Can I take out student loans I dont need and leave it in a high interest savings account, then pay the loan off before graduating? This is a really dumb question but I am into building credit and I have a high-interest savings account, and I was wondering if I could do this without consequence. Because of my income status, I wont have to pay for tuition and I have the option of taking out subsidized federal loans that don’t accrue interest until I graduate. Could I hypothet…

Save for college in 529 or normal brokerage account? My state provides no tax benefit for putting money in a 529. Obviously, there’s the tax free growth I get by being in 529 (as long as I use the money for my child’s college). On the other hand, if my child goes to a cheaper college or not at all, I’d have a 10% penalty. So question is – do I put in, say a 100k, in a 529 for by 6 month old? Or d…

Google Sheet that Automatically Pull Data from Bank Account? Is there a Google Sheet budget tracker that Automatically Pulls Data from Bank Account? My apologies if this has been asked before! I’ve googled this and I can’t seem to get a straight answer! submitted by /u/thefossanator

Mother had e-check returned indicating loan paid in full, but payment is still on her bank account. So my mother took out a sizeable loan with an interest-free payback period for home improvement, it was with Benji Concord, now ran by Finance of America. It was all due by beginning June. She usually paid with the Bill Pay system via her credit union, which uses ACH/echecks. She made her 2nd to last payment of $280 like two weeks before the due…

I barely post on my IG account (personal account). I wanna start making content I have one instagram account that I’ve posted personal things on but want to start making and posting videos of my favorite hobby (golf). Should I create a new account or just start creating cool videos and posting stuff on my current account? I have about 600 followers submitted by /u/joeroganthumbhead

No one can find my son’s 529 account. I hope this is the right place to post this. I opened a 529 plan back 2015 after my son was born. We had a few years of hardship and were not able to contribute much during those years. Now I’m in a better financial situation and would like to contribute and play catch up. I closed my (business) account with the bank that I opened the 529 with i…

This Instagram Account Posts Mundane 0-60 Times And I’m Obsessed With It I’m tired of watching hypercars and 1,000+ horsepower electric vehicles rip off 0-60 times faster than you can finish this sentence. Sometimes it’s just nice to have a little pallet cleanser when it comes to acceleration times. Rather than watching ultrafast cars sprint to 60, it’s interesting to see what even the… Read more…

Gave my financial advisor 20k three years ago and the account hasn’t grown at all Back in 2021 my husband and I started using a financial advisor. The firm manages my mother’s accounts and therefore extended us her fee of 1.10%. We gave our advisor a total of $20k August-Nov of 2021 and they put it into a “joint retail account”. They said we are playing the long game with the money, but over the years never once has the accou…

Is my ig account shadow banned? Hi r/socialmedia , happy Friday! I am a French parenting coach with 1k+ followers, I post reels fairly consistently, and recently my reels have been getting less than 200 views, and they’re not showing up on my friends time-line (they usually show up first) Could I be shadow banned? I use hashtags, trending sounds, keep most of my reels short. I…

Is my meta business portfolio separated from my facebook account/page? Hello, I have a “standard” facebook profile connected to a page which is a local club. This page has nothing to do with my meta business portfolio (ads etc). Are they linked together? Today I set up my meta business portfolio but I don’t want the page being in connection with the meta business because it has nothing to do with each other and oth…

Tenant referencing company have put a CIFAS marker on me… bank account not closed yet? Last year I applied for a privately rented flat, the tenant referencing agency claimed my employment reference was not verifiable and they subsequently put a CIFAS marker on me for “tenancy application fraud – facility not granted.” Within weeks, my main bank account (Starling) was closed down. I’d had that account for 5 years. My building socie…

LPT- delete all of your payment info in your Ticketmaster account. They were just hacked. submitted by /u/TitansFrontRow

Received a check from previous job retirement account. How to deposit check to current rollover IRA account? Hi, I left my old job two months ago and had a retirement account with them. My old job recently sent me a check with my name as the payee that states that amount withdrawn was $396.22. Federal tax withheld was $79.24. Net check amount is $316.98. I currently have a Fidelity rollover IRA account. How do I properly deposit the check to avoid tax/…

Meta nuked my insta/threads account while I was trying to be heard about my grooming/abuse/rape and being ignored by big tech I broke my story a week ago, sharing to threads, insta, and LinkedIn. I did use ads to try and draw attention to my profile and i don’t think they liked that submitted by /u/LurgidBee

Give more money to child #2’s 529 account? Child #1 is two years older than child #2. So for the first two years we contributed 10k to child #1’s 529 account. Once child #2 was born we gave them each 5k. Year 1 – child #1 got 10k, year 2 – child #1 got 10k, year 3-current child #1 got 5k and child #2 got 5k. Even though child #1 only got 20k extra for the first two years, child #1’s acc…

Opening a new checking account and applying for a first time home loan So I have one checking account that was made for me by my mom jointly in her name when I was 10. I’m 28 now and all my income direct deposits have been made to that account. I am looking at buying a home in 6 months to a year. I am going to open a new checking account in my name only and transfer all my income direct deposits to that account. I…

How is a checking account without check writing really a checking account? The large bank where I have my accounts is changing the way it handles checking accounts starting later this summer. Part of it is that the entry-level checking account will be a debit card account. The ability to write paper checks will be a next-level feature with a higher monthly maintenance fee, independent of how many (or few) checks the ac…

First taxable brokerage account: is this right? Feeling secure with retirement and e-fund and want to park some money in a taxable brokerage account for long-term growth (no immediate short-term savings goal). (1) 3-fund still standard rec? For this, does it make sense to still do the 3-fund setup (domestic index, intnatl index, bond index) or is that just for retirement accounts? Like, do pe…

Is a 529 account the best way to save towards my kids’ college costs? I know at one point it was not considered the best option, but I think that was before you could roll leftover into an Roth IRA. Is it now considered the best choice? I live in NC, btw. Edit: secondary question: is a single account or multiple accounts recommended for multiple kids? submitted by /u/itstommygun

Gems and tickets Episode Account giveaway I have an episode account that I no longer use with 534 gems and 115 tickets. I no longer have any use for the app and if anyone wanted to text me for the account from please let me know. i’m just trying to get rid of it and regret spend the money. submitted by /u/Weird_Lawfulness3647