XRP Hits 7-Year High Above $3 as Large Holders Accumulate $3.8B of Tokens Growing speculation of a potential spot XRP ETF is one of the factors driving the surge, one crypto analyst said.

LPT: Every time you fill you car with gas, make a habit of collecting bits of trash in your car and throwing them away. There’s ALWAYS a trash can right next to the pump, and your car will never accumulate trash. And if you live in a state or country that doesn’t allow gas stations to have that little clip think on the nozzle that holds the squeeze handle down to dispense gas automatically while you collect the trash… well, move to a place that does allow it. submitted by /u/meatfrappe

MakerDAO’s MKR Nears 16-Month High as Whales Accumulate, Crypto Hedge Fund Sets Bullish Price Target Maker (MKR), the governance token of decentralized finance (DeFi) lender MakerDAO, is nearing its highest price since last May, buoyed by rising protocol profits and large investors accumulating the token.

Large Bitcoin Holders Accumulate $1.5B Worth of BTC as Price Wavers The accumulation by BTC whales suggests optimism among large investors, IntoTheBlock’s head of research noted.

Paying off my credit card every month, they give me the option to use my cashback bonus toward the payment. Should I use it? Or let it accumulate? Are there benefits to letting it accumulate? submitted by /u/KeepNotesThisTime

LPT: if you accumulate and use credit card points, check to see if gift cards are better per point than spending through the store Credit card points may yield more when buying gift cards than by directly using them on the same company’s website. For example, Citi ThankYou points for Best Buy are worth about 20% more when using them for gift cards versus through the Best Buy website as a payment option. submitted by /u/Ohsvydkd

Best way to accumulate frequent flier in Oz Some friends accumulated points to transfer to business by joining banks that offered mega points. Anyone got any ideas on how to do this or any other ways to get points to upgrade to business on multiple airlines. They are going to Europe with Singapore and British airways. submitted by /u/Time-Elephant3572