Low Income Year – How to take advantage? Partner and I will have sub $100K income this year ($300K+ in previous 3-4 years). What can we do to take advantage of this personal finance and tax wise? Don’t think we will have that many low income years before retirement in the future submitted by /u/Big-Pea-6074

How to monetize without being taken advantage of by small university? I am getting hired to photograph a graduating ceremony. They have a $500 budget and we will likely agree (we’ve had some emails discussing it already) on $125 an hour. I am a bit new to event photography/paid photography so this is what I thought was fair and we’ve essentially agreed. My big questions are things like licensing the images, what d…

Today is the last day to take advantage of Samsung’s buy one, get one free TV promo You can get a lower-end TU690T for free when you preorder Samsung’s glare-free QD-OLED S95D. | Photo by Chris Welch / The VergeWho doesn’t want a free TV? If you were eyeing Samsung’s new anti-glare OLED or one of the many models it announced back at CES, Samsung and Amazon are both still offering a free 65-inch TV when you preorder select 2024 …

Any advantage to selling main home to our college kids if we move to vacation home? I’m entertaining ideas in my head. We own 2 properties outright, one in TX and one in another state. I have 3 sons, twins that are seniors in high school and a 19 year old classified as a senior in college but works full time and won’t finish college for 2.5 more years. My husband and I will be moving to our vacation property once the twins grad…

Take Advantage of Amtrak’s New Fares to Book Your Holiday Travel Though trains were once the dominant mode of transportation in the United States, that all changed following the rise of the automobile, and later, air travel. Companies merged, routes were closed, and traveling by rail became expensive and inconvenient. Read more…

Ways to sustain competitive advantage in the online market In 2023, the e-commerce business stood at USD 3.64 trillion, which is projected to reach USD 5.56 trillion worldwide. However, the number of merchants in the e-commerce market is also increasing rapidly, which is increasing the level of competition in the market. The e-commerce business merchants are expected to adopt a strategic approach to co…

All the Different Retirement Accounts You Can Take Advantage Of Saving for retirement is a crucial part of everyone’s financial planning. I’ve recommended before that dividing your money into multiple accounts helps you see all your saving goals separately. A big part of that is taking advantage of retirement-specific accounts in order to invest in your future. So, how can… Read more…

I owe $2.1k on a closed Wells Fargo account. FirstSource Advantage wants to settle for less than half. Advice? I’d been saving up to pay off the full sum outright but Firstsource sent me a letter (well, multiple letters and perhaps a thousand calls) wanting to me to pay ~$900 to settle it. I’ve never spoken to them on the phone, and the only real communication has just been me occasionally receiving these letters. I know this debt is mine, I incurred it …

Finally bought my first (ant sized) appartment! would be forever grateful for any tips on how to take as much advantage of the space I have. Money is no issue, I can do big changes/builds submitted by /u/Commercial-Hunter963

Full-Frame DOF Advantage? I’m not sure how to word this question, but here it goes: Does full frame have a benefit of keeping more in focus with a higher iso? As in does shooting at F8 on full frame keep more in focus with less noise than F5.6 on crop sensor does? (I don’t know the DOF equivalent aperture) I ask in terms of natural lighting. I understand in a fixed, stud…

LPT: Get a library card and take advantage of all the resources that come with it Library cards (and libraries) are a wonderful thing. Not only can you borrow books and other materials, libraries often have an online service (such as Libby) where you can access e-books. Also access to movies, music, softwares, academic journals, community resources etc. Every library is different but take a look at what services and resource…

LPT: Giving your children opportunities in life is important. Guiding them to take advantage of those opportunities is critical. submitted by /u/manamonggamers

Instacart will accept Medicare Advantage for grocery orders Image: InstacartInstacart is expanding its payment options next year to include Medicare Advantage, Medicaid, and other supplement health benefits for grocery deliveries. The move comes after the company began accepting food stamps as payment earlier this year. The program, which will be administered through Alignment Health, will allow anyone …

Can someone ELI5 the advantage and disadvantages of rolling a 401K into an IRA? I switched jobs, in my mid 50s, I know I need to continue saving for at least another 10 years. I am not the kind of guy trying to “time” the market; just put time (and money) into the market. Generally speaking, I just save money and grimace every quarter. Broadly, what are the advantages and disadvantages of rolling my 401K into an IRA? s…

How Much Does the First Mover Advantage Matter for Crypto Staking?

I’m about to max my 401k, is there any advantage to reducing contributions so I don’t until the end of the year? I estimate I’ll end up maxxing my 401k in about 3 paychecks, at my current rate, with about 7 paychecks to go. My company match is 3%. Is there any benefit to slowing contributions to space it out over the last 7 paychecks? Also, bonus question, between my main job and my moonlighting gig, I’ll end up over contributing to retirement funds – it w…

A Key Question in Google’s Trial: How Formidable Is Its Data Advantage? The government states that data is “oxygen for a search engine” and that Google’s anticompetitive behavior has given it a data fortress. Google says innovation explains its success.

Is my dad being taken advantage of by broker? TL;DR – My dad invested with Edward Jones for 15 years and his rate of return is 4.5% and was told his portfolio was doing “great.” A few years ago, I asked my dad how much his retirement nest egg was. He said around $600K. Tonight I asked him the same question. He said around $600K. Confused, I asked to see my dad’s statements. I just found out…

I’m flying long-haul business class for the first (and maybe the last) time in my life. How do I take advantage? I’m flying from Thailand to New York on ANA’s business class for the first time ever. I know nothing about business class but I want to take advantage. What should I know about? i.e. I just learned that lounges are a thing, so I should probably go to the airport as early as possible to get a meal in? I just don’t want to miss anything! subm…

Power Rankings: Which NL wild-card team has the advantage? Four teams are within one game of the last wild-card spot in the NL — and all have a negative run differential.