Wellness company sent my account to collections. I fell behind on my membership due to personal reasons and planned to get caught back up when things got better. I sent a letter to cancel it but was still charged for multiple months due to the balance not being paid off. They sent an email saying that it’s too late to set up a payment plan because it was sent to collections. 2 weeks later – …

Someone offered to buy my Instagram account! I have this family guy repost instagram page that is growing tremendously and gets crazy engagement. Each post gets over 20k views and the followers are coming fast(5.5 k followers). I’ve gotten a few offers to buy it, including one offer for $600. How do you go about selling an account? How much should I sell this page for? Anything helps, than…

Adding adult child as authorized user on savings account questions (credit score) I’ve been having some health problems and would like my daughter to have immediate access to my savings should i pass. My concern is that I have bad credit … would putting her name as authorized user negatively effect her credit score? Also, she’s in college and is dependent upon government financial assistance. Will allowing her access right …

Direct deposit put into random unknown account?! I have been working for my employer for a year now and have had no issues with my payroll getting deposited into my account every other week. Today I was suppose to recieve my paycheck but only $37 appeared in my account, which is nearly $1,900 short. Contacted payroll and was informed that the rest of my paycheck was deposited into another acco…

I owe $2.1k on a closed Wells Fargo account. FirstSource Advantage wants to settle for less than half. Advice? I’d been saving up to pay off the full sum outright but Firstsource sent me a letter (well, multiple letters and perhaps a thousand calls) wanting to me to pay ~$900 to settle it. I’ve never spoken to them on the phone, and the only real communication has just been me occasionally receiving these letters. I know this debt is mine, I incurred it …

Google Messages for Web readies account-based pairing with an emoji twist submitted by /u/cleare7

Slack is retiring its status account on X Illustration: Alex Castro / The VergeSlack is retiring its status account on X that previously shared updates about issues and outages on the platform, the company announced on Thursday. “We made the decision to retire the @SlackStatus account in order to consolidate our communications around incidents and focus resources on those most widely us…

Finally got our brand account verified on TikTok! OK, it has been an eternal mystery to me on how to get verified on TikTok but I read about it on Canopy (anonymous app for creators to share info) and now I have the blue check!! Sharing if this is helpful to any other social media manager running a brand account (or a personal account). ​ Partnerships Contact: If you don’t have a TikTok creat…

I have $50K in a checking account and just closed on a home. What should I do with the money? I have about $420k left to pay on new home, doing a 30 yr mortgage. Should I dump 40k on the mortgage or use that money and do a high yield savings? I already have about $100k in stocks+Roth IRA on TD Ameritrade and $50k on 401k. submitted by /u/winterymint

Health Savings Account (HSA) Can someone explain to me how HSAs work? I am a federal employee and open enrollment is coming up. I currently put money into an FSA through a PPO plan with BCBS. I like BCBS because it is easy to naviagte and a lot of providers accept it. However, I’ve been hearing about plans with HSAs and I’m interested to learn more. I do not have many healt…

Received several emails from Capital One saying I opened a new credit card and connected a bank account at Empower FCU. I didn’t do any of this and my SSN apparently wasn’t used? As the title says, I received several rapid-fire emails today from Capital One saying: I’ve been approved for a Platinum credit card I’ve updated my phone number I’ve gone paperless I’ve signed in from an iPhone (I use Android) I’ve connected a bank account at Empower FCU to my card I confirmed these all did actually come from Capital One. I c…

Have any philosophers offered an account for how best to morally judge committers of unprecedented acts? I’m wondering if any philosophers have tried to sort out what t the best way to judge “firsts” as good or bad. Children will sometimes contend that if your first your the best by default as expressed in such statements as “George Washington was the best president of America because he was the first.” Steve Jobs and Bill Gates have gained much i…

4 year old – retirement account when older I have a young son and have been taking any money he gets from Christmas cards, birthdays, etc and investing it in a brokerage account setup in his name. Once he turns 18 the account becomes his. My question is, at that point is ther a way to roll it into some kind of tax benefiting account like an IRA or anything? Or, an alternative question w…

I have a patreon account where i make PMV. P*rn Music Videos. Now its asking me for permission from those depicted in there. And also my photo and id? What should i do? Should i abandon patreon? I’m okay with showing my id and picture but, how am i supposed to ask for the authorization of everyone in my videos lol ? submitted by /u/ElenaFurniture

Liquefying an unneeded Brokerage account to throw at a high interest mortgage I know I am in such a grey area, but just looking for affirmation for my thoughts. My wife and I – early 30s – have around 29 years left on our mortgage at 6.75%. We also inherited a brokerage account a few years back that we haven’t touched. We invest elsewhere, so have not contributed, withdrew, or thought about this account much. The value (a…

Meta sent a message saying our business account will be deactivated? Hey everyone, nit sure if this is the right place to ask but I tried looking online and wasn’t able to find any help. We have a small business and run our Facebook and Instagram pages. We received a message from mta stating we violated guidelines and that they are going to deactivate out account. Has anyone here ever heard of or dealt with this?…

Is having 3-4 personal checking accounts too much? Don’t really need a new account but a bank is offering $900 for opening new account. Is there a catch? For reference I have 2 checking accounts, one saving account and three credit cards right now. Credit score is high 700s. A bank is offering $500 to open a new checking account and $400 further for opening a savings. They have some conditions of putting $x dollars etc which I can meet easily. Is this too good to be true? Am i missing something? …

Money sitting in savings with essentially 0 interest, looking to move to high interest account Title. Is it as simple as opening a high interest account and wiring money from my existing account to the new account? Looking for any “gotchas” or penalties and advice on how to do it right to avoid any pitfalls. Thanks for any advice! submitted by /u/Legitimate_Page659

LPT: The worst thing you can do with your money besides spend it all, is save it in a no interest account. Speaking about my experience in the US. Had a friend stashing a couple dozen thousand dollars in a big bank basic savings with almost no interest. Since they are saving for a down payment, I educated them on the beauty that is high yield savings accounts and now they get a free $80+ dollars a month in interest while still having their money very…

Booking.com Account Hacked? Hey, I think my booking.com Account was Hacked. Yesterday in the night i got some Strange Mails that my E-Mail adress was changed from somewhere in Singapure. After that all my bookings were canceled and When i Open the app they are also canceled. Lastly my Genius Level was reset and all my account information are gone. What i don’t understand …