Offer for settlement on car repo – advice needed Hello! I hope this is the right place to ask this question (I don’t really use Reddit except for looking at video game content so I’m new here lol). Also I am writing this at 3 in the morning after a 10 hour shift sooooo excuse any errors or ramblings. I (26F) have made plenty of bad financial decisions in my near decade of adulthood that I am t…

Advice on my 1 month India solo trip itinerary. I’m planning a 6-month trip across Asia, and would love some advice on my first 2 months. I’ll be starting in early March solo traveling North India ending in early April before moving on to a few weeks in Nepal. Days 1-4: Jaisalmer (4 days, 3 nights). Jet lag recovery, city sights and take a desert excursion. Day 4: Take a night train to Jodhpu…

I am gonna start with photography soon and i want to prioritize on street, nature/landscape etc. Is this bundle a good deal to start with or do u guys advice something else? This is 2000 euros and thats also my budget for now. submitted by /u/EquivalentSilver8074

Financial advice- please be kind! Good morning! I, 27 y/o female, got into a tiny bit of trouble a few months ago. I did pretrial which is community service, attending meetings and paying the court fees. It’s about $1500 and I’ve met all qualifications except this. I work full time salary, and a really good job but I got paid at 5 pm yesterday and after paying all of my bills I’…

Just Graduated College – Need Advice on Investing $20k Gift for a Future Down Payment Hey everyone, I’m 23, recently graduated college, and landed a decent job in finance where I’m making about $4,500/month. I’m already contributing to my Roth IRA and company 401(k), so I’ve got some retirement stuff covered. Here’s the kicker: my grandmother just gifted me $20k. My goal is to invest this money for the long-ish term (2-4 years, p…

Xcaret Arte: advice needed Hi all! Currently planning a honeymoon trip and Xcaret Arte is at the top of the list. Couple questions: What would be the best/least expensive way to book? Directly through the website, Costco, or through a travel agent? What would be the best time of year to go? Our wedding is in September so we are toying with either going straight after the…

A look at my finances. Like some advice for improvements. So my financial life in a nutshell: 30 y.o., roughly 40-45K income in SC, $50,000 cash saved up (not savings account, just stashed away), $27,000 in combined 401k from former and current employer, about $18K in main checking account. No loans or debts. For me, i always thought of money as “either save it or spend it”. I’ve never even focused muc…

Looking for some early mid-life advice Hey ya’ll, Longtime lurker, first time poster. Looking for advice on how invest more prudently. Some quick details: I’m single between 27-35. I make ~$100k/year in a HCOL. I rent. I also hate my job more than I describe and I am worried it might actually kill me from stress, but I do it b/c it’s most the money I think I can make and I get to…

I am 45 years old and think I should fire my financial advisor. Opinions and or advice needed. I currently have $570K in a variety of Ira and other retirement accounts. That’s total of all combined. Plus I have $110K in a non retirement account. Just a general trading account. I own some real estate too and I do consider that part of my retirement. Not messing with the real estate, if anything would like to add to it. The $110k is in stoc…

Advice on Planning a 13-15 Day Europe Trip for Our Anniversary – Looking for Itinerary Suggestions! Hey everyone, My wife and I are planning an anniversary trip to Europe before we start trying to have a child. We’ve always wanted to visit Europe, and now seems like the perfect time. We’re aiming for a 13-15 day trip, in March, with flexible dates— probably arriving around March 13th and departing around March 29th or so. (These dates are not …

21 y/o somewhat fresh into investing(looking for advice) Howdy peeps, I’m 21 and just looking for some advice or seeing what others are doing (essentially making sure I’m on “A” right path) My current financial state: 10k in savings 10k emergency fund Little extra cash in checking 1900 in IRA (still looking for other good shares to hold) 2800 in crypto (mix of small and large cap) Small student debt …

Advice on posing? Hey, I’ve been a photographer for like a year now. Im mainly focused on event photography but I really enjoy portraits and want to get more into it, thing is I don’t really know how to guide the subject to pose properly. Where can I learn some poses, or is there like a set of rules to follow? submitted by /u/Famous_Future7466

Need Advice: Rent or Buy My current rent is ~2100 – this includes parking, water, trash. 1 bedroom. Should I purchase a 1 bedroom condo? The price is around 300k. I’d be putting around 5% down. 30 yr mortgage would be about $2643 – this includes $440 HOA, PMI, tax, hazard insurance. Originally I wanted to spend around $2400 on mortgage. My income is 94k. I have 35k in…

Christmas markets in Europe suggestions and advice for first time visitors (during the holiday season). Hello everyone! My girlfriend and I are planning a trip to Europe from December 30, 2024 to January 10, 2025 and want to experience the Christmas markets there. We wanted to know where the best Christmas markets are (as first time travelers during this time) and are willing to travel around Europe to see them. Unfortunately, we have to limit our…

Need some advice as a 31 year old So I’m a 31 year old male, married with a 2 year old. I currently live in VN where I take home $3k a month after I pay taxes. My total bills work out to be around $1460 a month leaving me with $1540 a month. Over the past 5 years I’ve been addicted to gambling and wasted my net worth playing cards and chasing big wins. I’ve been clean for about…

Being gifted from my wife’s grandmother 17K and wanted to get advice what to do For context, wife and I are in our 30’s. House is paid off (inheritance) 220K in mutual funds (trust fund) Stocks 80K Wife and I have combined 80K in a 4.25% HYSA account Have 6K in car debt No kids (yet) I currently don’t have a Roth IRA but thinking I should max it out 7K I believe What’re your guys suggestions? submitted by /u/Selec…

Advice to spread my money out? 27m, married with a 1 year old. Wife is currently a SAHM, I bring in around 70k/yr base (86k this year with o/t). We have no debts, pay off my credit card every month. Currently renting, but will be moving into my wifes uncles old house to rent, with the option to purchase in the future, and all money we have paid in rent up that point will go t…

Flooring advice: downstairs hallway and living room different floors? Myself and my spouse are renovating our home. We are undecided about flooring. We would like an an engineered wood floor in our living area – ideally a light wood. Our original plan was to use this same flooring in the hallway however we are now considering luxury vinyl tile (Amtico/Karndean) given the longevity and ease of cleaning. We are co…

Mortgage advice for first time buyer, back in the US after 20 years away My wife and I moved to the US after 20 years abroad. We’ve managed to hit ~720 credit scores in the past year and our combined income is $270k. We’re pre-approved for a mortgage of $650k and have the same amount ready as a deposit. Our only debt is a small car loan to build our credit. The property we’ve fallen in love with though is $1.6m here …

21 Young mom, needing advice Hello! I’m a 21 y/o single mom looking for financial advice. For a quick little backstory, (my mother passed in ‘21 and my father passed less than a month ago. He was the main provider of the house as my aunt was the co-tenant and now that he’s gone, she can not afford to live here and neither does she plan to bring me or my son with her, which …