Business Owner Retirement Acct Advice Hello! I’m looking for advice on retirement account investing advice. My wife and I are physical therapists and have been slowly building our own practice. We are co-owners of the business and it’s classified as an s-Corp in Oregon where the state income taxes is about 9%. Our retirement savings up to this point are bad (~$30k). We pay ourselves…

Emergency fund in MM acct – Putting the interest to work I’ve got 6 months emergency fund in a money market account. This morning I was thinking about the interest it earns and if there may be a better way to utilize it. I’m getting around 12% in my taxable. Does it make sense to take the roughly 5% interest from the MM account and transfer it to VOO in the taxable? I’m guessing gains tax and the unc…

Taking gains from Roth – Can I withdraw up to total cash contributions for the entire acct and avoid penalties/taxes? I’ve made a good chunk of cash from NVDA. I’m a bit lost on withdrawing contributions tax and penalty free in a Roth. These are all long-term gains I would be withdrawing. Can I take NVDA gains out up to my total cash amount of contributions for the entire Roth, or can I only withdraw the cash amount of NVDA stock I’ve bought? Also, I’m nowhere …

why not just hold fskax as opposed to vtsax in vanguard (in a tax sheltered acct e.g. an ira?) edit: SOLVED thanks yall for your endless patience!!! i knew fidelity charged a fee for vtsax, but, bc on vanguard’s fskax page it says no purchase fee, i thought there was no fee – but vanguard taught me there is something on the page called “TF funds” so there IS a fee. THANKS!!!!! i appreciate you so much. i’m asking you questions as a beginn…

Facebook deleted personal account attached to business meta acct Hello, I had a Facebook account just for meta business I followed no one and no one followed me, my business account on Metta was followed by one person. ​ I use Instagram mostly with thousands of followers. ​ Facebook just permanently banned my account not sure why so I cant access anything. I cant reuse my email as it wont let me create anothe…

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Need to withdraw $20k from my USAA acct – no USAA banks nearby. Can I write myself a check and cash it at any nearby bank? Ive been told by USAA I can walk into any bank and do a debit card cash advance. But without owning an account with any of the nearby banks, the tellers at every bank Ive gone to have limited me to 1k-2k transactions due to their internal policies. Could I just write myself a check and run it to one of these local banks to get my money in one g…

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