#account

Should we fund IRA or put more in brokerage account

( www.reddit.com )

Should we fund IRA or put more in brokerage account We file MFJ. Normally we fund both our ROTH IRA without issues of our income but 2024 has been really good to us. We are definitely over the Roth income limits. We are in sales and both hit grand slams this year. Next year should be average years. We don’t backdoor because we have tons of rollover ira from former employer. So pro-rata rules com…

Reddit Personal Finance 828 2024-11-24

Should my wife start a retirement account?

( www.reddit.com )

Should my wife start a retirement account? Trying to figure out if it makes sense for my self-employed wife to open a retirement account. Rough stats as follows: Ages: 35-40 My TSP (max contribution): ~$400,000 Vanguard ETFs: ~$200,000 Emergency Fund: $25,000 No car payments. We owe ~$270k on our home but have a 2.8% rate so we’re just paying our monthly’s. Mortgage is ~$1800/mo. We have…

Reddit Personal Finance 604 2024-11-24

Shipping and Billing Addresses different from Payment Account Address

( www.reddit.com )

Shipping and Billing Addresses different from Payment Account Address I have an online order with the shipping and billing addresses both under my name. However, my friend made the payment for this using her credit card. Would this make any issues? The payment instantly went through so I believe it was automatic response. Do I need to reach out to them to explain the situation? submitted by /u/noideaforname…

Reddit ecommerce 1.2k 2024-11-24

I plan on using the money in my taxable brokerage account to purchase or make a down payment in 2025. How is my portfolio?

( www.reddit.com )

I plan on using the money in my taxable brokerage account to purchase or make a down payment in 2025. How is my portfolio? My current asset allocation is 36% VTI 36% VOO 27% SGOV Seems like there is a good chance 2025 market is bear or sideways. How risky is my portfolio? What would you do in my shoes? edit: *down payment on a house submitted by /u/WayneDwade

Reddit Personal Finance 985 2024-11-21

Account not linking to Rocket Money app

( www.reddit.com )

Account not linking to Rocket Money app I’ve been trying to link my CareCredit account to my Rocket Money app, but it keeps saying something like “invalid credientials”. I have 100% confirmed they are the correct ones, so what’s the deal? Will I just be unable to link carecredit? I’ve tried Synchrony Bank too just in case but it’s the same deal. For now Rocket Money really works for u…

Reddit Personal Finance 366 2024-11-19

Host asked for a payment on their personal account and insulted me afterwards. Can host retaliate because I reported them to booking.com?

( www.reddit.com )

Host asked for a payment on their personal account and insulted me afterwards. Can host retaliate because I reported them to booking.com? I’ve booked accommodation on Booking that states no prepayment is needed. However, after booking the host sends me a message asking for me to do a transfer to their personal bank account to guarantee my booking. They wanted 30% of the amount transferred now and the rest by a certain date. They said it is to avoid people canceling last minute and…

Reddit Travel 1.2k 2024-11-19

How do I check my account now?

( www.reddit.com )

How do I check my account now? Tried to pay for Uber Eats today but my card got declined. I tried to use Doordash and it declined my card too. I’m checking my account with the provided website over and over again, and all of my money is still there, and recent transactions listed are mine. My card isn’t locked. I tried calling the customer service number they provided, and it…

Reddit Personal Finance 1.1k 2024-11-18

You can create up to 10 accounts on Twitter, you can follow the same account on all the accounts I have?

( www.reddit.com )

You can create up to 10 accounts on Twitter, you can follow the same account on all the accounts I have? it must be difficult to have 10 accounts on Twitter, they mean that you cannot follow the same account on Twitter, it will be difficult. not like the same posts on all my accounts that I have. ”Multiple accounts and coordination You can’t mass-register X accounts or use automation to create X accounts. X allows users to create and/or operate up…

Reddit Social Media 649 2024-11-18

Money being auto debited from Account from unknown financial group

( www.reddit.com )

Money being auto debited from Account from unknown financial group Has anyone had an auto debit form their account named PLTNM FNNCL2? Helping find info for a friend she had this show up as a auto debit and she has no accounts with whoever it is. She doesn’t owe this group money. When you Google the PLTNM FNNCL2 it brings up searches for Spring Financial. I’m thinking someone entered a strangers account wrong a…

Reddit Personal Finance 377 2024-11-17

LPT: Joint Bank Account (JTWROS)

( www.reddit.com )

LPT: Joint Bank Account (JTWROS) Not all joint Bank accounts have all survivors as operators. If one owner dies, the account will be frozen till probate court proceeding is complete. However in joint bank account with rights of survivorship (JTWROS), the other account holder can operate the account. Call your bank and find out if your joint account is JTWROS. submitted by …

Life Pro Tips 622 2024-11-17

Looking for advice on how to get traction back to a large, but inactive account

( www.reddit.com )

Looking for advice on how to get traction back to a large, but inactive account I got busy with acting stuff outside of tik tok and have come back to the good ol 200 view jail. I figure I have a large enough follower where that shouldn’t be the case, so I’m wondering if anything has any advice. The account has 120k followers and I post POV comedy sketches. I figure I could use trending sounds in videos, go live and engage w…

Reddit Social Media 1.0k 2024-11-16

Retirement Account Question

( www.reddit.com )

Retirement Account Question Thanks in advance for any help. I am looking for basic finance/tax advice here – I have 3 work retirement accounts: 2 from previous jobs and 1 from my current job. The 2 old accounts are rollover 401ks. I’d like to consolidate them all into my current employer-sponsored account, and I have a couple questions. Is this a good idea? If so, what p…

Reddit Personal Finance 373 2024-11-16

Gifting brokerage account to parents?

( www.reddit.com )

Gifting brokerage account to parents? We make >600k between my spouse and I – my parents are retired and make 80k a year via pension and social security. I want to gift my parents some money to make some home improvements on their place. I have a brokerage account with a bunch of unrealized gains. Can I gift them my brokerage assets directly and then have them take out the money at …

Reddit Personal Finance 1.1k 2024-11-14