LPT Split your money into more than one bank account. Don’t say you don’t have enough for two accounts. The less money you have, the more important it is to protect yourself. I know a few people who have been scammed lately. Fortunately, it hasn’t happened to me, but it seems to happen to people who can least afford it. So open a second bank account… Even if it’s in the same bank. So if a scammer…

How to get disbersement of 529 on grandparent owned account for my child? My dad started a 529 when my daughter was little and now she is in college. I think I should start using this money to pay her tuition because my mom might need memory care in the future and my dad really wanted to pay for his granddaughter’s college. The problem is that my dad is in a nursing home himself (paid for by the VA). I have an old 529…

Animoca Brands Founder Yat Siu’s X Account Exploited to Promote Fake Token The fake MOCA token on Solana exploited Animoca’s links to Mocaverse and the Moca Network.

Mom has a Merrill Lynch Account she has not touched in 20 years My mom made some investments in 2002 with Merrill Lynch and she moved out of the US to Japan . We were going through some of her old stuff and we saw the documents for the Merrill Lynch account . I’m Back in the US ( I live and work here) and I’m wondering if there’s a way to retrieve her account . She had $6000 in it across AM CNT 20TH CNTY I…

What are the drawbacks of “separate account” index funds in a Principal 401(k)? Currently, I’m using the default/suggested TDF assigned when I set up my 401(k): “Principal LifeTime Hybrid 2055 CIT,” with an expense ratio of 0.29%. I can change my investment options into low(er) cost index funds, which I’m familiar with. But they all have “sepeate account” following their description: Principal LargeCap S&P 500 Index Separa…

“Empower” app replacement for account and transaction tracking? I’ve been using “Empower” since it was “Personal Capital” to track my transactions and account statuses. At this point in my journey, Quicken isn’t the right tool and doesn’t seem to have mobile support, which is where I do my daily reviews. I’ve got a couple of cards, a brokerage account, 401(k), HSA, etc.(nothing exotic) and I just like to wat…

LPT: Open a separate savings account for specific goals. Keeping your savings in a dedicated account helps you stay focused, track progress, and avoid accidentally spending it. Many financial institutions let you nickname accounts, making it even easier to stay motivated! That’s right, you can open more accounts! Most without additional charges, especially credit unions. Most of the time you can set it up online, or just as the tellers. submitted by /u/Alchemist_Joshua

Physician, 457 account – traditional or Roth? I am lucky to be working at a university that has a 457 option. My salary is >300k, with 60k coming from the university and the rest from seeing patients. I can put 23,000 (23,500 upcoming) and the options are traditional pre-tax vs Roth. Not sure which option to put, as I thought that pre-tax is usually the way to go unless you expect to be spe…

Your prayers got answered if your instagram account is disabled, here’s how you get it back 100% of the time, I mean it After years of experience and research I’ve finally understood the secret to getting your instagram back, apperantly if your account has been disabled for over 180 days I’m sorry but it’s gone forever. But if you’re account was disabled less than 180 days then listen carefully, I know they tell you “submit an appeal and wait 24hours” or some bul…

LPT Create an email account for your baby the moment you know his/her name so that family can send messages to it on special occasions: in 10-15 years it will be a goldmine of precious memories. We have this tradition in our family and I recommend it 100%. I did it for my soon-to-be-born daughter 😊 Also, you will have reserved an address that 99% won’t be available when he/she is old enough to need one. submitted by /u/thepoet82

Custodial Account Taxes I am the custodian of my brother’s custodial account (we have a big age gap). My parents aren’t very savvy on investment planning so I became the custodian. I am just putting everything in VOO for him, until he reaches a certain age. My understanding is that for the dividends of that account, that would mean I would be liable for paying taxes on…

People with no facebook account, why you dont have one? People with no facebook account, why you dont have one? submitted by /u/b4434343

Employer offered additional 2.5% raise in lieu of 2.5% contribution to retirement account. I’m having trouble mathing this out for some reason so maybe someone smarter can help me. My job is in the middle of CBA negotiations right now. Currently they contribute 2.5% of our base salary to a 457b account. They are offering us a raise of 3% and the option of 5.5% if we give up that 2.5%. Obviously as my salary increases that 2.5% contrib…

Should I sell off shares of individual stock within taxable brokerage account in then purchase VOO in order to contribute to my Roth IRA? Hello everyone, I am 24 year old seeking financial advice. My question: Should I sell shares of NFLX (at a solid gain) and use the profit to purchase ETFs (voo, voog, vti) within in my Roth IRA? -I have not made a contribution to my Roth IRA for 2024. -My gross income is around 30,000 dollars this year. -I have held this security for several…

AI Crawlers Account For 28% Of Googlebot’s Traffic, Study Finds via @sejournal, @MattGSouthern Study finds AI web crawlers are gaining ground on traditional search engines, reshaping how websites need to optimize their content. The post AI Crawlers Account For 28% Of Googlebot’s Traffic, Study Finds appeared first on Search Engine Journal.

Just lost my job and only have $1000 to in my account. As the title says I just lost my job and have very little money to my name, I’m applying at new jobs already but I’m a little worried as it’s been almost 2 weeks and I’ve heard nothing, I have about $300 in credit card bills to pay $75 for my phone bill and I still have to grocery shop soon, what do I do. submitted by /u/Koolkat_118

Dad’s Credit Card Fraud? Account Closed, Sent to Collections, My Credit Score Affected. Need Advice! Hello! This is my first time using reddit so please bare with me, I was recommended to do so here and will be posting this everywhere to get help. This situation has spiraled out of control, and I don’t know what to do. Any advice is appreciated! Over the summer, I opened a credit card under my dad as an authorized user. I was given my own card,…

What’s the best way to manage my e comm account? I verified my brand, got the account running. I’m about to order inventory. But just need some help on account management. What would you guys do regarding SCO/PPC another ad campaigns with fulfillment? Do you guys typically run all this yourself or do you hire out? submitted by /u/bonduz32

I am 40 with only $20,000 in my retirement account. I don’t have the ability to contribute more right now. Am I screwed? I started saving for retirement at 35 years old. My employer doesn’t have any contribution options. I’ve only managed to put away about 20k. I’m really nervous about this. Several of my friends already have between $700,000-$900,000. I don’t have the ability to contribute more because my mortgage payments, student loans, car payments and credit …

Someone opened a Verizon account in father’s name Hello. Someone opened up a Verizon account in my father’s name. My father has dementia and has had his credit frozen for several years, but last week he received a collections notice in the amount of $900. When we contacted the collection agency they said they cannot help but the $900 needs to be paid. We intend on paying them NOTHING. Since I …