#accounts

30k saved into retirement accounts at 23y/o

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30k saved into retirement accounts at 23y/o Hi! I (23F) have been dumping money into retirement since I turned 18, first at $20/month at the very beginning, to $50 after a year, all the way up to now I’m putting away over $1k a month between a Roth IRA ($8.8k), employer sponsored retirement (TSP at 20.2k), and a brokerage account ($

Reddit Personal Finance 731 2024-07-13

Should I get a prenup to protect growth of premarital brokerage/retirement accounts?

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Should I get a prenup to protect growth of premarital brokerage/retirement accounts? Should I get a prenup to protect growth of 300k premarital brokerage/retirement accounts? Girlfriend has about 100k herself. We have no other assets like property yet. Would it be wise and reasonable to get a prenup to protect the growth of these investments? Looking for opinions on if this is an issue or not. Don’t plan on getting a divorce eve…

Reddit Personal Finance 871 2024-07-08

Should I be putting more into retirement accounts? Military.

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Should I be putting more into retirement accounts? Military. Ill keep it short and simple. Im enlisted military, 27 years old, E-6, 8 years of service, Single, been putting 15% into TSP since Boot camp. ~2750 BAH, 300 SDAP right now. I have 51k in my Vanguard roth IRA, $7,260.07 in VDIGX, 37,170.47 in VFIAX, 6,816.30 in VHYAX 137K in my Vanguard Brokerage. 104,633.83 in VFIAX, 25,627.46 in VFTAX, 7,525.98…

Reddit Personal Finance 456 2024-07-04

Should I trust them and dm him to do it for me? As someone reported me on Snapchat like almost 2 days ago now ( for god no reason at all tbh.) and gotten banned on all of my accounts/ new one too on this device ( iPhone) from now on.

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Should I trust them and dm him to do it for me? As someone reported me on Snapchat like almost 2 days ago now ( for god no reason at all tbh.) and gotten banned on all of my accounts/ new one too on this device ( iPhone) from now on. submitted by /u/Keekee_29

Reddit Social Media 486 2024-07-03

Struggling with clients accounts

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Struggling with clients accounts Hi everyone! So this week I volunteered to help a client with her FB and IG. I will post and interact with clients. So she’s a bit older and not good with technology. All she knows is that her FB and IG are connected. She gave me full control of her FB, so I could figure stuff out. So here is the issue. I managed to log in into her IG on my PC. …

Reddit Social Media 1.3k 2024-07-01

Does it make sense to invest HSA and not withdraw for current medical expenses if you haven’t maxed out retirement accounts?

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Does it make sense to invest HSA and not withdraw for current medical expenses if you haven’t maxed out retirement accounts? I just recently learned that the health insurance plan I am on is considered a HDHP and is HSA eligible. For the past couple of years, I have only contributed to my employer’s 401k up to receive the match and then I have maxed out my Roth IRA. Now I will start by contributing up to the match, max out my HSA, and then start contributing to my Rot…

Reddit Personal Finance 862 2024-07-01

Having multiple Roth IRA accounts – any problems?

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Having multiple Roth IRA accounts – any problems? Hi all – just wanted a sanity check here to make sure I’m not missing anything. I’ve had a Roth IRA account with Merrill for years, and in 2023 I hit the income level for Roth contributions, so I opened a tIRA at ML to do the backdoor pathway. (It’s now at $0.) Since I had accidentally contributed to the Roth at first, I had to first do a rechar…

Reddit Personal Finance 505 2024-06-29

Twitter accounts, automation & diversification

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Twitter accounts, automation & diversification I run (mostly) automated accounts on Twitter. I schedule the content once a year, and then throughout the year, it posts quotes from books and images. In this way, I have gained about 2 million followers. How can I diversify? I don’t want to be dependent on Twitter. I run over 10 accounts, so I want to be careful because I don’t want them to get…

Reddit Social Media 930 2024-06-29

Unexpected expenses on a credit card and I’m now having to hold a balance. Help me make money fast or choose which of my accounts to burn

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Unexpected expenses on a credit card and I’m now having to hold a balance. Help me make money fast or choose which of my accounts to burn Got hit with 5k of unexpected expenses recently related to car, apartment, and other necessities and I now have a 5k balance on my credit card with no way to pay down quickly. I used to never hold a balance and I hate that interest is accumulating. I will likely do a balance transfer but I more just want to pay it all quickly. I should make 3k I…

Reddit Personal Finance 1.1k 2024-06-27

Looking at my bank accounts have simultaneously made me feel more depressed but also gave me motivation to get disciplined

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Looking at my bank accounts have simultaneously made me feel more depressed but also gave me motivation to get disciplined I currently have about $1000 in my checking account. This is all after working from home (living with my parents) for the past two years at my job and having no expenses besides student loans and “rent” to my parents in the form of me paying to stay on their phone plan. You’re probably thinking “How could that be?”. Well, it’s an easy answer: I…

Reddit Personal Finance 698 2024-06-27