Need advice on paying off CC debt Need some advice, I have about $8800 in CC debt and I have around $10000 in savings. I also have around $6000 in a Robin Hood account. I’m about to pull out $3000 from my savings and pay off one of the credit cards for $2400. Should I sell some of my stocks and pay off a good chunk of the other credit card? submitted by /u/lsd6940

Advice for a friend Hello, I’m trying to help a friend pursue some interests in interior design. If you’re free to answer some questions it would help my research and advice to them. These are just hypothetical questions and completely optional, nothing has to be formal. Any feedback would be awesome and I appreciate your time. -What would you look for in a candida…

any advice? I know the colors are a bit controversial lol. but I like it submitted by /u/whitebaemistress

Advice for where to put at- least 50-100$ biweekly. Anybody know of or has invested in a low cost “ETF” under or at 100$ a share with nice annual growth. Or should I just save $ in a 3-4 % high yields savings account. I would appreciate any advice. My goal is just to save, I would like to save at-least 50-100$ biweekly. submitted by /u/Top-Chard7479

drowning in $30k credit card debt, need advice There is $30k sitting on two credit cards, one at $21k and the other at $8k. between the $1,300 in minimum payments, my mortgage with hoa fees at $2,000, and my car at $900 monthly, my $5k after-tax income feels like it disappears instantly. After a dui, I lost a side hustle doing delivery work, and now i can’t afford basic car repairs. I’ve tho…

So far behind – need advice to catch up (late 30s) I had a terrible relationship with money until my mid 30s. At 36, I found myself in 50k of credit card debt from gambling addiction and nothing to my name. I got my act together the last few years and now have 0 debt, 8 months emergency fund, but only 50k in my 401k. I’m 39. I dont own any property, but I have the ability to save ~$2,000 per mon…

Offer for 95k after graduation and need advice Long story short I’m 27 y/o and just barely graduated with my undergraduate degree after dropping out years ago. Super late to the game, but I’m blessed and grateful to receive an offer after graduation with base pay of 95k at one of the major banks in the U.S. I come from a first generation family and I’m the first one to ever graduate, so I’m …

Best advice for how to handle my money? I’m 23 and wondering what’s the best way to maximize my passive income or whatever, I’m not very knowledgeable in this stuff. I have a ROTH, I have 7500 in that and put $50 a month in because I’m not making much while in college, I have a 4.5% interest savings account with 5400 in that, and 7500 in checking account, should I be putting more of m…

I’m 29 and just opened a Roth IRA with Schwab any advice is appreciated. Like the title says I’m 29 and just opened a Roth IRA with Schwab. I know some basics, I plan to contribute as much as I can to 2024 before the April deadline and should be on track to max out the $7000 every year by contributing weekly. Any advice on what to invest in and how to split it is greatly appreciated thanks! submitted by /u/Lur…

First Time Car Dealership Purchase – Seeking Advice When buying used from a dealership (looking at a 2022 Camry Hybrid), what tricks of the trade are helpful to know? What fees can I avoid, how can I negotiate a better deal, etc? I’m looking at 2022 Camry Hybrid SE with 32,000 miles for $27,000 list price. I’ll be paying cash but I’ve never went through a dealer before 🚗 submitted by /u/…

Caribbean destination advice Hi everyone! My boyfriend and I (both in our early 20s) are looking to travel to the Caribbean for 5-7 days in mid-late May through early June. We’re hoping to find a destination that is safe, affordable, and offers direct flights from Newark (EWR)—though we’d consider flying from NYC if needed. We were really drawn to Caye Caulker, Belize becau…

Need advice for a one month trip: Asia or a camper adventure in Norway/Sweden/Canada? I’m looking for advice on planning a one-month trip that I want to take in about a year and a half. I’m currently still studying, but before I start working, I’d love to go on an adventure with my girlfriend. I’ve narrowed it down to two ideas, but I’m feeling overwhelmed by the options and would appreciate your insights! Option 1: Asia (Thailan…

Advice on Getting into Street Photography in the UK? Ethics, Laws, and Personal Concerns Hi everyone, I’m looking to get into street photography here in the UK. I’ve taken a few images I really liked, but I’m hesitant to fully commit because of some ethical and legal concerns. My wife, in particular, is strongly against the idea. She hates the thought of someone taking her picture unknowingly and potentially sharing it, and that’s m…

product photography advice? hi everyone – i’ve been tasked with shooting a variety of 12″ to 16″ items, and i’ve been given the following equipment to work with: canon eos 40d canon efs 17-85mm canon ef 50mm uv filter uv haze filter neutral density filter circular polarizer filter tripod wireless remote 3 photo lighting set-up i’ve also ordered a product background and a…

Need advice on Retirement accounts I am looking for some advice on what to do with my “old” retirement accounts. Me: 40, married, 2 kids. 130k annual salary. Investment: current job 401k about 50k in it. Roth with Fidelity Go has around 5k. Mix of CD’s for emergency funds. Questions: I got an old employer 401k around 13k vested. Its fee is about the same as current employer. Sh…

New to budgeting. Advice needed. Here is a rough outline of current financial picture. As mentioned I am 26 and currently living in Chicago. Salary: $55k OTE: $89k Monthly expenses Rent: $1100 Groceries: $300 Student loans: $300 Transportation: $100 Laundry: $60 Investments Roth IRA: $28k (fully maxed the last three years) 401k: $268(just began contributing at 3%) Savings: Eme…

Shifting from Redbubble to My Own Print-On-Demand Website – Need Advice! Hey Reddit, I’m planning to move my print-on-demand (POD) business from Redbubble to my own website, but I’m stuck trying to decide which platform is the best fit for me. I have no coding skills, so I’m considering Wix, BigCommerce, or WooCommerce. I’m looking for advice on the following factors: Pricing: Which one offers better value for a sm…

Advice for a Collage Photo Student? Hi all! I am about to start my second semester at my local college and am looking for some discussion on after-college opportunities and tips. I will be taking my first college-level photo class, but I already have a year of self-taught real-world experience and worked with my school’s newspaper during my first semester. Within that first semest…

New car purchase. Need advice budgeting Hello Everyone, Currently at 230K at 20 years old. I’ve got here by investing my money into NVIDIA mostly and investing 500 of my paycheck per week. Lately, i’ve bought a car and got high insurance to help protect my assets due to obvious circumstances. If i pay the minimum car payment which is 450 and insurance of 300 it’s about 750 a month whi…

Mom made a bunch of credit cards in my name and tarnished my credit score. Advice appreciated UPDATE: Credit is frozen. Thanks for the tip! So uhh, where to begin? My score is 572 and I have never touched my credit score before having this bombshell explode on my face. I’m going to move in with a friend in the coming weekend and seek legal advice at the minimum. Will more than likely seek prosecution or demand she confess to identity the…