#account

Lost about where to even start and tired of seeing only my checking account increase…

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Lost about where to even start and tired of seeing only my checking account increase… I (38F) am so behind on investing and planning for retirement. I’m afraid we will never get there. My husband (38M) and I are making combined $140k income with a great retirement contribution (17.5% match for me and 15% for him; and yes, it’s 17.5% match, not total contribution). We just bought a house 9 months ago (20% down at the time and a 6….

Reddit Personal Finance 382 2024-07-16

The Trump rally shooter had a Discord account, company says

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The Trump rally shooter had a Discord account, company says Image: Cath Virginia / The Verge, Getty ImagesThe person who attempted to assassinate Donald Trump during a rally on Saturday had a Discord account — though it was rarely used — according to the company. “Discord removed the account according to our off-platform behavior policy and we are assisting law enforcement in their investigation,” Clint …

The Verge 907 2024-07-16

20k sitting in checking account

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20k sitting in checking account Im 19 and have 20k in my checking account. I work full time making 20/hr and have a 401k through work. Still live with my parents and have no debt. Looking for suggestions on how to grow this submitted by /u/v0xxus

Reddit Personal Finance 909 2024-07-15

Need help reporting an account. Instagram isn’t helping.

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Need help reporting an account. Instagram isn’t helping. Asking for a friend! A friend of mine has been trying to report an Instagram account that has been pretending to be him and sending follow requests to the women on his account. All of the recipients of these requests have tried to report the account, but Instagram has not taken any action, instead they say “We didn’t remove the account but you c…

Reddit Social Media 1.2k 2024-07-15

Advice on ESA Account

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Advice on ESA Account I recently discovered an ESA (Education Savings Account) in my name but the kicker is I turned 30 over 30 days ago. I’m still paying back student loans and would like to use the money in this account to finish paying off my loans but I’m unsure of the tax implications of withdrawing these funds. Would I be able to use the remainder to reimburse …

Reddit Personal Finance 558 2024-07-15

HSA account was canceled. Did my friend lose all the contributions over the years?

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HSA account was canceled. Did my friend lose all the contributions over the years? So my friend had an health plan through an employer and I’ve asked him about HSA and after 4 years finally heard that they had 1 but they got a letter that it was canceled and they received a check in the mail.. now I got the benefit info and he should’ve been getting $1,100 a year from employer contribution. I’m about to go full speed ahead on …

Reddit Personal Finance 746 2024-07-14

LPT .When creating an account with psn, Xbox etc do not use a email address provided by your ISP.

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LPT .When creating an account with psn, Xbox etc do not use a email address provided by your ISP. You should always create a email address using hotmail, gmail or any other email service. That way if you decide to change service provers you will not lose access to the email address you created.. will come in handy should you have to retrieve a lost account.. submitted by /u/lazymutant256

Life Pro Tips 712 2024-07-14

Should I sell securities in my taxable account to fund my Roth 457b?

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Should I sell securities in my taxable account to fund my Roth 457b? Hi all, this is my first post. 23M in the midwest. I have $52,000 worth of securities, primarily single stocks and some ETFs in a taxable brokerage account that I’ve owned since I was 18. I’ve contributed to this account little-by-little with money from part-time jobs I had in high school and college and have made a pretty decent return since th…

Reddit Personal Finance 607 2024-07-14

Multiple payment methods for FB ads? Resolving account suspension.

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Multiple payment methods for FB ads? Resolving account suspension. So, I’m now running into a problem that is similar to what I asked about earlier. I failed to account for taxes on payments. The amount on the card is enough for the payment before tax, but not after tax. My Facebook ad account is now suspended until payment is made. I’m trying to figure out how to get it out of suspension. They have options I n…

Reddit Social Media 417 2024-07-14

I co-signed a car loan, account was closed but the lender reported a late payment

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I co-signed a car loan, account was closed but the lender reported a late payment I co-signed a car loan last year in September, car got stolen in December and everything was sorted out (closed) by March 2024. But somehow the lender, Langely, reported a late payment of $1 for June to all credit bureaus. what the heck is this?? How can I get this resolved? I called Langely and they said, they have another department who will l…

Reddit Personal Finance 651 2024-07-13

Is an LLC/business bank account necessary for expense tracking as 1099 employee?

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Is an LLC/business bank account necessary for expense tracking as 1099 employee? So I’ve been in sales for a few years now (1099). I have lots of business expenses including food, gas, flights, hotels, etc Every year at the end of the year i dread the legwork of having to back track all of my business expenses. It’s never a problem with my cpa as we go through and figure out legitimate “write offs” to deduct the expense cos…

Reddit Personal Finance 887 2024-07-12

How long for a 401k loan to hit my account??

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How long for a 401k loan to hit my account?? I just submitted my request through John Hancock to take a 10k loan from my 401k. The John Hancock rep said the request has been sent to my company’s third party administrator, and after they approve it I should receive an email asking me how I want the money (direct deposit, check) After that it goes to my plan administrator within my place of …

Reddit Personal Finance 1.1k 2024-07-12

Transferring cash from foreign bank account to US?

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Transferring cash from foreign bank account to US? A friend of mine received an inheritance deposit in their foreign bank account. What’s the easiest and cheapest way for them to transfer that cash (six figures USD) from that account to an American bank account? Do they need to consult a tax professional? They are an American citizen. submitted by /u/AztecTuna

Reddit Personal Finance 423 2024-07-11

Struggling to grow social media account as a new Social media manager. Please save my job.

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Struggling to grow social media account as a new Social media manager. Please save my job. My client is launching a new Athleisure, Sneaker brand and my job is to grow the Facebook, Instagram pages. I have just 10 followers. What strategies, tools, tricks should I use. What content should I post? Are hashtags helpful? This is my first client and I lack experience and knowledge. Please guide. submitted by /u/DistinctOrdinary6029…

Reddit Social Media 829 2024-07-10

You can now protect your high-risk Google account with just your phone

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You can now protect your high-risk Google account with just your phone Illustration: The VergeGoogle has made it a little easier for those at more risk of targeted online attacks to enroll in its Advanced Protection Program for Google accounts. Now users can set it up with a single passkey — using the built-in biometric authentication of a Pixel phone or iPhone — instead of the two physical security keys the compan…

The Verge 558 2024-07-10

Do I have to wait until the vesting period to see employer’s 401k match in my retirement account?

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Do I have to wait until the vesting period to see employer’s 401k match in my retirement account? Hi everyone, I am a new employee at a large company and I started January of this year. I was eligible to contribute to my 401k as of April. I have been contributing and was supposed to get an employer match, however, when I logged into my retirement account today, I only saw my total contributions and the “employer contributions” were zero. How…

Reddit Personal Finance 901 2024-07-10

Help! Old investment account has been sucked into a black hole

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Help! Old investment account has been sucked into a black hole Hi all, any advice on how to proceed would be super appreciated! Baby’s first post, so if I should put this somewhere else let me know. When I was a baby, my great-grandmother opened an investment account with my SSN and gave my mom the account number and setup paperwork. The instructions were that it would be in my mom’s name until I turned 21 …

Reddit Personal Finance 486 2024-07-10