south. May: 10 days south Thailand. Meet a …

Reddit Travel 444 2024-12-06