Employer switched from Simple IRA to 401k. What to do with IRA account? Been with my company for over 5 years. When I started, the only retirement plan they offered was a Simple IRA, which I used. About 3 years in, the company switched over to 401k which I’m actively contributing to. The IRA account is no longer being contributed to and I honestly forgot I had it. I can still login to the account though. There’s not…

IRS says I need 1095-A to file but Oscar says I don’t have an account? Hi I tried to file my taxes but it was rejected saying I need the info from my 1095-A, I managed to track down the company (Oscar) but they do not have it and I have had healthcare through my employer so I’m not sure what’s going on, any advice? submitted by /u/Moose_216

Debt collector took money from my account Got a few calls from a very well known debt collection agency in New York. The lady told me I owed them for a credit card that I already knew was going to come back to bite me. She told me the lowest I could pay monthly was $150. I told her okay I want to do that and gave her my bank info (lesson learned) She then started reading me an agreemen…

What to invest in as a 31yr with a brand new Roth account? I’ve been trying to better myself after neglecting my youth in isolation & I’ll distractions. I come from an immigrant family that is highly uneducated in financial literacy so I never got taught or set up with the right tools or mindset – Saving, investing, stocks, IRA, etc. I recently opened up my first Roth with fidelity last week but after s…

You Can Finally Migrate Purchases From One Apple Account to Another One account to rule them all.

Instagram disabled account seconds after creation & the username is now unavailable From your past experience, will this username ever be available again? I cannot appeal the decision (the Help Center page that l’m taken to says “We’re unable to restore accounts that are deleted for these types of violations.”), but I would very much like to create an account with that username, for business reasons. I don’t really understand w…

How to allocate my 401k into new account? I am 31m and just changed jobs, so have a new 401k setup and am unsure as to the best allocation within it? Employer matches up to 3%. There are only 28 fund options and 10 of them are Target Retirement Funds. The other options are split between Vanguard Small, Mid, and Large cap Growth and Value Indexes. Some DFA funds, 4 international funds(VT…

Start a new account or continue on dead account? Hi everyone! Advice would be much appreciated. 3 years ago I had a bunch of viral videos that were outside of the content I normally post. After a few months my engagement died no matter what I did. I started a new account and my engagement was much better right away but no one seems to want to follow a new account. I tried to go back and forth …

Paying Taxes on Joint Account Me and my partner have a joint investment and HYSA but aren’t yet married. I am the primary SSN on both accounts. I am in a higher marginal tax bracket than them. Is it possible for them to pay 100% of the taxes on both accounts instead of me and lower our tax burden? submitted by /u/rshook27

Any interior designers/architects with a Perennials account? I am curious as to the cost of a fabric to reupholster my couch. Buying it from S&L or Williams Sonoma would be $80, and apparently Perennials sells directly to the trade. I am specifically looking at the color Zephyr, 955-341. Wondering if it’s worth trying to reach out to someone in my area to purchase it. submitted by /u/mizesquire

Company went out of business (bankrupted). 401K provider closing out the account. What to do? I want to ask the smart people on reddit where should I move the money to! Company I used to work for went out of business and the 401K provider gave notice the account will be terminated in a couple of months. The 401K is fully vested with $100K. Do I roll it over to my one of my active 401K, Trad IRA (currently at $200K) or to Roth IRA? I am c…

Critique my account! What am I doing wrong that I should improve? Hey guys, I’m a 21-year-old self-taught programmer and AI enthusiast. I had to leave my bachelors halfway due to personal tragedy back in Nov 2023. Since then I’ve been self studying programming and machine learning. After recovering from the bad times, I wondered, what if I document this journey by posting every day? I turned the idea into a da…

all of my money stuck in a frozen account I’m 21f for reference. I have a teens capital one checkings account with my mom having parental controls. I never got around to changing it to an adult one after turning 18 and thats never been an issue until now. The card stays unlocked and I do what I want. This morning my mom woke me up saying that capital one called and her because theres be…

How can my sister attract brands for advertising on her Instagram account? My sister has an Instagram account with 160K followers, and she wants to attract brands to collaborate with her and advertise on her page. What are the best strategies she can use to get noticed by companies? Any tips on how to reach out or optimize her account to increase her chances of getting partnerships? Thank you in advance for your help! …

What happens if I close the bank account that’s paying a student loan that’s not mine? My parents took out a loan in their name and distributed it for my degree. The payments for this loan are tied to my bank account, which I’m looking to close. The loan provider (Nelnet/Mohela) refuses to talk to me about the loan since it’s not in my name. The loan does not appear on my debts and there’s no way for me to log into the account to…

Help with Instagram account PLEASE!! I’m in high school, and unfortunately, some students can be really immature. Someone—I’m not sure who—created an Instagram account using my school’s name with “bops” in the handle, something like (school initials)_bops_hoes. They posted a picture of me with my friends, and I have no idea why. For context, I’ve been with my boyfriend for over a y…

Bank has locked my wife’s Trust account, can no longer deposit checks being issued. Long story short, my wife has an irrevocable trust. The Trustee (her uncle) has been receiving checks every month for the last 20 years and depositing them in a local bank where the Trust is located (local to him, many miles away from us). He died last year, and the trust was not set up to have anything happen if the Trustee died, no secondary o…

Eric Semler’s X Account Hacked, Promotes Solana-Based Token The token, trading under the ticker symbol SMLR, saw a 300% rise after launch but then plummeted.

Apple Now Lets You Move Digital Purchases From One Apple Account to Another If you have two Apple Accounts with multiple digital purchases between them, Apple now has a way for you to consolidate the accounts by migrating content from one account to another. As noted by Stephen Hackett of 512 Pixels, Apple today published a support document that provides instructions for moving purchases from a secondary Apple Account …

1099 received for 529 account Hi Personal Finance, We are in the process of getting rid of some financial planners we have at both Wells Fargo and Morgan Stanley. They were inherited accounts with dedicated FAs for my grandparents who passed (they raised me) and we recently met with a certified financial planner who is helping us escape the fee merry-go-round that we’ve been…