Is this a good bank account structure for married couple? Trying to figure out how to lay out our bank accounts now that we’re married. Is this a good structure? Not looking for advice on line item budgeting, investments, or interest, just basic account structure. I’ve normally just had one checking account and one savings account and partner had their own checking and savings too. But we’re finally n…

Why doesn’t Daily Mail post video on its Twitter/X account? I’m doing some research for a project on how people view videos on social media platforms. I wanted to use the Daily Mail as an example since they’re masterful at honing each video to each different platforms’ appeal to audiences – yet they don’t post video to X almost at all. Any insights? Thanks. submitted by /u/KatySaid

Closing Bank of America checking account but keeping credit cards I am considering closing my Bank of America checking account due to the monthly fees that will kick in for me soon. However, I’d like to keep the credit cards. As I understand, this is possible and they are considered separate accounts (correct me if wrong). My main question is whether my online banking access would still be available after clos…

Credit card is posting money that was never taken out of checking account? So I had just made a new checking account. Well recently (about 3-4 days ago) I paid off my credit card using my new checking account. Well, the credit card place approved and put the new payment on my card. It posted and everything. At the same time as that happening, the bank said they couldn’t approve the payment due to the payment method a…

If the collection agency cannot guarantee the deletion of my account, shall I still pay? The agency is Caine & Weiner. They are saying they can only “request a courtesy deletion” from credit bureaus but have no control over whether the account can be deleted or not. Has anyone ever dealt with them before? submitted by /u/lorrain2511

what to do with roth account from previous job? i have a roth account from my previous job. i contributed to it for about 5 years. i currently have a newer, more stable job with a 403b. do i keep the money in the roth or should i transfer it over to the 403b? if i transfer it over, is it worth taking out a loan from that 403b to help with a down payment on my first home? what are some other o…

Possible money hack 🤔, am I doing this right? Alternating TLH and TGH in taxable brokerage account (Vanguard) Long-time lurker, first Reddit post ever, so please be gentle 😉 (and apologies if this belongs in r/investing, I wasn’t sure) Context/Background: I just turned 43 (Happy Birthday me!), so I’m looking at a 20-25 year time horizon until retirement (with hopes maybe I can FIRE before 67). So I think I might have a rather unique tax/financial situa…

Inn forgot to charge me when I checked out, and now asking me to wire the payment to their bank account. Best way to proceed? I booked a one-night stay at a small Japanese inn via booking.com, and booked it with “no pre-payment necessary,” i.e. I’d pay at the inn either at check-in or check-out. In order to secure the reservation, I did add my credit card information to the booking.com reservation. Once I actually got there, I had forgotten that I didn’t pre-pay, but w…

Chase CC account 2-factor authentication has my phone number and another phone number? Hi everyone, I just tried to log into my chase CC account on my desktop for the first time in a while. When I was going through the 2-factor authentication, I noticed a phone number that isn’t mine popped up as an option for the one-time code delivery. I was wondering if anyone else has encountered this? No evidence of fraud in reviewing my stat…

My GF cancelled her LA Fitness membership, they kept charging, Citizens bank closed her account for fraud, now they are charging her new account. How? ****Edit: it’s been resolved. She called the gym and spoke with the operations manager. He refunded the payment and confirmed cancellation which he sent via email. Thanks for the answers regarding the issuer providing the new card info. As the title states my Gf canceled her LA Fitness membership. She has a number of emails showing she did so. …

Lost $700 from my Wise account from fraudulent transactions that used my debit card details, will I get my money back? Hey guys, I haven’t had any problems using my Wise debit card during my travels before, so I decided to use it again for my trip to the US. Before flying from my home country, I put 700 usd into my usually empty usd account. After 19 hours of travel, the first thing I do is try to purchase an esim using my debit card, only to find out that I hav…

Bank account drained after hacked phone call? My cousin’s checking account was recently drained by hackers after an “attempted” scheme (I added quotes because they were in the end successful I guess). My cousin received a call about fraudulent activity on her account, to which she immediately hung up suspecting it was a scam. She then called her bank using the number on the back of the card…

LPT: Activate 2 Factor Verification on your Sony/PlayStation account. Activate 2FA vefore it’s too late. Sony had a security breach recently and many accounts were compromised. This morning I woke up to my account having changed passwords by someone else and around $400 dollars in charges I didn’t do. So save yourself some trouble with the bank and the terrible Sony Support and do it before anything happens. s…

Made aware of 529 account…after college. What now? Hi everyone, Please excuse my illiteracy on the subject, but hey that’s why I’m here for advice. I recently became aware that a family member I had lost contact with set up a 529 account for me when I was a baby. I’ve recently reconnected with the family member, and they told me about the account. Per the family member, “The funds are meant to b…

Starting a bank account with only savings in America Hi everyone, I just immigrated to America so I know very little. My current bank is Wells Fargo. I was wondering if I should open a new account for only savings, if there is any advantage to it etc. Is there a better bank? I haven’t built any credit either… I know it’s all important here🥵 Thank you submitted by /u/ImpossibleDrama4910 …

Remaining funds in 529 account for IRA? I received a funded position to finish up my grad school and have a ~2k balance on a 529. Would it be possible to roll onto my traditional IRA? I see a Roth is acceptable to roll a 529, but I don’t see any literature about trad. Is there any other ways to use the balance? submitted by /u/Immediate_Strength70

How to grow my Twitter account Hi all I have launched my Twitter profile and I want to boost the number of followers. What are some tips to follow? submitted by /u/the_FIRE_seeker

Be careful when opening an Experian online account Not sure if it’s mentioned here or not but in case it hasn’t, if you want to open an Experian account to easily freeze and unfreeze your credit, be extra vigilant when signing up. I wasn’t paying attention and thought the questions they were asking was just part of the process, turns out in addition to a free account, I signed up to a online ba…

Backdoor Roth and IRA rollover account question I’m anticipating hitting the income limit on Roth IRA next year so I’m planning to do a backdoor roth instead. This year, I’ve been doing megabackdoor roths and I’m usually good about requesting the transfer immediately after each paycheck, but a little bit of pretax has trickled into an IRA rollover account. Now for backdoor conversion purposes…

Closed Account in Collections Hello all, I had a short stint of sports betting for about a month before deleting my accounts and calling it quits. About a month after I deleted my FanDuel account, they attempted to charge my bank 2 transactions and 2 fees. (Which were declined). Yesterday, I received an email from collections for the same amount. I have received no communcat…