Bank closed my account and sent me a cashiers check So I made a mistake entering a money order at the atm. A money order for 1,000 usd was deposited but entered as 100,000 usd on my error. Could not see the screen well, in my defense. Called the bank immediately and they said that it would correct within couple days. Days go by with no correction. They have at this point held 1,000 of the 100,000…

Someone got into my Citizen’s bank account and cleared it out (30k) – UPDATE UPDATE to my original post (https://www.reddit.com/r/personalfinance/comments/16phdko/someone_got_into_my_citizens_bank_account_and/) So I’m seeing that Citizen’s is starting to reverse all of the fraud paypal wires now one by one. But I just noticed something else, someone’s sent me two direct deposit paypay wires into this account . WTH is goi…

Down 75 percent in my personal stock account I spent about five thousand on some cathie woods funds when the market was doing good, and then they tumbled right after. I am down 75 percent. Its been a few years and not much movement. Should I just keep letting it ride long term or cash out for the deduction? I really dont have any gains for the 3500-ish LT capital loss to offset so I’m not …

How to Open a Health Savings Account Without an Employer A health savings account (HSA) is a smart way to store away extra cash, tax free, to pay for approved medical expenses. Essentially, it’s a personal savings account that can be used only for medical expenses. While the option to open an HSA is typically offered by your employer, you still have options even if you… Read more…

Unfrozen bank account blacklisted everywhere So this is really weird I opened a bank account with Capital One and my account got shut down on day one for identity verification. Pretty basic. I uploaded my ID and called them. They verified me and unrestricted the account. Now here is the problem. I cannot link this bank account to any brokerage I have. I get an error the account has been fr…

Someone got into my Citizen’s bank account and cleared it out (30k) I have an account at Citizens bank that I don’t really monitor, it’s just really there for automated bill payments usually. This morning I received a text notifying me of an overdraft. I logged in for the first time in about a month or two, and noticed that my 30k I had in this account has been cleared out! Someone was able to link a paypal acco…

Occupational Therapy does not accept chip reader. Only zelle, venmo, or cash. I would prefer to use my HSA Account than personal funds. My 3 year old daughter got referred to occupational therapy and they have advised us that they only accept zelle, venmo, or cash. No chip reader at this facility… which I think is ridiculous. I use my HSA card for everything medical because I always have enough to cover out of pocket that my insurance doesn’t cover. Is there any way to go about …

IG Business Account Music list I’m wondering if anyone has a compiled list of the not terrible Instagram reel audio options for business accounts. It’s such a PITA to try and search anything and just scrolling through and hoping for the best is getting old. Or if you have any you use frequently pleeeease drop them here! submitted by /u/Apart-Bug-5404

Lost Bag Compensation – How to cash a check in the US? Hello, My sibling visited me in USA and their baggage was lost during the international travel. The airlines is providing some compensation but they are sending a check to my US address on sibling’s name. As my sibling is not a US citizen or resident, they don’t have any bank accounts here. How can we cash this check? To add to this complexity, …

Gifting into a Brokerage Account as potential beneficiary I’m looking to gift a sum of money into a brokerage account, but I’d likely be a beneficiary as well. I assume EFT from my bank account or Fidelity brokerage account to my giftee counts as a gift Are there any potential legal issues with me gifting then also being beneficiary? Thanks ​ submitted by /u/NeverJustaDream

White House Directs Agencies to Account for Climate Change in Budgets The directive is intended to embed the cost of climate change into all federal agencies. But it is not legally binding and could come with legal and logistical challenges.

Company told me HSA account doesn’t roll over. Is this true? We are in open enrollment. I inquired about an HSA account and was told it doesn’t rollover to the following year if the money goes unused. I have read and see multiple videos that state the money does rollover. Is this true? submitted by /u/SuccessTimely5730

Girlfriend cashed a check from her 401K now the bank locked her account, NEED HELP! My girlfriend found out she had a 401k from a previous job that she decided to cash out. She got a check in the mail yesterday with the amount of 13,000 or so. Went to the bank today, deposit it, teller did ask where she got it from but said that since it was a 401k account, the check should go in with no issues. Now shes recieved a email that h…

Laid off from job, what to do with 401K if employer says account can remain open. I was laid off and do not have a new job yet. My options are to leave the amount in the 401K alone with my old employer or roll over to a traditional IRA. I currently have a Roth IRA with Charles Schwab but have been looking at other companies as well. If I am unemployed at the moment why should I roll over the money to another account if I can…

Donald Trump Jr. said his father ‘passed away’ in apparent X account hack Illustration: The VergeDonald Trump Jr.’s X account was compromised on Wednesday in one of the more high-profile security lapses during Elon Musk’s ownership of the company. The account made several unusual posts, including one that falsely claimed former President Donald Trump had “passed away” and that Trump Jr. would take his place in the ong…

T-Mobile users say other people’s account information is appearing in their app T-Mobile has yet to offer an explanation for the issue. | Illustration: Alex Castro / The VergeThere’s some weirdness happening over at T-Mobile this morning. Multiple T-Mobile customers on X (formerly Twitter) and Reddit have reported that they’re able to see other users’ account data — including their current credit balance, purchase history, …

LPT: When paying off student loans, or any loans, make sure to account for interest that accrues from the day you paid it off to the day the payment actually gets posted on your account. Today, I made a fat payment to pay off my entire student loans since the payment resumes next month. I was warned by the company staff that I will have a few days worth of interest because it takes 2-3 days for the payment to be processed. And, I couldn’t just pay extra to account for it. I will have to make a second small payment once this paym…

Facebook business account blocked from doing ads (2nd time it happens) Created a new fb account when it happened the first time. Facebook is not giving any proper feedback on why this is happening and it affects badly my business. For the context, I have a sneaker brand and I create regular ads, nothing strange. As this happened to anyone? Can you suggest any way to get proper support or unblock by page? Thanks in …

Best way to get followers for a company account I have a business for which I’d like to grow its social media influence. As I understand it, the way to grow your followers when you’re new is not primarily by posting on your own channel (which has relatively few followers), but posting comments under popular accounts, because they have way more visibility. I’m not really a social media person …

TDFs in a taxed account Hi all, I am a relatively new investor, so I don’t understand all the nuance to this and need some help. I will list everything below as I currently understand it, but I know I am not knowledgable on this topic, so please correct me if anything seems wrong or is missing vital information. I have 200,000k in 6 assorted target date funds in a taxe…