LPT: Keep the account balance connected to your debit card at a minimum, especially when traveling, to minimize the amount you could lose in a theft. And temporarily disable overdraft protection if you normally have it turned on (where your debit card pulls funds from another account if it gets charged for more money than you have available in the debit card’s checking account). If your card is stolen, the thief cannot spend more than what you have in your debit card’s account. And if you nee…

How to create a “US FB account” while located in Canada? The main purpose is to influence a USA audience instead of a Canadian one. I read that you can insert a prepaid US Sim card into a new phone (one that hasn’t had a FB account before) to achieve this. Is this true? If it is, can someone recommend a US prepaid sim to use for this? Thanks! submitted by /u/Jistyyy

Bank account for mortgage recast I am closing on the sale of a home on the sell side and I am planning to apply a large sum of the proceeds towards the mortgage I have on my other home. The mortgage that I want to apply the large sum to is with TD Bank, but I do not currently have a TD Bank account. Will there be an issue if I have the proceeds from the sale get deposited into …

UK PayPal Business Account Hello, the UK PayPal business account connected to my Shopify was permanently limited. I really need PayPal on my shop to accept payments so I’m thinking about opening a new LTD on my family member and registering a new PayPal on that LTD (same surname, same city, different residential address)… Is this a good idea? I’m worried that PayPal wi…

Have 17k in credit card due to losing my job, account is about to be charged off soon. Should i dip into my 401k? This is basically an update from another post I have on here. I’ve been looking for another stable job because the minimum payments for being late shows up as something like 4k. I only have 2 credit cards and unless I can make up the money soon ill be in deep trouble. When I lost my job I got the 401k money from past job sitting in my account bu…

Recently opened a checking account with US Bank and now it’s under review/pending for cancellation I recently opened a checking account online with US Bank about a week ago since I moved across the country (California ) to start a new job. I knew my first paycheck or two would be physical so I felt more comfortable finding a bank to deposit in person rather than mobile. My other two banks don’t have branches on this side of the country and th…

IRS took all I owe today. Cleaned my bank account Last week I had my accountant file my taxes ( Late). He asked me to e file and I said yes. Usually, I make a payment plan. This year I forgot to mention to him about the payment plan which I set up myself . Is there anyway this can be reversed and I can make payment plan or its a done deal? I have so many bills to pay and I wont be able to. …

Betterment 5.25% cash reserve account $5.25 Betterment offers *New Clients* an *Extra 0.75% APY Boost* on top of the current standard Cash Reserve rate for the rest of the year with a qualifying deposit in a *Cash Reserve Account*. Thanks…

How does HSA contribution limit work? Is it the maximum amount in your account by the end of the year or a hard limit for the whole year? To clarify a little bit, I had switched employers both of which had health plans with HSA contributions but before moving to my new employer I had already maxed out my contribution limit. But now my new employer is going to contribute $500. Is this going to be a problem while doing taxes even though I have used most of the funds already availabl…

Is there a reason not to consolidate multiple 401k/403b/IRA’s into one account? Hi, sorry if this is a dumb question as I am just starting investing. I saw a recent post where people were discussing the number of individual accounts they have and I was wondering given that there typically isn’t a penalty for rolling over accounts from an IRA to 401k or vice versa, why someone wouldn’t conglomerate all of their accounts into…

I sell my account 20k followers for 45 dollars submitted by /u/enfinsurreddit

India will account for 20% of Apple’s user growth over the next five years, Morgan Stanley estimates Morgan Stanley analysts increased their price target and said that India could create $40 billion in revenue for Apple over the next decade.

35 y/o wants to open retirement account, but doesn’t know where to start. My family has never been very financially literate. My older brothers have been better at it, and my parents started trying to improve at it in their senior years. I will turn 35 next month and am ashamed to admit I have nothing. I went through my 20s without a care and started my 30s trying to get on a good career path (dentistry). I want to op…

Should I bother to remove this unknown account off my credit report? I noticed this last year when I first started to be aware of my credit score. I was born in 1990 and there is a credit card on my credit report that was opened in 1988. I’ve just left it there cause its my “oldest credit card account”. Is it a good thing or bad thing? Infos on the unknown account: Credit Report Period : xx/xx/2014 Opened : 07/18…

Employer was 1 number off on my direct deposit account number. Getting the run around on what’s happening with my money I have Santander and had filled out a direct deposit sheet for my new job last week. I didn’t realize until I signed up for my paycheck app that they thought my 4 was a 9 so they had the correct routing number, and the account number was off by 1 digit. It was too late and the check was already in route. I called my bank yesterday and he looked…

I deposited a $70k check at Citibank. It’s been 3 months and it never showed up in my account. After doing a month long investigation, Citibank told me they can’t find record of the transaction ever happening!!! I went back to the branch where I deposited the check three times, and they are also completely clueless about what happened to the deposit and why the transaction is completely missing from my account. The bank manager and the te…

Is there such thing as having someone take over my account stylistically? Being an influencer appeals to me, as I’m sure it does to many, and I’m starting to wonder whether I could take it more seriously and earn a living from it. I have a lot of self-doubt, but have been told by many that I should begin modelling and try my shot at becoming an Instagram model. I know it’s hard to judge my potential without knowing wh…

My father left me a UTMA but the account cannot be found. My father left me stock shares in the form of a UTMA under American Express Financial Advisors (now known as Ameriprise) almost 20 years ago, when I was still a child. I have a statement showing the account number and everything, but even the very helpful Ameriprise customer service representative couldn’t locate the account. What should be my n…

LPT: Get the cell phone number or personal social media account of your favorite barber/stylist. If they ever leave their current location, you’ll be able to track them down at their new spot. submitted by /u/BootlegStreetlight

Your account can’t be shown to non-followers message Does this mean a permanent shadowban? My engagement is fantastic but I feel like my reach regarding non followers is terrible… I run a meme page and whenever I get this message I instantly delete post or remove the slide when I see notification on account status section. Once I remove within 24 hours my account status is green again what does th…