#advice

Ecom Advice

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Ecom Advice Hi everyone, I’m new to eCommerce and looking to learn from this amazing community! I have two questions I’m hoping you all can help me with: Where do you usually find products for your store? I’ve been exploring different suppliers and platforms but would love to hear what’s worked best for you. Any tips or recommendations? How do you approa…

Reddit ecommerce 542 2025-01-22

26yo looking for advice

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26yo looking for advice I fortunately was able to live at home for 3 years post college which helped save, and now have about $400k saved ($100k is unvested stock). $200k is diversified and the rest is in my company stock. I moved out last year to an apartment with my girlfriend and I’m thinking about buying a house this year but with rates so high cash flow is tough a…

Reddit Personal Finance 1.1k 2025-01-22

Need advice on paying off CC debt

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Need advice on paying off CC debt Need some advice, I have about $8800 in CC debt and I have around $10000 in savings. I also have around $6000 in a Robin Hood account. I’m about to pull out $3000 from my savings and pay off one of the credit cards for $2400. Should I sell some of my stocks and pay off a good chunk of the other credit card? submitted by /u/lsd6940

Reddit Personal Finance 480 2025-01-22

Advice for a friend

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Advice for a friend Hello, I’m trying to help a friend pursue some interests in interior design. If you’re free to answer some questions it would help my research and advice to them. These are just hypothetical questions and completely optional, nothing has to be formal. Any feedback would be awesome and I appreciate your time. -What would you look for in a candida…

Reddit Interior Design 1.0k 2025-01-22

Advice for where to put at- least 50-100$ biweekly.

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Advice for where to put at- least 50-100$ biweekly. Anybody know of or has invested in a low cost “ETF” under or at 100$ a share with nice annual growth. Or should I just save $ in a 3-4 % high yields savings account. I would appreciate any advice. My goal is just to save, I would like to save at-least 50-100$ biweekly. submitted by /u/Top-Chard7479

Reddit Personal Finance 1.0k 2025-01-22

drowning in $30k credit card debt, need advice

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drowning in $30k credit card debt, need advice There is $30k sitting on two credit cards, one at $21k and the other at $8k. between the $1,300 in minimum payments, my mortgage with hoa fees at $2,000, and my car at $900 monthly, my $5k after-tax income feels like it disappears instantly. After a dui, I lost a side hustle doing delivery work, and now i can’t afford basic car repairs. I’ve tho…

Reddit Personal Finance 817 2025-01-22

So far behind – need advice to catch up (late 30s)

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So far behind – need advice to catch up (late 30s) I had a terrible relationship with money until my mid 30s. At 36, I found myself in 50k of credit card debt from gambling addiction and nothing to my name. I got my act together the last few years and now have 0 debt, 8 months emergency fund, but only 50k in my 401k. I’m 39. I dont own any property, but I have the ability to save ~$2,000 per mon…

Reddit Personal Finance 1.0k 2025-01-21

Offer for 95k after graduation and need advice

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Offer for 95k after graduation and need advice Long story short I’m 27 y/o and just barely graduated with my undergraduate degree after dropping out years ago. Super late to the game, but I’m blessed and grateful to receive an offer after graduation with base pay of 95k at one of the major banks in the U.S. I come from a first generation family and I’m the first one to ever graduate, so I’m …

Reddit Personal Finance 884 2025-01-21

Best advice for how to handle my money?

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Best advice for how to handle my money? I’m 23 and wondering what’s the best way to maximize my passive income or whatever, I’m not very knowledgeable in this stuff. I have a ROTH, I have 7500 in that and put $50 a month in because I’m not making much while in college, I have a 4.5% interest savings account with 5400 in that, and 7500 in checking account, should I be putting more of m…

Reddit Personal Finance 1.1k 2025-01-21

I’m 29 and just opened a Roth IRA with Schwab any advice is appreciated.

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I’m 29 and just opened a Roth IRA with Schwab any advice is appreciated. Like the title says I’m 29 and just opened a Roth IRA with Schwab. I know some basics, I plan to contribute as much as I can to 2024 before the April deadline and should be on track to max out the $7000 every year by contributing weekly. Any advice on what to invest in and how to split it is greatly appreciated thanks! submitted by /u/Lur…

Reddit Personal Finance 312 2025-01-21

First Time Car Dealership Purchase – Seeking Advice

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First Time Car Dealership Purchase – Seeking Advice When buying used from a dealership (looking at a 2022 Camry Hybrid), what tricks of the trade are helpful to know? What fees can I avoid, how can I negotiate a better deal, etc? I’m looking at 2022 Camry Hybrid SE with 32,000 miles for $27,000 list price. I’ll be paying cash but I’ve never went through a dealer before 🚗 submitted by /u/…

Reddit Personal Finance 775 2025-01-21

Caribbean destination advice

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Caribbean destination advice Hi everyone! My boyfriend and I (both in our early 20s) are looking to travel to the Caribbean for 5-7 days in mid-late May through early June. We’re hoping to find a destination that is safe, affordable, and offers direct flights from Newark (EWR)—though we’d consider flying from NYC if needed. We were really drawn to Caye Caulker, Belize becau…

Reddit Travel 1.2k 2025-01-21

Need advice for a one month trip: Asia or a camper adventure in Norway/Sweden/Canada?

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Need advice for a one month trip: Asia or a camper adventure in Norway/Sweden/Canada? I’m looking for advice on planning a one-month trip that I want to take in about a year and a half. I’m currently still studying, but before I start working, I’d love to go on an adventure with my girlfriend. I’ve narrowed it down to two ideas, but I’m feeling overwhelmed by the options and would appreciate your insights! Option 1: Asia (Thailan…

Reddit Travel 1.2k 2025-01-21

Advice on Getting into Street Photography in the UK? Ethics, Laws, and Personal Concerns

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Advice on Getting into Street Photography in the UK? Ethics, Laws, and Personal Concerns Hi everyone, I’m looking to get into street photography here in the UK. I’ve taken a few images I really liked, but I’m hesitant to fully commit because of some ethical and legal concerns. My wife, in particular, is strongly against the idea. She hates the thought of someone taking her picture unknowingly and potentially sharing it, and that’s m…

Ask Photography 835 2025-01-21

product photography advice?

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product photography advice? hi everyone – i’ve been tasked with shooting a variety of 12″ to 16″ items, and i’ve been given the following equipment to work with: canon eos 40d canon efs 17-85mm canon ef 50mm uv filter uv haze filter neutral density filter circular polarizer filter tripod wireless remote 3 photo lighting set-up i’ve also ordered a product background and a…

Ask Photography 315 2025-01-20

Need advice on Retirement accounts

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Need advice on Retirement accounts I am looking for some advice on what to do with my “old” retirement accounts. Me: 40, married, 2 kids. 130k annual salary. Investment: current job 401k about 50k in it. Roth with Fidelity Go has around 5k. Mix of CD’s for emergency funds. Questions: I got an old employer 401k around 13k vested. Its fee is about the same as current employer. Sh…

Reddit Personal Finance 1.0k 2025-01-20

New to budgeting. Advice needed.

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New to budgeting. Advice needed. Here is a rough outline of current financial picture. As mentioned I am 26 and currently living in Chicago. Salary: $55k OTE: $89k Monthly expenses Rent: $1100 Groceries: $300 Student loans: $300 Transportation: $100 Laundry: $60 Investments Roth IRA: $28k (fully maxed the last three years) 401k: $268(just began contributing at 3%) Savings: Eme…

Reddit Personal Finance 844 2025-01-20

Shifting from Redbubble to My Own Print-On-Demand Website – Need Advice!

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Shifting from Redbubble to My Own Print-On-Demand Website – Need Advice! Hey Reddit, I’m planning to move my print-on-demand (POD) business from Redbubble to my own website, but I’m stuck trying to decide which platform is the best fit for me. I have no coding skills, so I’m considering Wix, BigCommerce, or WooCommerce. I’m looking for advice on the following factors: Pricing: Which one offers better value for a sm…

Reddit ecommerce 1.1k 2025-01-20

Advice for a Collage Photo Student?

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Advice for a Collage Photo Student? Hi all! I am about to start my second semester at my local college and am looking for some discussion on after-college opportunities and tips. I will be taking my first college-level photo class, but I already have a year of self-taught real-world experience and worked with my school’s newspaper during my first semester. Within that first semest…

Ask Photography 1.2k 2025-01-19