Deceased colleague’s non-citizen parents asking if they should risk depositing a life insurance payout check in their Chase account An immigrant colleague died of injuries sustained in a car accident. His parents are not US citizens or permanent residents. They are asking me if it’s safe to deposit the life insurance payout check they received in a Chase checking account that they opened after providing their passports. They’re concerned that Chase may freeze their account o…

Closed on 7/14 and suddenly being asked to provide bank statements and account balance to Afterpay/Klarna. Is it necessary to provide as we’ve already closed on the home? Apparently we got “post audited” and they don’t have this information to “close the loan” on their end, but everything is signed, we have the keys and are moved in and everything. We even got our refund check. It sounds to me like they messed up on their end. Should I even have to s…

How Do I Get Tweet Impressions from a Certain Account for Specific Dates? I’m knee-deep in this project where I need to figure out how many impressions tweets from a specific Twitter account got over a set period. I’ve been scratching my head trying to find an easy way to do this. Anyone out there done something like this before or know of any tools, APIs, or tricks? submitted by /u/jameskcrawford

Closing Student Loans account(s) The student loan pause will be ending in a few weeks. Thankfully for the past two years since graduation I have been in a profession that allowed me to work a large amount of OT w/ bonuses so that I can pay off my loans in full when the pause ends. My question is: Should I pay off all but a dollar or two on my loans and pay interest each month …

LPT: Use Reader View (“aA”Button) on Safari to Avoid Creating an Account to Read a sign-in locked Web Page, This Also Makes Ads Disappear :). submitted by /u/Iiked

Is Amex’s checking account worth it? I need to change bank accounts because my current one, Exceed (work pay card) keeps failing to send my rent payments for whatever reason and customer support is next to non existent. I already have an Amex gold card and Amex HYSA. Is there any reason not to go with Amex for my general banking? submitted by /u/AmberRosin

Brokerage put my account in the red for nothing I recently had a transfer on death account transferred to me from a relative who passed earlier this year. I was not very happy with how the brokerage that held the account handled the transfer and wanted to get my money out so I went to transfer the account to TD Ameritrade. When I did this I found out that the mutual funds held in the account …

Parents telling me to use my credit union account instead of creating a bank account for college, is this a good idea? I’ll be going to college on the opposite side of my state, it’s pretty far and about a whole day’s drive from my house to college and back. I’m doing an early program, so I’m flying up this Sunday and my parents are going to come drop off the rest of my stuff when I move into my actual dorm in about two weeks. I live in the US, to clarify. My pa…

Cancelling mortgage escrow account. How difficult is it? We bought our first home during covid on a conventional loan, 20% down. We set up an escrow account so that the lender will pay the property tax and home insurance on our behalf. We have always been very disciplined with our spending and savings. And now we feel that an escrow account won’t be necessary anymore. We’d rather put more money into …

Do banks verify that names and SSNs match? How did someone open an account with my SSN but a different name? Early today I went online to open an account with Charles Schwab. The system told me that I already had an account, but l’ve never opened one. I called, and the phone guy told me that there was an account with my social security number but with a different name. So I went into local branch with my social security card, passport, etc. so that the…

CIT has a new account type with 5.05% interest If your money is still in their savings builder account, they dropped the interest rate on that way down a while back. And, if you are in their savings connect account (4.65%), you are no longer getting their best rate. The Platinum Savings account will now give you 5.05% interest. Time to create a new account and move your money over (again). …

Why am I getting higher prices on booking.com than my partner? I’m genius level 2, he has a new account. As per the title, basically. I was helping my partner find accommodation for himself and on his own device on his own account the properties were cheaper than on mine, even though I’m genius level 2. We’re talking £15+ price differences. We’re both using the mobile app. Edit: Turns out his is not a new account. He might be at genius level 1, but…

Difference between creator account and business account What’s the difference between the creator’s account and the business account, mainly on what features can I use or not. And how do ads run differently for both the accounts? submitted by /u/JennyC05

LPT: Activate security measures on any online account you can. It literally doesn’t matter what account it is. Yahoo, Youtube, Facebook, Steam, even some accounts directly linked to games like Roblox or Rec Room. Make sure to have a 2FA app on your mobile device to up security a shitton. If you still feel like you need more, then get a password manager like BitWarden that can generate extremely long passwor…

Ally Bank: 9-Month High Yield Certificate of Deposit Account (CD) 5% APY (w/ No Minimum Deposits) Ally is offering their *Ally Bank: 9-Month High Yield Certificate of Deposit* (CD) at a *5% Annual Percentage Yield on All Balance Tiers* (No Minimum Deposit) when you open an account and deposit…

Can 3rd party Instagram analytics tools (like profile viewer etc) figure out other account’s engagement and reach metrics? I know you view your own analytics in Instagram but are there tools that analyze and show you engagement info of other people or corporation’s accounts? submitted by /u/RoyalMelonSan

What’s the point of traditional bank accounts when I can just open a brokerage account and use my core position as cash? Just opened a brokerage account with fidelity. The core position is a government money market fund with 3-5% yield. I can have my salary deposited into it and also get debit card for the account like a normal bank account or use it to pay credit card. What’s the point of still having a traditional bank savings account? FDIC insurance is the firs…

“Family Bank” using offset account I jave an offset account with my home loan. When money is deposited into the account, it reduces the mortgage balance, lowering the interest paid on the loan. My dad, aunt and uncle have a lump sum from grandparents that is earning next to nothing but they are also very low risk. I want to offer that they put the lump sum in my offset and I wil…

Suspended Google Merchant Center account for Misrepresentation Hello guys, I have an e-commerce store selling car parts in Europe and I want to expand in the US. So what I did is I set up a new store with a new domain name on Shopify and created a new GMC account alongside a new Google Ads account, linked to this new website. My issue is, although I have followed all the guidelines given by Google my accoun…

Recently opened an ABLE account, not sure where to begin saving I just opened up an ABLE account a week or two ago, and while I’m happy I finally got a savings account that lets me keep my medicaid. I’m honestly lost on where to start saving at the moment. Because the ABLE account system in my state of arizona has 5 different investment options, each with there own rates and risk/reward ratios. Because of th…