Does it matter what retirement account you contribute to for your savings percentage? Traditional wisdom says you should save 10-15% of your income for retirement. I’m currently contributing 6% to my 401k to get my employer’s match. It’s my understanding that I can make up the next 4-9% with Roth IRA contributions. Is that correct? Are there potential losses by not putting it all in my 401k? submitted by /u/McSweetSauce …

How would you feel about this traditional IRA account as a single 64 year old hoping to retire at 67? Other source of income in retirement would be social security approx $3000 a month. Mortgage payment approx $3200 Aapl $127k Msft $46k Nflx $12k Schb $163k Voo $254k submitted by /u/jimbobyessir

Could my clients account get banned for using my own payment method? I heard here that meta will ban or restrict the account if you use a different payment method other than the ad account owner, you can get banned. I found nothing on this, is this true? submitted by /u/Tr1ea1

When refinancing a mortgage to take advantage of a new interest rate, do they take into account the current appraisal of your home? If you get into a 400k house at 7%, and the interest rate goes down but the house prices go up to accommodate, when you get refinanced, is it just a wash at that point or do they take current house prices into account when refinancing? submitted by /u/Unfiltered4you

using the old account with 11k or new account? i wanna be an influencer on tiktok. i have a fanpage account with 11k that i stopped posting since 2021. would using that account be better or completely new acc? submitted by /u/Difficult-Pitch4361

Tiktok account for sale Hey im selling a 95k tiktok account from the us with 112m like generate about 1.2k a month im selling cuz i got a better one Dm me really quick submitted by /u/FrequentAd8265

Earnin Took $912 From My Husband’s Bank Account Unauthorized Basically the title but worse. My husband had an Earnin account that has been closed for 2 months. He got paid today, and Earnin had taken $912 from his account somehow. Now we are in the negative. Obviously this is unauthorized, and doesn’t even make sense. He went back and forth with Earnin and the bank all day. The bank initially said that we…

Should I stop 401K/HSA contributions to re-balance my taxable account? Really bad planning, but I have a large taxable portfolio (7 figures) which I’m pulling the dividends and interest for living expenses My retirement accounts are under $100,000 combined (so very small percentage) I also make cash flow from my FT job, that also goes towards my living expenses, AND because I am now maxxing out my 401K/HSA (about $…

Multi-account support now available for Google Keep on large screen Android devices submitted by /u/MishaalRahman

20 years old trying to start an account to save for a house/property. Where should I park my funds. For context I’m 20 and this is currently what accounts I already have. I have a HYSA with my emergency fund parked. I have three different broker accounts. 1 Roth IRA for my retirement, 1 HSA that I’m trying to build up as a separate emergency fund, and one regular brokerage account. If you were in my shoes where would you start parking your mo…

How do you think build a personal brand account by plain text post & carousels compared to photos & videos? Creating a plain text post saves a lot of time, especially for those who would love to share their expertise and thoughts. However, the platform algorithms seem to prefer video posts. Do plain text posts still have an opportunity these days? How do you think about it? What kind of brand or scenarios are better for text post? submitted by …

Is it safe to have 401k and ira account at same brokerage firm? I and my wife have 401k at one of the biggest firms(which is not in our control as emplyer gives no other options). Also she has her IRA at that firm. I am planning to open IRA account for me. Was just afraid to put all our retirement money in single firm. Can you please advise if i can still have all at same place or should I explore other opti…

Monetize your social media account here. Hello Basically, almost no one does anything for free, so I definitely have intentions to make a few dollars out of all this as well. The idea is affiliate marketing with one specific website. I’m either offering you a ready set-up link to promote, and all you need to do is promote it—we will have a specific media tracking source set up to see t…

KLM took £75 more than the ticket price from my bank account – they won’t refund Hi all, I was wondering if anyone has ever experienced this with KLM or any other airline? I booked flights recently for the end of November that were £297 (I also got the confirmation email that shows a total price of £297). However when I checked my bank account, I saw they had taken £371. When I reached out to KLM and made a claim, they answe…

I feel like I’ve hit the wrong audience – should I create a new account? I’ve had an Instagram account since I was around 14, and I mostly used that account for personal/aesthetic purposes with a very small audience. I’m now 20, and I’ve had a new IG account for around two years. That IG account has grown larger than I’d expected, but my engagement and growth are completely unstable and irregular. Almost all I post i…

Pay off car early from taxable account? Owe $20,000 at 7% APR.. Have $90,000 in taxable brokerage account. Worth taking the withdrawal tax hit and paying off the rest? House is paid off. submitted by /u/Pixileyes

Bank won’t give out account number over the phone, in person only, nearest branch is 1k miles away. Long story short, wife has a trust account in her name, the Trustee died a few days ago. We call the bank that the Trust is in, they ask for her social, but they find nothing. We have never got a statement, tax document or any document at all about the account at all. The Trustee’s son is looking into it, but he’s not exactly motivated given his…

How can I set up a bank account for my mom? I live in a different state than my mom. My mom separated from my dad and subsequently my dad closed off their joint account. She has no bank account and when I try to send her money it’s a hassle. Is there any way to set up a bank account for a parent? I’ve tried but it’s been rather difficult because banks reject her phone number (it’s on a MV…

Payment provider offering fixed account number per customer? I posted on Stripe sub about the fact their system works by giving each new customer a unique account number. I get that. However, it doesn’t work for our customers who for one reason or another, cannot use such a number – they have to use our original longstanding bank account number. Are there any other providers that can invoice all customers…

How does Schwab offer a 0.45% interest rate on cash sitting in a brokerage account? This may seem like a straightforward question but I have not been able to find a straightforward answer. How does Schwab offer a 0.45% interest rate on cash sitting in a brokerage account? My understanding was that one of the fundamental differences between brokerages and banks is that brokerages are required to keep client assets separated. I i…