Should we fund IRA or put more in brokerage account
Should we fund IRA or put more in brokerage account We file MFJ. Normally we fund both our ROTH IRA without issues of our income but 2024 has been really good to us. We are definitely over the Roth income limits. We are in sales and both hit grand slams this year. Next year should be average years. We don’t backdoor because we have tons of rollover ira from former employer. So pro-rata rules com…