Are there any long term consequences to bank account churning? Bank account churning, the process of opening bank accounts for the bonuses, is very popular on Reddit and many people seem to be doing it but I’m wondering if there are long term consequences to having opened dozens of accounts. For example if you were to get audited would the IRS want to review all those accounts and their transactions to veri…

Need Help with eBay Selling Account: GSTIN and IEC Requirements Hey everyone, I have a friend in the US who has reached his selling limit on eBay and wants me to help him sell some items from India. I tried setting up a selling account, but I hit a roadblock. eBay is asking for GSTIN and IEC, and I have no idea what those are. I don’t want to start a whole business. Can anyone guide me on what to do next? H…

Crunch Fitness is hemorrhaging money from my bank account and I don’t know what to do I know: I’m an idiot. At the beginning of the year, I was involved in a whole kick of bettering myself. Eating better, trying to plan longer term, actually managing my time and strategizing to ensure collegiate success, and the big one: committing to going back to the gym. In my mind, it made sense, because I’m planning on attempting to go into…

Payoff car out of a brokerage account? I have about 10k left on a car at 6.25%. I have a brokerage account that holds 37k and growing very quickly right now (it is in VTSAX or something similar, can’t remember). I am about to start my PhD but I may be able to get loan forgiveness. However, the interest on graduate loans is 7.05%. Should I pay off my car with the brokerage account? Sh…

An Unrecognized Device Has Logged into Your Account Alert: This is Verizon letting you know that an unrecognized device, the only device you’ve ever used to sign in to our website, has logged into your account. Was that you? Was it?? We are freaking out over here. We have no idea if this device—your only device—was you logging in. For all we know, it could be anyone. It could be an enemy that you…

An Unrecognized Device Has Logged into Your Account Alert: This is Verizon letting you know that an unrecognized device, the only device you’ve ever used to sign in to our website, has logged into your account. Was that you? Was it?? We are freaking out over here. We have no idea if this device—your only device—was you logging in. For all we know, it could be anyone. It could be an enemy that you…

Should I max roth out from individual account? Going to try and keep it short but happy to expand on anything in comments: 27M, inherited a sizeable investment portfolio from a childless uncle when I was 23 worth ~$260k at current market value. I am making ~$95k a year right now but still focusing on building up my emergency fund to 6 mo, paying down some of the principal on my house, puttin…

Credit card account closed for inactivity? American Express closed my account with no warning. I only found out because I got a notification from credit karma. I had no balance on this card, and it was my biggest credit limit and oldest account, so my credit score tanked -100 or more points overnight. I called them to ask about it and they just said it was closed due to inactivity and th…

Collections account closed. Am I screwed?? I moved a year ago from CA to WA and ended up having a final bill from PGE (electricity/utilities). I haven’t received a single piece of mail that should have been forwarded to me. That being said, I never got a notice either form pge via mail or email that I had a past due bill, never got one from the collection notice, and I’ve never received …

Does a Heloc always give full draw amount at account opening? I found a good deal on a heloc but I wanted to draw it out in portions instead of a lump sum. Is this just how HELOCs work? submitted by /u/ChaosToTheFly123

Credit karma for savings account? Does anyone use credit karma as their savings account? 5.10% apy and no fee seems like a good deal submitted by /u/nolanah

Help! Square won’t delete my account (that I didn’t even use!) I was invited by a company to their Square dashboard but I never ended up working for that company (I am a designer and I’m not really sure why they gave me this access) but I never ended up working with them. However when I was given the invite to dashboard to square it created an account for me. I have never used it but when I login I have zer…

What account type for many contributors? TLDR: what kind of account should I open to fund my parents retirement? There will be 8 different contributors every month and this is not an investment account as they are old and I would like them to retire immediately. My parents are in their late 60’s and still working. I asked what their plans are for retirement and my dad chuckled, saying…

How to See All the Devices Logged in to Your Microsoft Account It’s a quick but vital way to protect your security.

Question from university student about 401(k) account from former employer Hello, I am a university student and had an internship last summer with a company that signed me up for a 401(k) account. The internship lasted 3 months and ended in September 2023. The account was recently upgraded to be through Empower rather than Prudential. Opening my account today, I saw that my account had my employment status still set a…

Grandparents want an account they can see and access too. They want a separate account aside from a 529 act. This will be a savings account for classes, lessons, sports equipment, etc for our 2yr old daughter. They would like to be able to access it. Should we just start a child savings account and give them the login? Any other ideas? submitted by /u/antwontonp

How to See All the Devices Logged in to Your Apple Account A quick and simple way of checking for security vulnerabilities.

Current and available balance on checking account My available balance as of now in my checking is $988.74 , my current balance shows it as $4.92 I just got a weekly paycheck in and it says processed but when I go to use my card it takes away X amount from both balance numbers and ended up making my current balance negative and still took the amount from my available balance. Someone please exp…

How to find the disconnected or suspended account in Main fb page Hi, I’m managing 100 facebook business pages for our client. I can’t find the disconnected or suspended accounts on our Main facebook page. Can you please help me? I saw 15 suspended fb accounts using a third-party platform, but when I went directly to Meta business manager, the main account couldn’t find it How to find disconnected or suspended…

How to Set up Windows 11 Without a Microsoft Account You’ll miss out on some features, but it’s totally doable.