Brokerage Account vs 401/IRA? Wanted to get some financial advise from people who are close to retirement or possibly already retired on what makes the most sense for someone like myself in my 30s to invest long term. For some background I have a good chunk of liquid cash in high yield savings to cover any unforseen events, I contribute 20% to my 401k 5% traditional and 15% …

Promoting a social media account with client limitations Hi, I’m a copywriter that recently began doing social media management (X, FB, Instagram). Usually the accounts I work with either have an established community of followers or are casual in a sense that I can tag/mention other people or comment on other’s posts which to gain exposure. However, I have a new client that is a formal entity, their …

Can you open a new Roth IRA account if you are over the income limit but not contributing new money into it? Hi, probably a stupid question, so we are over the income limit, but I was trying to move one of my existing Roth IRA to another brokerage via ACATS. I accidentally opened the new Roth IRA at the new brokerage already before looking more into the process. And then I decided not to move the account over. Just wondering if this is allowed (openin…

Booking.com account hacked, genius level decreased and wallet credits gone I received an e-mail yesterday in a language that seems to be Indonesian saying that someone in Germany tried to login to my Booking.com account. Immediately after, another e-mail in the same language said they had tried to change the registered e-mail address in my account – and a link for me to click on in case I didn’t recognise the activity….

How can I get my TikTok followers to follow my Instagram? Does connecting my Instagram account help much? I’ve gained around 10k followers the past few months on TikTok and all I had in my bio was “Insta: @” and the URL was my Instagram, and must have gained about 20-50 followers on Instagram in this time. I connected my Instagram to TikTok now so that the button shows up on my profile, should I expect more followers from this? Would I have gained m…

I bought a money order with my debit card at Ingles for $275, it’s been 3 weeks and still no charge on my bank account. What do I do? Never had this happen before. It’s usually instant. Thanks in advance for anyone who can help. submitted by /u/OMGFuziion

What’s the best place to promote a TikTok account outside of TikTok itself? In addition to posting consistently what are some good tips to grow faceless accounts? submitted by /u/Quiztok

Brokerage Account through Vanguard? Looking for thoughts and advice from the wide world of Reddit. My spouse and I are in our mid-40s. We have no credit card, car or student loan debt. We still have a mortgage, but don’t intend to pay that off since we have a 2.65 interest rate. We contribute to our 401k and do the maximum allowable to our Roth IRAs (income adjusted). What type o…

Personal vs creator vs business account question for small social media So I have recently started assisting a small nonprofit museum by doing some social media stuff for them (10 hours a week type stuff so very chill) this is just for a digital magazine they release and I will be making posts about these magazines. The museum is private and fully efficient so they don’t raise money or need sales or anything like th…

Abandoned Bank account that I didn’t open. Okay, I’m really sorry if this is too long but here it goes. Any help would be appreciated. I received a letter from Citibank stating that I have an account with an available balance of $948 that has been inactive for over 2 years and they need me to respond by May 25th to keep it active or the funds will go to the state comptroller? Thing is, …

Can my mum deposit hard cash to my bank account alone without my presence at the bank? She’s in California and I’m all the way in Tennessee. I’m not flying 5 hours just to be present at the bank for her to deposit cash since its only something like 4k. Is it possible for her to just get all of my info and deposit it alone? Chase bank btw. submitted by /u/HereforFinanceAdvice

Credit Karma Bank Account Hack So my husbands bank account was hacked and we lost $2300. It has seriously screwed up so much it’s not even funny. We were in a panic as he was on hold trying to get someone to freeze his account while someone was draining his account through cash apps. We filed a police report and we are waiting for CK to change his email address, apparently th…

Bridging the Gap with Beats: How I Reconnected with My Teen Daughter Through a Shared Music Account I’m not sure if this type of content is welcome in this sub. If not, I would be grateful if someone could suggest where I can share this story that has me very excited. My daughter is at the age where her dad (me) is no longer her favorite person. For years, she has had a Google account of mine on her tablet that she uses to listen to music on Y…

Withdrawing from joint bank account after parents death For several years prior to their death, my siblings and I have been joint account owners on their bank accounts. They’ve been gone for three years now, and it’s time for us to equally distribute what is left in those accounts. I’m very naive to what the possible tax implications might be when moving these funds from one bank to another. It’s not…

Israel’s Account of World Central Kitchen Strike Raises Wider Legal Questions, Experts Say The events that led to the deaths of seven World Central Kitchen workers suggest that there could be problems with the protocols used by the Israeli military, according to legal experts and aid organizations.

$2 deposited into my bank account, then $2 taken out. Should I contact bank? I noticed $2 was deposited into my account from Chegg Inc St. Louis, and then was taken out. I have used Chegg in the past so I logged into my Chegg account and removed my card from their digital file. While on customer support, Chegg said they had not authorized any charges to my card. While looking more online, people have been saying that it …

Whether to keep an account at both Fidelity and Vanguard A previous employer used Vanguard and I have about 30k there. My current employer uses Fidelity and I have about 24k there. I have delayed rolling Vanguard to Fidelity as one of my former mentors mentioned Vanguard is a better company. I have been meaning to research if I should at least change the Vanguard 401(k) to an IRA, perhaps. I am hesita…

What information does someone need to almost create an unemployment account in my name? Someone tried to create an unemployment account in my name a while ago, in a state I haven’t lived in for many years. Seems like the identity verification process that one has to go through when creating an account caught it (I’m just guessing here based on some internet searching). So they didn’t even get to the point of filing a claim. I only …

How does one calculate capital gains tax when withdrawing from a brokerage account? I have about $44k in a brokerage account that I’m planning to take out to put into an HYSA – this money is meant for a house down payment at “some point” in the future (my partner and I haven’t quite nailed down where we’re going to be living long-term, we’ve moved around a fair bit) and I’m not entirely sure I feel comfortable leaving it in the…

I need some professional guidance for my insta account and not sure where to look Hopefully someone here does this for a living or can point me in the right direction. I have just under 30k followers (will clock in at 30k officially by next week I’m guessing) and my account is all spiritual reel memes. While the reels are funny I always offer poignant or helpful advice/suggestions in the captions. This is a subject I am incre…