#accounts

Buy rental property or keep investing in tax advantaged accounts?

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Buy rental property or keep investing in tax advantaged accounts? Hi all, I’m debating whether to invest in a rental property or keep investing in tax advantaged accounts. I currently make 166k (base salary + bonus) and my husband makes 60k. We live in the new england area and bought a house back in 2021, our mortgage is 1600 a month. This is pretty affordable for us and it allows me to max out my pre tax 401…

Reddit Personal Finance 743 2025-01-20

Need advice on Retirement accounts

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Need advice on Retirement accounts I am looking for some advice on what to do with my “old” retirement accounts. Me: 40, married, 2 kids. 130k annual salary. Investment: current job 401k about 50k in it. Roth with Fidelity Go has around 5k. Mix of CD’s for emergency funds. Questions: I got an old employer 401k around 13k vested. Its fee is about the same as current employer. Sh…

Reddit Personal Finance 1.0k 2025-01-20

eBay Banning New Seller Accounts Without Reason And You Can’t Even Talk to a Human

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eBay Banning New Seller Accounts Without Reason And You Can’t Even Talk to a Human Is anyone else dealing with eBay’s ridiculous system banning new seller accounts for no reason? I tried setting up my store, followed all the steps, and out of nowhere, my account gets permanently suspended. Their message said it was because of “activity putting the community at risk,” but I’ve done nothing wrong. I haven’t even made a single sa…

Reddit ecommerce 810 2025-01-19

Hi! I have a quick question using current HSA accounts to pay old medical bills.

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Hi! I have a quick question using current HSA accounts to pay old medical bills. I have a HSA account with some leftover money in it for 2024 (as well as an active one for 2025). I know that I have to use the money in the 2024 account before mid-March. I recently received a bill from a doctor I haven’t seen in a few years, billing me for two co-pays for visits back in 2022. I found evidence that one was paid (and I will call…

Reddit Personal Finance 711 2025-01-15

Transitioning Taxable Investment to Retirement Accounts

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Transitioning Taxable Investment to Retirement Accounts I have around $200k in a taxable mutual fund. I’m thinking of starting to sell off some of the mutual fund every year so I can afford to max out a Roth 457b ($23,500) and a Roth IRA for both my wife and myself ($14,000). My salary is $89k and after HSA and 403b contributions, my taxable income should be about $60k. My wife stays home with our ki…

Reddit Personal Finance 1.1k 2025-01-14

Some accounts skyrocket to fame overnight, what do they share in common?

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Some accounts skyrocket to fame overnight, what do they share in common? I’ve seen a number of accounts that have gained huge traction very quickly and I’m interested in studying what they share in common. I’ve seen it happen on TikTok and YouTube but I know every platform is different and the same content won’t perform as well across all platforms. What are the best accounts you’ve noticed that blew up quickly? …

Reddit Social Media 734 2025-01-13

Received emails from Wells Fargo saying I’d opened accounts?

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Received emails from Wells Fargo saying I’d opened accounts? So I just got 4 emails telling me my Wells Fargo application had been approved, a “next steps for you application” email with a secure access code, a welcome email and finally an email saying my delivery preferences had been updated (listing 2 separate accounts). Whoever opened the account used a name similar to my first name. I can’t tell if m…

Reddit Personal Finance 628 2025-01-13

Is it just the UK that has regular saver accounts, or do other countries have them too?

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Is it just the UK that has regular saver accounts, or do other countries have them too? I’m just curious more than anything. I’ve come across people from other countries discussing savings accounts on here but I’ve not seen any of them make any reference to regular savers yet. For those who are unfamiliar with regular savers or know them by a different name, these are accounts which limit the maximum amount you can deposit into the…

Reddit Personal Finance 1.0k 2025-01-12

Question about retirement accounts

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Question about retirement accounts Hey everyone, Today I set up my first real retirement account with my employer through fidelity. I don’t recall choosing my account type but fidelity asked me how much I would like to put toward my Roth and how much I would like to put towards my 401k, yet I can only find one account on fidelity with the correct employer. I’m just really confus…

Reddit Personal Finance 625 2025-01-10

LPT: Keep a digital backup of your important documents in multiple cloud storage accounts.

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LPT: Keep a digital backup of your important documents in multiple cloud storage accounts. To avoid losing important documents like ID, tax forms, or work files, store backups in more than one cloud storage account (e.g., Google Drive, Dropbox, OneDrive). That way, if one account fails, you still have access to your documents elsewhere. submitted by /u/OliviaWest82

Life Pro Tips 362 2025-01-06

Cleaning up Wife’s Retirement Accounts

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Cleaning up Wife’s Retirement Accounts I’m trying to help clean up my wife’s retirement accounts this year and I wanted to bounce it off of everyone on this sub. Wife currently has a 403b through her employer that she contributes to. She also has a Roth 401k and a Traditional 401k from a previous employer that she left over 4 years ago. All of these accounts are with Edward Jones. I…

Reddit Personal Finance 1.1k 2025-01-06

75 year old retiree – how to efficiently withdrawal from my accounts?

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75 year old retiree – how to efficiently withdrawal from my accounts? I am a 75 year old retired father who would like to understand how to efficiently withdrawal from my two accounts. Here is more information about my current situation. Debt: No debt and house is fully paid off Tax Filing Status: Single and primary residence in state with no state tax Emergency funds: 24 months in cash Current retirement asse…

Reddit Personal Finance 370 2025-01-06

Will Twitter/X suspend my other accounts too?

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Will Twitter/X suspend my other accounts too? Hi! My main account got suspended due to “inauthentic behavior”. I’ve read that if you are suspended, you are not allowed to make new accounts as this means you are evading suspension. And from the posts ive seen, the ones who create accounts after suspension, got their new account suspended too. Now, I have other accounts logged in on the same …

Reddit Social Media 561 2025-01-06