LPT: Take full advantage of your HSA/FSA for tax advantages on everyday needs (see body text) I’m surprised how often I hear about those who don’t utilize the tax-free benefit of your Health Savings Account/Flexible Spending Accounts. If this is offered as a benefit through your employer’s healthcare plan, here are some good things to know that I personally benefit from: Amazon has items marked as HSA/FSA eligible, so you can use your c…

How do I get the double tax advantage for an HSA outside my employer? 25 years old, just got really serious about making sure I’m taking advantage of retirement options, tax advantages, etc this past year. I’ve maxed out my Roth and am paying up to my 401k match. My next target was an HSA. I have checked and my current insurance qualifies as a HDHP. My current employer doesn’t seem to offer an HSA plan, and I’m go…

Is it worth taking advantage of the new 30% federal tax credit on insulation to reduce heating/cooling bills? Hey everyone! I recently came across some information about a new federal tax credit on insulation that could potentially help us save a lot of money on our heating and cooling bills. The credit applies to insulation in the basement/crawlspace and attic, which are usually the most cost-effective places to insulate. If your walls are bare concret…

Took advantage of the label-maker at work! submitted by /u/recoverystartsnow

Understanding HSA and tax advantage I have an HSA account with about $8000 in it, I’ve maxed it out a couple years and plan to continue to do so. My deductible is $5000. My wife and kids are on her insurance without an HSA. I don’t remember what their deductibles are off hand. I think I’m at a point where I want to invest additional money I’m putting in keeping only $5000 in my H…

LPT: New college student? Don’t forget to take advantage of student subscriptions! Many popular services you use every day might offer student subscriptions that are typically cheaper than their normal prices. Be sure to check your streaming apps, shopping apps and more. submitted by /u/_LuminousBlue_

iPhone will play USB C to its advantage As we all know, Apple is being pushed by the EU to switch to USB-C. However my hunch is that Apple will start running advertisements targeted to Android users saying “it’s never been easier to switch to Apple since we switched to USB-C”. Do you think that would resonate with you if you were considering a switch? submitted by /u/Tricky_Cl…

LPT Request- 18F buying my first car, what can I do to get the best price/not get taken advantage of? So I’m 18F and going to be buying my own car in around a month or two. For context, I’m planning on getting a Honda civic around $26k, putting a $15-20k down payment and financing the rest. Is there anything I can do going into the dealership to get the best price and not get taken advantage of? Anything I should know? Should I bring my father i…

Take advantage of this well-lit area. submitted by /u/AivituvinOfficial

Facing an arduous path to the sea, Ukraine seeks an interim advantage. Ukraine is hoping that mile-by-mile gains could bring its weapons closer to Russian supply lines, giving it a better shot at Russian targets.

How do you take advantage of competitor research? Hi guys, I recently launched a high ticket drop shipping store in the UK in the outdoor furniture niche. It’s rather slow but I am still happy that it’s ramping up. I have many competitors across the different products that I sell and they’re obviously far ahead since they’ve been in business for years already. Now what I am wondering, what are…

Family friend took advantage of autistic brother-in-law advice needed Hello all, ​ My wife and I just discovered that my severely autistic brother-in-law was coerced into signing up for $5,000 worth of payday loans. The person told him that if he told anyone, the police would come after him, so he hid it until the payments hit his account. This happened in Kansas; the sum of the loans is more than small claims cou…

LPT Request: How to take advantage of a free web server? So I have a free web server, and a free site, and a free CPU (yes, a single core) that no one seems to use that I can ssh into. Pretty cool, except I already got a website (freely hosted by github). Anyway, what can I do with this? submitted by /u/SS4L1234

You Should Take Advantage of Best Buy’s Prime Day Competition Sale In an effort to live up to its ambitious name, retailer Best Buy is going head-to-head with Amazon Prime Day with its own summertime promotion. “Black Friday in July” begins on Monday, July 10 and continues through July 12. The retailer promises it will be offering “hundreds of deals on the summer’s latest tech.” Read more…

How to Best Take Advantage of Vanguard 4.25% APY Savings The main question I have is essentialyl the title, but some details make it a little more complicated–hence the post. I’m in need of opening a savings account in general. I just graduated uni, have begun making much more money, and want to begin to optimize my finances. I don’t have any debt, have stable credit, and am self-employed. I’m intere…

How do I take advantage of student loan grace period? I have a balance of $19,000, all in federal direct subsidized loans. My grace period ends in November, so I won’t have to make payments nor accrue interest until then. I start my job this month with salary of 85k. Should I start making payments as soon as I receive my first paycheck, or is there a strategy for me to just save and invest, then st…

South Korea wants to be a top A.I. hub — its memory chip dominance could be an advantage South Korea is aiming to become one of the world’s top three AI powerhouses by 2027, following closely behind the U.S. and China, according to the nation’s “digital strategy.”